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Latest Discussions

Do Bond Funds Have A Place In Your Portfolio?
Posted by: Bozo  |   3 votes  |  2 comments
For many folks, contributions to 401K accounts are about as good as it gets. Periodic contributions, perhaps an employer match, what's not to like? Well, for one thing, the fact th... read more
ACC Annoyance
Posted by: Kaight  |   5 votes  |  4 comments
ACC (American Consumer Council) membership has been my entryway into at least two credit unions within the last year. But the ACC is associated with many credit unions. They a... read more
Is The 4% SWR "Rule" Of Any Relevance Today?
Posted by: Bozo  |   4 votes  |  0 comments
The 4% Safe Withdrawal Rate (SWR) was always the default. For many years, financial planners, bloggers, and others touted the "4% Rule". If you saved for retirement, in a mix of eq... read more
1099 On IRA Account
Posted by: Anon456  |   8 votes  |  7 comments
I got in a 1099R from my IRA CD which got transferred to another credit union. They had coded it as an IRA Rollover, showed the dollar amount, then showed the taxable amount as zer... read more
Can't Make Paragraphs ? How To.
Posted by: Ricochet  |   2 votes  |  4 comments
I can't believe ya'll can't figure how to work this out. 1..Type your reply, just a line or two. 2.. Post the comment. 3.. Click Edit. 4.. Correct or Continue your post with Para... read more
9 Year CD That Pays 6.5%+
Posted by: RJM  |   2 votes  |  7 comments
Ok, its not a CD, its a stock that will very quickly become an NYSE listed preferred stock. It trades at roughly a 9% discount to its $17.80 value at closing...on Feb 6th. Its a ... read more
Chase Bank And New Cash Deposit Rules
Posted by: paoli2  |   76 votes  |  51 comments
I was wondering if anyone has encountered what is going to be the new rules for "any" bank cash deposits as of March 1, 2014?  I just returned from my local Chase Bank to depo... read more
Majority Of Americans Are Data Breach Victims, Survey Finds
Posted by: Shorebreak  |   4 votes  |  2 comments
The study found that consumers largely fail to pursue even the simplest method of protecting themselves by ignoring password safety guidelines. https://www.consumeraffairs.com/new... read more
Trick To Bypass Chip Reader
Posted by: Dukester  |   3 votes  |  1 comment
I know a lot of us are frustrated with chip readers processing a purchase as a debit instead of credit, which results in the transaction not counting towards the 12 required point-... read more
Will You Outlive Your RMDs?
Posted by: Bozo  |   4 votes  |  2 comments
For those of us turning 70 this year (as my wife and I are), the question is whether we might outlive our RMDs. The easy answer is "no". By definition, RMDs are based on life expec... read more