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Latest Discussions

New Tactic To Not Pay Rewards Bonus
Posted by: csmith77  |   2 votes  |  1 comment
I recently ran into this tactic to allow CUs to not pay Rewards Bonuses: Thank you for messaging Pelican State Credit Union! Due to change in systems, some online-initiated and r... read more
The Impact Of Supply And Demand Upon Savings Rate
Posted by: kcfield  |   6 votes  |  4 comments
We often discuss the impact of the Federal Reserve monetary policy decisions upon interest rate. However, there is another factor which seems to be exerting further downward pressu... read more
Got Some Good Information On Limitations. Read This
Posted by: Spring  |   1 vote  |  0 comments
After about an hour with the chat and a live human on the phone I found out 1. must have direct deposit of $500 per month to open a money market account and 2. After you have 25K i... read more
Are Your IRA CDs An Add-On?
Posted by: Choice  |   16 votes  |  5 comments
As a friendly reminder up until tax filing time some/most FIs allow you to add on to an existing IRA CD. Good time to “help” your local FI reduce its interest expense by attempting... read more
Fraudulent Charges On Credit/Debit Cards
Posted by: Hooked  |   6 votes  |  0 comments
Many readers at DoC are reporting unauthorized transactions on their credit/debit cards. Wise to check all your cards and activate alerts.... read more
Posted by: Anon456  |   4 votes  |  4 comments
I have a bunch of money over at KEESLER, and they have had some good rates. But you know what ..... it's just not worth it. I started trying to get a new HIMMA-PLUS account opene... read more
Limits On Withdrawals
Posted by: djc314  |   3 votes  |  2 comments
Love this site! Before interest rates went to hell found some great deals. Not so much anymore :(. I wonder if you can include a new subject in your detail of accounts and that is... read more
E-Trade Account Bonuses
Posted by: CTM  |   11 votes  |  0 comments
E-Trade has two new promotions. One for new accounts and one for existing account holders. Both have significantly higher bonuses then previous offerings. The new account bonus fo... read more
Posted by: blazer9  |   1 vote  |  0 comments
All Transfer options and list of external accts' !!:30 call in states availability in maybe 1 or 2 hrs Was VERY nervous about this AM... read more
What Have You Learned? (Pandemic Forged Savings Strategies)
Posted by: kcfield  |   15 votes  |  4 comments
While the pandemic has had a significantly negative impact upon savers; it has also provided an opportunity for savers to rethink their approach and to develop savings strategies t... read more

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