Miscellaneous
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Do You Use Pay Pal, Apple Pay Or Other Fintechs- - -
Below this article is a link to the Fintechs for the US. You can change the country. The list I chose at the top is the US and the list was for 2024. It would not turn blue so copy... read more
Credit Unions Easy To Join Geofenced Credit Unions In The List
Talaris crecit union has merged no longer is taking new accounts
Jovia Financial Credit Union is Geofenced to a small section of New York
First flight credit union is geo fenced to... read more
Highest Brokered CD Rates As Of 07/10/2025
As of 10 am ET 07/10/2025, here are the highest rates, at either Charles Schwab brokerage and/or Vanguard brokerage for non-callable, new-issue brokered CDs with terms of 3-month, ... read more
Anyone Notice That Good Rates Like This Are Never Posted On The Site
I noticed that when good rates are posted by users here or in Misc., they don't make it into the listing that shows rates when you search on the site. This is new since the new fol... read more
What Are The Best Hub Accounts Banks/Credit Unions?
My best Hub account was Customers bank but for an unknown reason they canceled my account.
Any favorites with fairly good interest rates?... read more
Yields of Some Popular Money Market Funds as of 7-8-2025
Here are the 7-day yields as of 7/8/2025 for some popular money market funds available at Fidelity, Vanguard, and Schwab: VMRXX @ 4.24%, VMFXX @ 4.23%, VUSXX @ 4.18%, SWVXX @ 4.15%... read more
Warning About Taking A Partial Early Withdrawal From A CD
There's an important hiccup that many people might not realize about taking a partial early withdrawal from a CD (I didn't realize it at first either).
Say you have a $55k CD and ... read more
Reminder: Many CD Specials Will Mature The End Of Next Month
I think a LOT of DAers will have multiple CDs maturing the end of August, as a whole bunch of FIs had CD Specials in the past with their maximum maturity being August 31, 2025.
I ... read more
The $600+ Form 1099-K Threshold is Now Officially Repealed
The “$600+ Form 1099-K threshold” is repealed, reverting back to the older $20,000 and 200-transactions standard. For example, if you are receiving PayPal money for goods or servic... read more
Highest Brokered CD Rates As Of 07/02/2025
As of 9 pm ET 07/02/2025, here are the highest rates, at either Charles Schwab brokerage and/or Vanguard brokerage for non-callable, new-issue brokered CDs with terms of 3-month, 6... read more