Found out that my regular bank, BANK OF AMERICA, does offer edeposits but ONLY from a smart phone APP. NOT available from the desktop.
TOO cold to run out just to make a single deposit, so had to use my account at ALLY BANK.
About half my credit union accounts will accept edeposits, but I am surprised that the big banks have not caught up yet. ALLY BANK is not always the highest paying, but is usually right up there. Very pleased with the online experience, and telephone support as well. AND, their ACH is TOPS.