Alliant Credit Union

Alliant CU - I'd Recommend It To Anyone
- ichaelm - Monday, December 13, 2010 - 5:22 PM

This CU is so highly regarded here at depositaccounts and at FW that it hardly needs a review (which makes me wonder why I'm writing one, lol) I've had savings and checking accounts with them for about three and a half years. When I was doing the 0% BT game I had several hundred thousand dollars on deposit with them. I've never once had a problem. They always answer my emails the same day - often within an hour! As BankingGuy's weekly rate summaries show, their deposit account rates are always near the top of the list. They provide your credit score for free, and update it every 3 months. Your first order of checks is free. ACH transfers, both push and pull, are free. If you schedule a transfer before noon Central Time, the money will be in the requested account by the following day. There were 2 instances that they charged me fees for reversed transactions that weren't my fault. Both times I emailed them about it and both times they waived the fees immediately, no questions asked. They're big on education - an easy way to qualify for membership is to belong to your local or the national PTA. Every year they award scholarships to undergraduate college students who have accounts with them and computer certificates to children and highschoolers that are Alliant customers. Alliant CU is the former United Airlines Employees CU, which is why over half of their branches are located at airports. They have >80,000 surcharge-free ATM's and you can call them about your account 24/7. I've never seen them run a bonus offer for opening a new account, but with all the positive word of mouth advertising that they receive, they probably don't see any need to. The only reason that I'm giving them five stars is that I can't give them six!

Alliant Credit Union Saving And High Interest Checking Account
- outtempster - Wednesday, June 16, 2010 - 1:40 PM

If you are looking for a good rate saving account so that you can freely take money out or deposit in, Alliant Credit Union is one of the best choices. the interest rate is 1.50% APY.

Or,  if you can set up a direct deposit, or reoccurance of monthly transfer from another bank/credit Union, you can get the high interest rate checking account with the same interest rate 1.50% APY, which is even better, as you are not limited to 6 withdraws as the saving account is.

Alliant Credit Union has kept their interest rate competitive over the years. Even though the interest rate dropped a lot compare to 2007 or 2008, it's still very competitive among all the banks and credit unions.

Best Service Good Rates
- depacctsfan - Thursday, February 9, 2012 - 1:22 PM

I moved my IRA to Alliant and opened other 5 yr. cds. I use the ACH feature as my hub--usually transfers funds overnight as long as the request is there before noon CST. Checking pays almost same interest as savings as long as statements are electronic and there is 1 ACH deposit in cycle. Free atm use at the COOP network.  One thing I can't stand--the non-stop loud commercial announcements if I'm on hold. Fortunately don't have to call them often. Excellent web site with edeposit.

Alliant CU - Review & Comments
- emdtech - Wednesday, January 4, 2012 - 7:25 PM

Alliant CU is our primary CU for everyone in our family. Alliant’s IRA department personnel have been very helpful with setting up accounts and handling transfers from other institutions.

I would highly recommend this Credit Union to everyone. We have been with Alliant since Feb 2009 and have checking, savings, CD's, Traditional & Roth CD IRA's and Education IRA's accounts.