Not to cause anyone anxiety, but there is a statement within the National Credit Union Administration's statement of coverage that makes NCUA Insurance available if you are a valid member from the credit union’s field of membership. A prudent investor would not want to hold the account used to test the validity of that limitation.

"Not to cause anyone anxiety, but there is a statement within the National Credit Union Administration's statement of coverage that makes NCUA Insurance available if you are a valid member from the credit union’s field of membership. A prudent investor would not want to hold the account used to test the validity of that limitation."