Those of you who have come to appreciate Alliant Credit Union’s nifty next-day ACH transfer service may be in for a rude surprise, particularly if you’re trying to transfer externally funds from a maturing jumbo CD there. Earlier this month, Alliant put up a new website, advertising that it would offer “the same great services.” It then sent a secure email to members stating that, without giving any specifics that I could find, effective immediately, there’d be new daily and monthly ACH transfer limits for its next-day EFT service. I found out this morning—trying to transfer funds ultimately intended to go into a real estate purchase escrow account from a maturing CD—that my daily limit had been slashed from $100k to $25k. I’ve been an Alliant member since 2010. It’s still a great service, but a little more warning—with some specifics—would have been helpful to me.
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