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Latest Discussions

Missed Opportunity For Financial Institutions
Posted by: kcfield  |   7 votes  |  2 comments
Historically, when the Fed lowers interest rates; banks and credit unions understandably lower their rates as well. However, when the Fed lowered their rate to 0% in March of this ... read more
NCUA Q2 2020 Quarterly Data Summary Report release immanent
Posted by: QED  |   3 votes  |  26 comments
The report just dropped. This is a very important event, long awaited, because this is the first quarterly data set which reflects three full months of pandemic impact on the credi... read more
Financial Services Sector
Posted by: cdqueen  |   3 votes  |  5 comments
Customer service matters now more than ever. Managers and teams working from home should produce and promote efficient, reliable, timely redemptions and instrument transactions, no... read more
Care Act:For 2020
Posted by: Ratesaver  |   2 votes  |  3 comments
The care act allows you to not take your distribution of IRA's and 4o1ks ... Andrews FCU recently addressed this issue with a letter to not take or to take it. For the yr. 2020 if ... read more
The Potential Of Funding 1-3 Month CD's With A Credit Card
Posted by: deplorable_1  |   5 votes  |  29 comments
I thought maybe we could help each other out in identifying some 1-3 month CD's with cc funding potential. I know folks don't want to kill the deals but this post will soon get bur... read more
First Lockhart National Bank Lowers Rates And Increases Transactions
Posted by: csmith77  |   3 votes  |  0 comments
Effective September 16, 2020 the debit card transaction qualifying limit will revert to 15 on Kasasa accounts and 10 on the Rewards account. This change will be reflected on your O... read more
Maintaining A Long Term Focus
Posted by: kcfield  |   9 votes  |  2 comments
In our financial lives, a short term focus will result in an emotional roller coaster that rises and falls with the current state of the economy. Excellent stock returns and solid ... read more
Sharonview Credit Union
Posted by: dave9354  |   19 votes  |  1 comment
Received two phone call from this credit union today. They offered to close my 4.00% cd without any penalty. Do they think I just fell off the turnip truck?!! They do this under th... read more
Ally 1% Bonus Is Offered Approximately Every 2 Years
Posted by: enduser  |   6 votes  |  1 comment
I looked up the dates Ally offered the 1% bonus. Based on the two times they have done so it appears that they are doing it approximately every two years. The first time they offer... read more
Northern Bank/Northern Bank Direct Is Now Limiting Externally Linked Accounts
Posted by: deplorable_1  |   9 votes  |  2 comments
I just checked Northern to see the rate which is 1% currently and noticed this in my inbox: Dear Valued Customer, At Northern Bank, we are committed to providing our customers w... read more

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