Miscellaneous
Share miscellaneous comments, experiences, and site feedback here. If you would like to discuss a recent news story, please share it in the Financial News section. If you have a question, please post it in the Ask the Community section.
Latest Discussions
Credit Check To Join A Credit Union
I froze my credit checks with experian, etc many years ago due to a catastrophy. It is a permanent freeze, and the one time I unfroze it for a few minutes was a pain.
I tried to j... read more
Ally Will Suspend All Transfers If A Transfer Fails. Marcus Locks Account If No Activity In 60-Days
I received an email from Ally stating that a transfer between my Ally checking account and my Marcus savings account failed to complete, and that funds were returned to checking. T... read more
Kinecta And Xceed Announce Planned Merger With Kinecta As The Survivor
Why? A merger of non-equals? Upper NY members may not be too enamored with the lost of a namesake.... read more
What Have You Learned? (Pandemic Forged Savings Strategies)
While the pandemic has had a significantly negative impact upon savers; it has also provided an opportunity for savers to rethink their approach and to develop savings strategies t... read more
The Bank Of Denver Is No Longer Accepting Customers Outside Of Colorado
Recently applied for a Kasasa Saver account to link to my Kasasa Cash account at The Bank of Denver. Received the following message:
"We would like to thank you for your recent int... read more
IRA Rates Are Sometimes Higher Than Regular CDs For Same Term
While most banks and credit unions have the same interest rate for regular CDs and IRAs of the same term; some institutions pay a higher rate for IRAs. For example, when I do an se... read more
Achieving A Better Life Experience (ABLE) Accounts.
IRS issued final regs on ABLE Accounts..."These accounts can help eligible individuals (known as designated beneficiaries) save for qualified disability expenses without ruining th... read more
VARIABLE DENOMINATION FLOATING RATE DEMAND NOTES 1.50-1.75%
I don't really keep up with demand notes but I happen to own shares in D and saw this SEC filing this afternoon. Id trust them about 100 times more than a fintech.
DOMINION ENERGY... read more
Currently Has Best CD Rates
1.35%, $500,000 for two years
Good customer service. If you want to join, besides the standard qualifications, you have to be a resident of New Mexico or California.
Additional m... read more
Freedom Credit Union Arbitration
I got a letter in the mail from Freedom credit union in Warminster, Pa yesterday saying they are adopting a new arbitration clause and waiver of class action. They do have say we h... read more