One of the local credit unions advertised a pretty good dividend on one of their short term CD's. It had a free withdrawal and since one of my friend since first grade is having surgery next month I thought it might be a good CD for both her and her husband with the extra bills coming up. She is in poor health as is her husband and she has asked me to let her know when I know of good local short CD's. She and her husband visited the credit union to each open of the CD's. This particular CD was offered evidently only one to a household but they offered to let them combine all of the money even though it was over the limit offered.
I thought that was quite generous, and after the CD was opened they offered her a choice of a gift card to Field and Stream or a years membership to Costco. Of course they took the Costco membership. Just for the gas discount alone it would help them out immensely because the store is only about a mile from their home. Her husband also needs hearing aids and the $5,000 hearing aids that they were quoted someplace else was quoted at $1600 when they went to Costco's. She said her husband went to look at tires which he also said were at a huge savings. Even credit unions do great things to help people and do not even realize how much they have helped a great couple.