With the New Year, and the major run-up in equities last year, it may be time for folks with "balanced" portfolios (i.e., stocks and fixed-income) to re-visit their asset allocations. When the equity market goes on a tear (as it did in 2019), AA can get all out-of-whack. That age-appropriate AA might no longer be suitable, both as a result of Mr. Market and one's age.
Analysis: Look at your AA as of end-2019. "Age-in-fixed-income" is a good benchmark. If the market run-up has skewed your AA so that your are too heavy in equities for your age or risk tolerance, consider harvesting some gains and shifting those gains to fixed-income products, such as CDs.
Just my $.02