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Paying Bills In Public

paoli2
paoli2   |     |   2,158 posts since 2011

I had a new experience this morning that concerns me.  I had a bill to pay so I wrote out my check and was going to mail it but was concerned it would arrive late.  I went to the address I was told I could make a payment and was expecting to give the check to someone.  I was told the payments were made on a kiosk machine and to put in needed info and follow the steps.  The screen asked for information like my check's bank routing number, account number and amount of payment etc.  I did not expect to be paying like this and did not have my eyeglasses on and needed help reading the instructions.  see and hear all the info being inputed.  When finished, they did not even want the check and I got a receipt for payment.

I was concerned about this and called the store.  The rep who helped me told me the bank account numbers I put in turn into black circles so that others can't see them.  It was done so quickly, I didn't realize it happened like this.  So I guess I don't have to be concerned about fraud on my bank account afterall.    I think I am still living in the 1950's.  :)




styx
styx   |     |   20 posts since 2014
You should consider online banking through your bank. Maybe try it out for a month or so. You can always go back doing what you do now if you don't like it, right? It works well for me and is such a time/money saver. No problems so far. Here's an article from GoBankingRates about checkbooks and ID theft. The fifties ended some time ago :D http://www.gobankingrates.com/checking-accounts/your-checkbook-is-an-identity-theft-time-bomb-waiting-to-go-off/
paoli2
paoli2   |     |   2,158 posts since 2011
Thanks for the "wake-up call" post and the article.  I was discussing these very concerns yesterday with hubby.  However, some people insist on checks like for our apartment rent.  We have to mail in a check each month or pay by money order.  Also, our doctor's offices won't let us see the doctor until they collect the copay first which I usually pay by check.  Maybe I should start paying in cash but if you can't trust your doctor and his staff, who can you trust?
 I must try to write as few checks as I can now that I know my concerns are real.  Much appreciation for the info.
klink
klink   |     |   151 posts since 2012
Trust no one in regards to your money or financial affairs.
paoli2
paoli2   |     |   2,158 posts since 2011
Maybe I could try "bartering" for all my doctor visits.  You know.  Bring them a big dish of my great Burgundy Meatballs for each office visit.  I could be starting a new trend and keep patients safe from using all those checks. :)