Does intent really matter all that much? When good is accomplished, do we condemn the beneficence merely because it was not the purveyor's goal?
I think not. Case in point:
This website's NFCU health rating remains at "C". Some would argue this misrepresentation should by now have been put right. I disagree. That "C" rating has the benefit of possibly steering newcomers away from NFCU and toward other financial institutions where they will do far better investing their money. Today's NFCU is a major disappointment, though admittedly not from a health standpoint. But NFCU's CD offerings do not rank among the best. So if that "C" rating carries a "look elsewhere" message, it is for the best in my view.
On a personal note, I have legacy CD's at NFCU at this moment. But I'm a "short timer" there. Very soon, though not soon enough, my CD's will mature. And when they do, my money will be "gone with the wind" where NFCU is concerned unless something changes pronto.
NFCU at one time offered some very attractive CD deals. That was then. This is now. Things have changed.
