Advertising Disclosure
  1. Home
  2. Community
  3. Miscellaneous
  4. Mastercard Free Service To Counter ID Theft

Mastercard Free Service To Counter ID Theft

Kaight
  |     |   1,192 posts since 2011

You must be a Mastercard cardholder to use this free service. I signed up. It seems like a good service. Certainly the price is right:

https://www.mastercard.us/en-us/consumers/payment-technologies/id-theft-protection.html

The service covers a variety of personal information items.  All of them except for social security number may be selected by you or not for monitoring, on an a la carte basis.  Notice of activity is provided to you via e-mail, or you may choose instead to log into your free account for an instant readout regarding how things stand.  As with all monitoring services of this sort, no news is good news.

If you are not a Mastercard cardholder, I know Discover Card offers a similar free service.  I do not have the Discover Card so I'm unable to provide information about their service based on personal experience.  However,  more information is available here:

https://www.discover.com/credit-cards/member-benefits/security/ssn-newaccount-alerts/

Visa?  I'm unaware of free service offered by Visa to its cardholders similar to that offered by Mastercard and Discover.  If you are aware of such a free Visa service, please post.

  Post a comment
6


midas89
  |     |   1,020 posts since 2017
While it is very nice Mastercard is offering this free service, there is no way not to be concerned about the info you provide when signing up for this service after the Equifax hack.

This Mastercard service has places where you enter your Driver License Number, bank account routing numbers & account numbers (optional if you want those monitored), and credit card numbers (optional if you want those monitored).

Let's say you decide to provide all that info, and then this Mastercard service is hacked. It could be even worse than the Equifax hack since Equifax does not have your bank checking & savings account numbers.
Reply
5
Ally6770
  |     |   4,307 posts since 2010
Citi sends me my balance daily, send me a notice when a transaction is made without the card, when my electric bill is debited, or my heating bill, etc and even when I make my Comcast bill over the phone, or the house or car insurance. The email is sent before I even get off the phone.
Reply
1
me1004
  |     |   1,381 posts since 2010
I signed up for this service (and a similar service form Discover card). But this is not credit watching, this is checking all the internet for any of your info, as well as some other places, but not your credit record. Still it is useful.

Also, Ally6770, your approach is simply checking that one credit card, not all your info and where it might be, such as posted on the dark web, which this service checks. And simply checking transaction on the one credit card is not checking whether new bank accounts are being opened in your name to be used for fraud, or other things. Its worth knowing what is going on with your credit card, but that does not cover the other serous things. This service will tell you whether your credit card number is posted for sale on the dark web, among other places -- if you knew it is, you could act proactively and have the card number changed.
Reply
2


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.