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Latest Discussions

If You Get A Call From The IRS
Posted by: Bozo  |   7 votes  |  1 comment
We were always advised that, if you "get a call from the IRS", it's a scam. Well, there's a new wrinkle. The IRS has recently contracted-out its debt collections to private contr... read more
My Pet Peeve: Online Truth-In-Savings Disclosures (Or Lack Thereof)
Posted by: Bozo  |   13 votes  |  4 comments
As I've noted today over at the Blog, and many times past in both the Blog and this Forum, one of my pet peeves is when a financial institution makes it difficult, or even impossib... read more
Watch Out For Treasury Auctions Starting April 24 -- Might Be Cancelled Or Postponed
Posted by: pua  |   7 votes  |  1 comment
I am concerned that the U.S. Treasury 2-year, 5-year, and 7-year auctions scheduled for April 25, 26, and 27 are likely to be cancelled or at least postponed because they all have ... read more
Are FDIC/NCUA Coverages Relevant These Days?
Posted by: Bozo  |   6 votes  |  20 comments
Here's a radical idea, sure to spawn controversy. For years and years, we have been led to believe that FDIC/NCUA insurance was vital. Accordingly, we were advised never to exceed ... read more
SACU Is Now Credit Human
Posted by: Anon456  |   3 votes  |  1 comment
Just got in a notice of name change. -from their web site: Is anything else changing? At this time there is nothing else changing – it’s simply a new name. Check SACU.com/CreditHu... read more
TD Ameritrade Callable CD Offering
Posted by: CTM  |   2 votes  |  1 comment
Another competitive new issue CD via TD Ameritrade. The interest rate is 2.60%, payable monthly. The term is 69 months. This is a conventional type CD, but with a Call provision... read more
No State Income Tax On Social Security In California
Posted by: Bozo  |   6 votes  |  3 comments
One of the best-kept secrets among retirees. Despite California's horrific marginal tax rate on high earners, folks drawing Social Security get off scot-free. As in zero state inco... read more
Penfed/Valor Nexus Can Result In Unanticipated Benefit For Seniors
Posted by: Kaight  |   4 votes  |  2 comments
Valor has now been subsumed into PenFed. For senior citizen Valor members there might be a hidden benefit: Under the old Valor rules, seniors were entitled to paper statements fre... read more
Purepoint Financial Emergence Reveals Epic Alliant Fail
Posted by: Kaight  |   9 votes  |  12 comments
Alliant Credit Union is among a handful of financial institutions used as a hub by many who take a "hub and spoke" approach to managing their money. Another example of a popular hu... read more
The Impact Of The AHCA Failure On Deposit Rates
Posted by: Bozo  |   6 votes  |  12 comments
As most witnessed since the election, bond rates (and, to a degree, CD rates) increased in a burst of optimism. Now, with reality sinking in, should DA readers lock in the best lon... read more