With the recent debit card rule change, RCAs will be dropping rate like crazy (along with other savings accounts). Just a few 5% club members in the pipeline:
Crescent State Bank (NC): From 5.01% to 4.51% (6/15/10; not too bad); reported by D. Shah on 5/12/10 at the Individual Crescent Bank Discussion Forum.
United Bank (AR): From 5.01% to 3.51% (7/1/10); reported by bank's assistant manager.
Stay tuned... more to follow.