Ken, How about adding a "No Penalty CDs" section/category to your (already superb, useful and excellent) "Best CD rates" list?



to the CompareCD rates lists at https://www.depositaccounts.com/cd/ which
receives DAILY updates, and contains sub lists for 3m, 6m, 1y...6y+ CDs, but
does NOT offer an option for a 'NP CDs' listing?



Asking for all the WORK FOR FREE by posters old/new are piling on Ken,
might you break him..retire?
VALUABLE Reporting.
Straw and Camels back scenario ?



Early Withdrawal Penalties - All requests for early withdrawal must be in writing. In the
event of early withdrawal, one of the following penalties shall apply:
Certificates Having a Term Greater Than Six Months
a. If redeemed within the first year, all dividends will be forfeited.
b. If redeemed thereafter, but prior to the maturity date, the early withdrawal penalty will equal 30% of what would have been earned if the certificate had been held to maturity, NOT TO EXCEED TOTAL DIVIDENDS EARNED. (my emphasis)
https://www.penfed.org/content/dam/penfed/general/pdf/aml-2018/688.pdf
