Psecu is changing their terms, going to Arbitration, but at least you have the option of opting out if you want, not every place lets you. You have 45 days from today, March 21 2025, to send them an opt out letter as per the instructions below.
Normally I send an opt out letter when allowed but I may skip it this time as I don't know if it's worth the 73c stamp for psecu. I cant imagine they will ever have good rates again and was thinking of closing my account with them tho havent yet