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Places That Allow Flexible CD Maturity Lengths?

racecar
  |     |   628 posts since 2014

I know this question has been asked before, but I can't seem to find it.

What places allow you to set more flexible CD maturity lengths?

By this, I mean places where you can set your CD term in precise months (or days) rather than just years. Such as "12-17 months" and "18-23 months" instead of just "12 months" and "18 months".

Please add to this thread with places -- that anyone can join, please -- that allow this.

Ones I know of offhand:

Alliant (you can set the term in days)

US Senate FCU (not advertised, but if you ask you can set the term in months)

SchoolsFirstFCU (restricted membership, only mentioned because it's one of the nation's largest CUs; you can set the term in months).

Some places that used to do this (like Chartway) no longer do.

Please add to this thread if you know of others (that anyone can join) that allow you to do this, even if their rates are currently bad.

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1


njs
  |     |   71 posts since 2019
Department of Commerce fcu. Easy membership.
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4
MY2CENTSWORTH
  |     |   440 posts since 2016
Credit Human FCU and Department of Commerce FCU are two that I am familiar with.
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4
MineSweeper
  |     |   68 posts since 2021
Alliant Credit Union offers flexible term CD's
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4
Carpline
  |     |   882 posts since 2015
First National Bank of America
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2
racecar
  |     |   628 posts since 2014
Thanks Carpline, but unfortunately First National Bank of America only does the flexible month terms if you live local and can go into a branch, otherwise it's "years" only. I just called them to ask and this is what I was told.
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3
Confused1
  |     |   87 posts since 2018
Global Credit Union, formerly Alaska USA.
You can become a member of Global Credit Union if you are affiliated with a company, organization, or community that have requested that Global serve their employees or members, or are employed by the Department of Defense. You may also qualify by being related to someone who is qualified to join.

Most people who live or work in Alaska, Washington, Northern Idaho, California's San Bernardino county, or Arizona's Maricopa County can qualify for membership.

https://www.globalcu.org/rates/certificate-account-rates/
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2


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