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Latest Discussions

Bond Fund Score: Me1004 1, Bozo 0.
Posted by: Bozo  |   6 votes  |  4 comments
Well, friends and neighbors I finally threw in the towel. After a long and losing battle, I cashed out 3/4 of my Vanguard bond fund (VBTLX) to satisfy the remainder of my 2018 RMD.... read more
Is Ken Tumin The Jack Bogle Of Deposit Accounts?
Posted by: Bozo  |   36 votes  |  2 comments
With Jack Bogle's passing last week, many articles have been written highlighting his revolutionary approach to investing for the common man: the index fund. Query: Will Ken Tumin... read more
Will Your IRA CD RMD Be Subject To An EWP?
Posted by: Bozo  |   15 votes  |  14 comments
As I turn 70 1/2 this year, the question is of more than academic interest to me. For those DA readers at or nearing RMD territory, it's an issue which might be worthy of inquiry. ... read more
Beware Virtual Bank's Failure To Pay Interest From Day Of ACH Deposit
Posted by: QED  |   10 votes  |  3 comments
Heads up regarding Virtual Bank's e-Money Market accounts. You could understand, maybe, if this applied to paper checks. But Virtual Bank will not pay you interest on funds they re... read more
The Importance Of Asking Questions Of The Bank Or Credit Union.
Posted by: Ally6770  |   10 votes  |  5 comments
Inova Credit Union has zero days when a CD matures. It also does not show on their account page the beneficiaries. It also does not allow you to see or change where you chose that... read more
Hard To Find Info About Banks
Posted by: rarnold2000  |   15 votes  |  11 comments
I have been searching CD and savings info on banks and credit unions. Unfortunately, it has been very frustrating because few of the sites that list various options provide all or ... read more
Bloomberg Business Week On Volatility
Posted by: Bozo  |   3 votes  |  1 comment
This week's Bloomberg Business Week has a short, but good, article on how to stay cool when the market is volatile. In the print edition, it starts at page 25 with a cute photo of ... read more
Beware Of Cash!
Posted by: enelrad1123  |   28 votes  |  10 comments
I was raised with the advice "if you can't pay cash for it, don't buy it", so I've never used credit cards. I was just denied opening an online savings account with Northfield Bank... read more
Is A 4% Inflation-Adjusted Withdrawal Prudent In Retirement?
Posted by: Bozo  |   8 votes  |  2 comments
Volumes have been written on saving for retirement, but less attention is given to spending in retirement. For years, the "4% rule" held sway. Others noted one should save 25X expe... read more
Talk About Tone Deaf. Heads Of NCUA Dine In Luxury On Our Dimes
Posted by: saver42  |   8 votes  |  3 comments
Though there are many fine Credit Unions that serve their members well, it seems that living in luxury off someone else's money isn't just restricted to the big banks. Have a look ... read more

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