RATE DROP: ING Direct Orange Savings down to 1.15% APY (from 1.20%).
Also: fairly competitive CD rates for people to live, work, or worship in Passaic County, New Jersey at Self Reliance NJ Federal Credit Union: 2.02% APY for 12-months, 2.12% APY for 18-months, 2.27% APY for 24-months, and 2.53% for 36 months. Branch visit required; branches in Clifton and Passaic, NJ.