Has anyone here ever left a credit union (on good terms) then tried to rejoin it again at a later date? If so, were you successful in doing so?
I've opened up accounts at so many credit unions over the years, it's now gotten to the point where I should probably give up some. My general rule has been to keep the accounts open even when there aren't great deals anymore, since you never know when one will come again, and I've set up automated ACHs to avoid inactivity fees, but so many have piled up, it's getting to be a bit much, especially as I keep adding new ones every year.
In my life I've left 4 CUs: 2 when their offerings stopped being good (before I started "hanging on" to them), plus one that was about to be taken over by a terrible CU, and one where I knew I'd never use them again due to policies like a mandatory hard pull for each CD even if you're already a member.
Other than those, I've kept all my CU accounts as the pile continues to grow.
But even with automated ACHs it's getting a bit much. I'd like to quit those I think will never amount to much again, but would I be able to rejoin them if the need arose? I'd think it wouldn't be an issue at most places, would it? I mean, what if someone was "transferred overseas" say, and having an account there didn't make sense anymore, so you left. Then you came back and wanted to rejoin. Would a CU have a problem with someone wanting to rejoin if they left on good terms?
