Capital One Fall22 Bonus Paid

John19 | Mar 9, 2023 | 397 posts since 2022

$1000 bonus for 360 savings just posted. Four days after 90 day requirement was met.

jack12 | Mar 9, 2023 | 307 posts since 2021

My 90 days ends today but I am waiting until tomorrow to pull it

Is there a minimum that must be left in the account or can I just leave a penny like I do at ally?

John19 | Mar 9, 2023 | 397 posts since 2022

No minimum, make sure to call Capital One and see if you've qualified before transferring. Because it might be 15 days after the account was open rather than the 90 day period.

jack12 | Mar 10, 2023 | 307 posts since 2021

yeah I deposited on 12-9 so it will be 91 tomorrow

Did you pull out before your bonus posted?

John19 | Mar 10, 2023 | 397 posts since 2022

I called and they told me it would be clear to withdraw on the 5th I believe. Be careful because it might be 15 days after the account was opened rather than 90 days from when the deposit was made. The CSR told me 15 days but I think the disclosure says 90 days. Call and don't take a chance! It posted the same day I withdrew the money, yesterday and the 100k showed as withdrawn.

jack12 | Mar 18, 2023 | 307 posts since 2021

Bonus has not shown up

I fear having to call but its $1000- I have to

their website at the time said I was not eligible but CS insisted I was as it was way long ago since I had CAP1 acct

jack12 | Mar 20, 2023 | 307 posts since 2021

I called and they are telling me that I did not qualify because 90 days is not actually 90 days- its in my case 101 days
So I filed a bbb complaint- I don't expect a positive resolution so I will close the bank account and my credit card and spend the rest of my life badmouthing cap 1

It makes absolutely zero sense- UNLESS your objective is to tick off customers
(or in my case former customers)

John19 | Mar 21, 2023 | 397 posts since 2022

Horrible because imagine how much you lose by having it earning a lower rate for three months!! I figure Capital One was at least 80-100 basis below the leader let alone treasury. So it cost me $250 at least to get this bonus. Citi checking bonus would be horrific if it didn't go through.

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