After about an hour with the chat and a live human on the phone I found out 1. must have direct deposit of $500 per month to open a money market account and 2. After you have 25K in the account the interest rate drops from 1 percent to .50. I wanted the 1 percent and would not be able to get it after all. I recommend checking them out before embarking on a membership application to get the rate of 1 percent on the MM account. Not worth the hassle for me
for .50 rate on 25K plus.