You can now look up the portfolio yields at each FDIC-insured bank using this website... http://pressuregauge.core-cd.com/ Just open the site and key in the bank name and it will show you a report that includes the following for that bank...
-Total Average Assets
-Total Average CD Volume for Quarter
-Percent of Assets Funded by CDs
-Quarterly Annualized CD Int. Expense
-CD Yield this Quarter
-Loan/Core Deposits
With the FDIC call report data now available for the 4th quarter of 2024, we can now see that the median bank CD portfolio yield for the quarter was 4.23%, down from 4.29% in the previous quarter.
The average CD yield in the U.S. for the quarter was 4.43% when you add up all the CD interest paid and annualize it compared to the average volume of CDs during the quarter. This is down from 4.62% in the previous quarter.
There were 134 banks that were paying over 5% on their entire portfolio of CDs during the 4th quarter of 2024. As an example, Cross River Bank paid 5.52% on their entire CD portfolio for the quarter. Check it out.