Instead of always listing monthly values with the CD early withdrawal
penalty calculator, how about implementing an option to allow for less
frequent entries? Leaving the default option monthly would mean no
surprises/shocks to existing users. Offering intervals of say 1 year,
6 months, 3 months would allow for less cluttered more meaningful
comparisons to some (me). Sometimes less is more. Thanks.
Example for 6 month interval:
=============================
Effective APY
Ally A+.25 iGO
Term 5 Yr(s) 5 Yr(s) 5 Yr(s)
APY 1.50% 1.75% 2.05%
Penalty 2 Mo. 2 Mo. 6 Mo.
--------- ------- ----- -----
6 Months 1.00% 1.17% 0.00%
12 Months 1.25% 1.46% 1.02%
18 Months 1.33% 1.56% 1.37%
24 Months 1.38% 1.60% 1.54%
30 Months 1.40% 1.63% 1.64%
36 Months 1.42% 1.65% 1.71%
42 Months 1.43% 1.67% 1.76%
48 Months 1.44% 1.68% 1.79%
54 Months 1.44% 1.69% 1.82%
60 Months 1.50% 1.75% 2.05%
