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Latest Discussions

Will You Outlive Your RMDs?
Posted by: Bozo  |   4 votes  |  2 comments
For those of us turning 70 this year (as my wife and I are), the question is whether we might outlive our RMDs. The easy answer is "no". By definition, RMDs are based on life expec... read more
Chase Again Offering A $500 Bonus With Checking And Savings.
Posted by: Ally6770  |   2 votes  |  0 comments
It was in the mail again today. Keep $15,000 in an account for 90 days. Keep an account open for 180 days.... read more
Chase Bank And New Cash Deposit Rules
Posted by: paoli2  |   76 votes  |  50 comments
I was wondering if anyone has encountered what is going to be the new rules for "any" bank cash deposits as of March 1, 2014?  I just returned from my local Chase Bank to depo... read more
Documentation From XCEL FCU
Posted by: ChasR  |   6 votes  |  5 comments
I encourage everyone opening a CD at XCEL to carefully read the "Terms and Conditions of Your Share Certificate Account" which the credit union mails to you after you open a CD.&nb... read more
Be Sure You Explicitly Log Off From Any Financial Site.
Posted by: cactus  |   10 votes  |  1 comment
Just closing your browser isn't enough. Late one night I was doing financial stuff online. Merely shut down the browser after each site, as I always have done. Some time later I&nb... read more
Extra Benefits For My Friend.
Posted by: Ally6770  |   5 votes  |  0 comments
One of the local credit unions advertised a pretty good dividend on one of their short term CD's.   It had a free withdrawal and since one of my friend sin... read more
Merry Christmas And Happy Hannuka!
Posted by: dave9354  |   4 votes  |  0 comments
happy holidays to all at deposit accounts.com. Hoping we all get an increase in rates for the upcoming year! Thanks for your great work from this website. Dave.... read more
Building An IRA CD Ladder From Scratch
Posted by: Bozo  |   2 votes  |  1 comment
For a person who has worked for a number of years with a 401K, the concept of a ladder of IRA CDs sounds great. The question remains, how do I do it? 1.  Limited options in 4... read more
The Bond Fund Rout Continues
Posted by: Bozo  |   3 votes  |  3 comments
For those who have followed my posts, you might have noted I am no fan of bond funds in a rising-rate environment. The rout continued today, when VBTLX (your garden-variety interme... read more
ESSB Direct
Posted by: JimN  |   2 votes  |  1 comment
Today (12/3/16) a CSR stated that the 1.25% APY/Money Market Special 3 is closed to new applications.... read more