eneldar | | 39 posts since 2022I spoke to a CSR at Justice FCU and learned the following details. You must first establish membership before you can open a CD, which she said can take 1 to 2 business days. They will not guarantee the special CD rate during the membership process. To be eligible for the 5.35% APY you must open a checking account and maintain $2500.00 balance to avoid a monthly fee of $8.00. Without a checking account, the 9 month CD is 5.25% APY. Many banks and credit unions are lowering their rates or discontinuing their specials in response to the Fed's rate cut. You might go through the hassle of joining the credit union, then discover this CD special is no longer available.
HollyHolly | | 89 posts since 20155.35% is with a checking acct. 5.25% is for the 100K without. I have been a member for about 5 years. You need to be in law enforcement or join a group to join. They do a good job and are part of COOP shared branching.
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