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Latest Discussions

Worthy Bonds, 3 Year 5% APY
Posted by: TheBombingRange  |   1 vote  |  1 comment
Link 1 (Worthy Financial): https://joinworthy.com/ Link 2 (Worthy Peer Capital): https://worthybonds.com/ They are still pending in my state so I can't do anything yet. The main ... read more
No, Mr. Gross, The Sky Is Not Falling
Posted by: Bozo  |   8 votes  |  9 comments
Bond gurus (such as Bill Gross) see major "doom and gloom" in rising bond rates, which signal decreasing bond values (NAVs of bonds and bond funds move inversely to yields). Two po... read more
Is Your Asset Allocation Still Appropriate?
Posted by: Bozo  |   3 votes  |  13 comments
With the equity market run this year (+20% for most), folks might be wondering if they are a bit too topsy (if not tipsy) in equities. Background: I've been shedding equities in fa... read more
Waiting For 3%
Posted by: Kaight  |   13 votes  |  2 comments
It's easy for me to think this way today. Right this instant I am not confronting investable funds in large dollar amounts. That happens later this year. So for now I'm yawning at ... read more
FDIC & NCUA Insurance With A Single Ownership Account.
Posted by: Ally6770  |   8 votes  |  15 comments
I just spoke to NCUA and was told that having beneficiaries in a credit union make it a POD account. You do not have to put POD/ITF in the account title for additional insurance. ... read more
The RMD Is Sneaky
Posted by: Bozo  |   1 vote  |  1 comment
For those over 70 1/2, with IRAs, keep a close watch on those RMDs. Last year was a banner year for stocks. As a result, retirement funds with allocations tilted toward equities wi... read more
Edeposits Not Supported
Posted by: Anon456  |   4 votes  |  0 comments
Found out that my regular bank, BANK OF AMERICA, does offer edeposits but ONLY from a smart phone APP. NOT available from the desktop. TOO cold to run out just to make a single de... read more
NY High Income Saving Investing
Posted by: zz  |   5 votes  |  24 comments
I've been using this site for years for reasons everybody reading this is aware of (fantastic job Ken!). I saw Ken also includes mutual fund money market rates, which haven't reall... read more
Just A Few Hours Remain
Posted by: Bozo  |   2 votes  |  0 comments
For those itemizing in 2017 but won't in 2018, there's still time for charitable gifts. For folks who tithe, or gift periodically, think about "front-loading" today, December 31,... read more