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Latest Discussions

GTE Upgraded By Weiss
Posted by: CDmanFL  |   6 votes  |  5 comments
Friends, If my weak eyes aren’t playing tricks on me, GTE was just upgraded from C+ to B- by Weiss. They had net income of $5MM in Q1 2021. Also noticed something interesting: Net ... read more
Ratings Update
Posted by: Kaight  |   5 votes  |  9 comments
Both Ken and Bauer have updated their ratings for credit unions and for banks, too. You can now see the fresh Q1 2021 data in both instances. Weiss Research continues to publish o... read more
Keeping Posts Civil, Respectful, And Relevant
Posted by: kcfield  |   22 votes  |  1 comment
I have noticed an increase in personal (ad hominem) attacks which in my view diminishes the quality and flow of the discussions here on Deposit Accounts. It is fine to disagree vig... read more
Consolidate Multiple Iras At Different Fis After The Cds Mature, Or Not?
Posted by: senda  |   3 votes  |  5 comments
I have IRA CDs at multiple various CUs that will be maturing in the coming 1-3 years. (I think I have IRA CDs at 4 different CUs). One of the CUs is Navy (which allows you to Add O... read more
USALLIANCE Financial Arbitration Clause
Posted by: alan1  |   3 votes  |  1 comment
Arbitration clause dated May 27, 2021 Effective Date. This Arbitration Agreement is effective upon the 31st day after we provide it to you (“Effective Date”), unless you opt-out w... read more
Ally Stops Overdraft Fees For Good
Posted by: darkdreamer4u  |   9 votes  |  4 comments
Just got an email from Ally: we're saying 'so long' to overdraft fees. Doing right by you has always been our top priority, even when it means challenging the status quo. That’... read more
Southern Bank Drops Kasasa
Posted by: Clair  |   3 votes  |  2 comments
https://bankwithsouthern.com/ Per a note on statement, Southern Bank (Missouri, Arkansas, Illinois) has renamed their Kasasa Cash account to Southern Cash. Quote: "Your Kasasa Cas... read more
Mountain America Credit Union Lowers Savings Account Minimum
Posted by: alan1  |   4 votes  |  0 comments
from https://www.macu.com/lp/misc/reduced-minimum-balance Membership Account Minimum Lowered to $1 On May 1, 2021, Mountain America decreased the minimum balance requirement on pr... read more
PSECU -- Forced Arbitration Or Must OPT OUT In Writing By June 28, 2021
Posted by: senda  |   7 votes  |  9 comments
PSECU is forcing everyone who doesn't opt-out in WRITING by June 28, 2021 into Arbitration. Received an email with a link to the new changes and the instructions to Out-Out. If you... read more
What Have You Learned? (Pandemic Forged Savings Strategies)
Posted by: kcfield  |   19 votes  |  5 comments
While the pandemic has had a significantly negative impact upon savers; it has also provided an opportunity for savers to rethink their approach and to develop savings strategies t... read more

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