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Latest Discussions

Money Market Or Saving Account With High Interest And High Limit ACH?
Posted by: obi  |   3 votes  |  3 comments
Right now I use fnbodirect, 1.85% APY and 25K a day ACH transfers. I use it for occasional transfers in and out of higher rate accounts which have miniscule ACH limits. fnbodirect ... read more
ALLY BANK And ACH
Posted by: Anon456  |   4 votes  |  0 comments
I have had very good luck so far with ALLY BANK for both banking services, customer service, and ACH transfers. Most of my financial holdings limit the ACH to something relatively ... read more
Beware Of Cash!
Posted by: enelrad1123  |   11 votes  |  4 comments
I was raised with the advice "if you can't pay cash for it, don't buy it", so I've never used credit cards. I was just denied opening an online savings account with Northfield Bank... read more
Today's Little Known Bank Holiday - Victory Day
Posted by: Ken Tumin  |   5 votes  |  1 comment
I noticed a few banks and credit unions were closed today in observance of Victory Day. I never noticed this holiday, but it's observed in Rhode Island. It celebrates the end of Wo... read more
Worthy Bonds, 3 Year 5% APY
Posted by: TheBombingRange  |   1 vote  |  26 comments
Link 1 (Worthy Financial): https://joinworthy.com/ Link 2 (Worthy Peer Capital): https://worthybonds.com/ They are still pending in my state so I can't do anything yet. The main ... read more
Would A Currency "War" Impact Savers?
Posted by: Bozo  |   2 votes  |  1 comment
OK, OK, let's assume Trump is serious about a "race to the bottom". If so, would savers be beneficiaries? Here's a hypothetical example. Assume the dollar is an acorn, and foreign... read more
BECU (Boeing Employees Credit Union) Foundation Fee
Posted by: rapoport  |   1 vote  |  0 comments
Does anyone know if the $20 Northwest Credit Union Foundation's "Friends of the Foundation" membership fee (required to join BECU if you don't fall into any other membership catego... read more
Penfed ACH Policy
Posted by: RJM  |   9 votes  |  0 comments
Thank you for contacting PenFed. The $5,000 transfer limit for new members is only for incoming transfers. You may transfer the entirety of your certificate funds out. Brad Brad... read more
ACH HICCUP
Posted by: Anon456  |   10 votes  |  2 comments
Never had this happen before. Trying to set up an external account at bank1, using my external account at bank2. Went in today to verify trial deposits inside bank2. I only see o... read more
Dividend Reality Check
Posted by: Bozo  |   7 votes  |  0 comments
Several days ago, a commenter on CNBC noted that garden-variety money market funds were offering higher SEC yields than garden-variety total stock funds (e.g., VTSAX). That twirled... read more

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