It's easy for me to think this way today. Right this instant I am not confronting investable funds in large dollar amounts. That happens later this year. So for now I'm yawning at CD rate offers south of 3%. This is an attitude, a small luxury, which makes me happy and content. I'm absolutely confident rates for CDs available nationwide will hit the magic 3% mark by the beginning of summer!
Well, no I'm not but it is satisfying to dream, and in the shorter term such dreams are free of cost. I did take to heart Ken's wise mention that a rising stock market will draw in funds from banks, causing them to increase rates. I surely hope that happens.
