Retirement Savings: How To Draw The Max (Safely)

WhataBummer
  |     |   412 posts since 2010

From CNNMoney

"What's the most I can pull from savings each year without running short of money later in life?" It's the single most frequent question I get from retirees and near retirees.

A formidable challenge anytime, turning one's savings into lasting income is especially daunting today. Slowing growth and high levels of government debt make it unlikely we'll soon see a bull market delivering '90s-style returns. Add in the fact that many nest eggs are still recovering from the 2008 meltdown, and it's no surprise that folks are eager to squeeze more from less.

Alas, there's no magic formula that will allow you to draw outsize sums risk-free. However, I'll lay out four options to help you get the most out of your money....

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