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Latest Discussions

Trying To Resist Jumping Ship
Posted by: July2022  |   8 votes  |  1 comment
For most of my working career I have been in IRA CD's , mostly because of NAFTA. In this area companies open and close to only go to Mexico, Malaysia etc etc within 5 years; so I e... read more
Poll: Joining Multiple Cus Worth The Ding To Your FICO Score?
Posted by: saver42  |   7 votes  |  10 comments
I joined a number of CUs recently, and saw my (normally excellent) FICO score drop 18 points this latest time due to no other changes I can see, except I joined a lot of Credit Uni... read more
TD Ameritrade Bonuses For Existing IRA Holders
Posted by: CTM  |   1 vote  |  0 comments
I got an email from TD Ameritrade (not TD Bank) with a bonus offer for existing IRA customers. Bonuses for existing customers are much less common than those for new accounts. The ... read more
Rmds And Ewps, It's A Minefield Out There
Posted by: Bozo  |   9 votes  |  12 comments
I previously posted on the confusion among bankers as to the various provisions regarding the waiver of the EWP for RMDs from IRA CDs. Well, friends and neighbors, today was classi... read more
ACC Annoyance
Posted by: Kaight  |   12 votes  |  5 comments
ACC (American Consumer Council) membership has been my entryway into at least two credit unions within the last year. But the ACC is associated with many credit unions. They a... read more
Seamless Wealth Transfer
Posted by: NYCDoug  |   8 votes  |  0 comments
Some good news, for a change . . . If you find yourself in the fortunate/unfortunate position as sole beneficiary of a significant inheritance, I'll spare you my trial & error... read more
ACH Limits
Posted by: Anon456  |   10 votes  |  7 comments
OK - can use some verification or input on my experience here. Just did an ACH transfer to Andrews for $100K from ALLY.  Later, I saw a post that talked about Andrews had... read more
Discovered Today That A CD I Renewed At The Same Credit Union Did Not
Posted by: Ally6770  |   6 votes  |  5 comments
retain the beneficiaries. Make sure you get the confirmation of your beneficiaries when you renew or turn over a CD for a different term.... read more
TBK Bank With Branch In Dallas
Posted by: Anon456  |   8 votes  |  4 comments
This bank is mentioned in Ken's summary of CD rates. I have not been able to pinpoint it, but there is something ODD going on here. I called mid-week to ask about opening a CD, an... read more
Having Resigned Myself To A Rate Drop
Posted by: Bozo  |   11 votes  |  4 comments
The "canary in the coalmine" (VMMXX) having turned, along with other markers, I guess it's time to look seriously at somewhat longer CD rates. I recently renewed a maturing IRA CD ... read more

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