A Visa, Mastercard Or Amex Gift Card That Can Be Password Protected.

Is there a Visa or AmEx type GC (gift card) that can be password protected. AmEx Travelers Checks worked very well, in the past. Because a merchant could compare the signatures. However, few banks will cash them now. You can register a GC on a website. That may help stop fraudulent use, if stolen or lost. But, only if you know it has been stolen or lost. If you do not know, your GC could be used up very quickly. Wal-Mart has a gift card, that can be password protected, but only used at Wal-Mart. I want a GC that can be bought at a retailer or online and used at any retailer. Any ideas on where I can get a password protected GC, or similar instrument financial. That does what travelers checks used to do for people.