Though I'm not affected by any of this, I remember reading some interesting discussions here and elsewhere over the last couple years on Alliant in particular, expelling members without stating why -- and giving no warning to the member beforehand that a meeting to discuss their expulsion would soon be held (if I remember right, I think all Alliant ever does is put a notice up on their office door in Chicago, or some such thing, that no one would ever see, before expelling them).
Well, a relative just the other day showed me a mailing they got from their credit union (SchoolsFirst) who was updating their terms. Unlike Alliant though, the SchoolsFirst language spelled out everything clearly, stated what would constitute them taking such an action, and mentioned that they would notify the person they're considering expelling beforehand, to give them a chance to make their case.
Decent... and quite a difference between them and the secretive way Alliant does it. Honestly, I like Alliant, but why can't they be honest and open about it like other CUs? I hope this will never affect me; I don't do anything questionable or push limits, but I wonder how many other CUs have language regarding the expulsion of members in their terms now...