Suggestion: Interval Option/Parameter On CD EWP Calculator?

cumulus
  |     |   1,266 posts since 2010

Instead of always listing monthly values with the CD early withdrawal

penalty calculator, how about implementing an option to allow for less

frequent entries?  Leaving the default option monthly would mean no

surprises/shocks to existing users.  Offering intervals of say 1 year,

6 months, 3 months would allow for less cluttered more meaningful

comparisons to some (me).  Sometimes less is more.  Thanks.

Example for 6 month interval:

=============================

Effective APY

                      Ally         A+.25      iGO

Term            5 Yr(s)    5 Yr(s)    5 Yr(s)

APY             1.50%    1.75%     2.05%

Penalty          2 Mo.    2 Mo.      6 Mo.

---------          -------       -----         -----

6 Months      1.00%    1.17%    0.00%

12 Months    1.25%    1.46%    1.02%

18 Months    1.33%    1.56%    1.37%

24 Months    1.38%    1.60%    1.54%

30 Months    1.40%    1.63%    1.64%

36 Months    1.42%    1.65%    1.71%

42 Months    1.43%    1.67%    1.76%

48 Months    1.44%    1.68%    1.79%

54 Months    1.44%    1.69%    1.82%

60 Months    1.50%    1.75%    2.05%




cumulus
  |     |   1,266 posts since 2010
Hopefully this would be a "small change" to filter existing output
to correspond to the interval option---the meat & potatoes of the
tool remaining as is.  In any case, thanks much for considering it.


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