Alliant Credit Union
| 11545 W. Touhy Avenue Chicago , IL 60666 800-328-1935 www.alliantcreditunion.org ![]() |
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Alliant Credit Union is headquartered in Chicago and is the largest credit union in the state of Illinois. It is also the 6th largest credit union in the nation. It was established in 1935 and as of September of 2011, it had grown to 311 employees and 283,393 members. Alliant Credit Union's savings rates are 92% higher than the national average, and it boasts a 5-star health rating.
Alliant Credit Union Routing Number: 271081528
Related Posts
Alliant CU lowered most of their CD rates by .20%. For example, the 4 or 5 year CD was 2.00% and is now 1.80%. Looks like the 2.00% or better CD rates (for up to 5 years) continue to disappear.
Alliant Credit Union unfortunately started the year with a significant rate drop for its savings account, dropping from 1.15% APY to 1.0% APY. 2012 already looking bleak.
I just confirmed that Alliant Credit Union will be keeping its savings and checking rates the same for December. Alliant Savings Account has a 1.15% APY on balances of $100 or more. Its High Rate Chec ...
All of Alliant Credit Union CD rates fell this morning by 20 basis points. I was worried we might see a cut since they were so much higher than others. The new rates are still competitive. Below are the new rates for a minimum deposit of $25K: 1.10% A
2011
- 11/1 - Does Alliant Credit Union Waive The Overdraft Fee For The First Time Each Year? (Forum)
- 10/27 - Update on Alliant Credit Union - Top Rates Continue
- 9/24 - Alliant Credit Union's Savings Account Rate Holding For October 2011 (Forum)
- 8/22 - Alliant Credit Union's Savings Account Rates Holding For September 2011 (Forum)
- 7/26 - Alliant Credit Union Savings Account Rates Holding For August 2011 (Forum)
- 5/20 - Higher Long-Term CD Rate at Alliant Credit Union - Available Nationwide
- 2/17 - Alliant Credit Union's New Branches In TX, AZ & NJ (Forum)
- 2/16 - Best Internet Checking Accounts That Offer Paper Checks
- 1/25 - Alliant CU Downtime 1/28-1/31, May Impact Debit Card Transactions (Forum)
- 1/25 - Update on Alliant Credit Union's Savings and Checking Accounts
2010
- 12/28 - Alliant Credit Union Cuts CD Rates By 20 Basis Points (Forum)
- 12/17 - Alliant Savings Account Yield To Fall To 1.15% In January (Forum)
- 12/17 - Alliant Credit Union's Savings and Checking Rate Scheduled to Drop in January
- 12/14 - Any Online Credit Union Suggestions Open To Anyone To Qualify For Sprint Discount (Forum)
- 11/22 - Rates Remain The Same (Forum)
- 10/25 - Alliant CU Checking And Savings Account Rate Will Remain 1.35% In November (Forum)
- 10/20 - CD Rates Fall But Still Competitive at Alliant Credit Union
- 10/15 - Update on My Short List of Top Online Savings Accounts
- 10/1 - Best Place for Your Savings? Reward Checking, Savings Accounts or CDs?
- 9/22 - Internet Checking Accounts with the Best Interest Rates
- 9/9 - Comparing Alliant Credit Union's CDs with Ally Bank's 5-Year CD
- 8/27 - Internet Savings Accounts - Is Rate Chasing Still Worthwhile?
- 8/26 - Alliant Credit Union Cuts CD Rates (Forum)
- 8/23 - Alliant Credit Union To Cut Savings And Checking Yield To 1.35% In September (Forum)
- 7/22 - Five Best Regular Interest Checking Accounts Available Nationwide
- 7/21 - Alliant CU Checking And Savings Accounts Rates Will Remain 1.5% In August (Forum)
- 7/19 - Alliant CU Credit Inquiry And Displayed Credit Score (Forum)
- 6/30 - Watch Out For This BAD Practice By Alliant Credit Union (Forum)
- 6/21 - Alliant Credit Union's Savings & Checking Rates For July (Forum)
- 6/9 - Alliant Credit Union's Competitive CD Rates - Available Nationwide
- 5/26 - Alliant Credit Union's $50 High Rate Checking Bonus
- 5/25 - Alliant Credit Union's Savings & Checking Rates for June (Forum)
- 4/25 - Alliant Credit Union Savings and Checking Account Rates for May (Forum)
- 4/15 - Alliant Credit Union Is Improving Its ACH Transfer Service (Forum)
- 4/1 - It's Official: Alliant Savings and Checking Yield Is Now 1.50%
- 3/25 - New Alliant Credit Union CD Rates - One Bit of Good News
- 3/23 - Alliant Credit Union Reducing Savings Account Yield to 1.50% (Forum)
- 3/23 - Alliant Credit Union Makes It Easier To Join
- 3/21 - I Was Right Down To The "I Authorize" Button When The Hard Pull Question Entered My Head (Forum)
- 3/11 - Check Out Bank Tracker Link (Forum)
- 3/6 - Was Searching For Good Rates And Alliant Credit Union (Chicago) Does Have Excellent Rates (Forum)
- 3/1 - PenFed, Alliant & Melrose Continue Top CD Rates into March (Forum)
- 2/25 - The Best Savings Account with a History of Top Rates
- 2/23 - Alliant Credit Union Will Keep Its Savings Rate At 2 (Forum)
- 2/22 - Alliant Credit Union's Savings Account Yield to Remain 2.00% for March (Forum)
- 1/24 - 2.00% Savings Account to Continue in February at Alliant Credit Union (Forum)
See Rates for: Checking | Savings | CD | IRA
Alliant Credit Union Checking Account Rates
Alliant Credit Union Savings Account Rates
Alliant Credit Union CD Rates
Alliant Credit Union IRA Rates
| Apy | Min | Max | Product | |
| 1.80% | $1k | - | 48 - 60 Month Traditional IRA | |
| 1.80% | $1k | - | 48 - 60 Month Roth IRA | |
| 1.80% | $1k | - | 48 - 60 Month SEP IRA | |
| 1.80% | $1k | - | 48 - 60 Month CESA | |
| 1.80% | $1k | - | 60+ Month CESA | |
| 1.80% | $1k | - | 60+ Month Roth IRA | |
| 1.80% | $1k | - | 60+ Month SEP IRA | |
| 1.80% | $1k | - | 60+ Month Traditional IRA | |
| 1.50% | $1k | - | 36 - 47 Month Traditional IRA | |
| 1.50% | $1k | - | 36 - 47 Month Roth IRA | |
| 1.50% | $1k | - | 36 - 47 Month SEP IRA | |
| 1.50% | $1k | - | 36 - 47 Month CESA | |
| 1.30% | $1k | - | 24 - 35 Month Traditional IRA | |
| 1.30% | $1k | - | 24 - 35 Month Roth IRA | |
| 1.30% | $1k | - | 24 - 35 Month SEP IRA | |
| 1.30% | $1k | - | 24 - 35 Month CESA | |
| 1.15% | $1k | - | 18 - 23 Month Traditional IRA | |
| 1.15% | $1k | - | 18 - 23 Month Roth IRA | |
| 1.15% | $1k | - | 18 - 23 Month SEP IRA | |
| 1.15% | $1k | - | 18 - 23 Month CESA | |
| 1.00% | $1k | - | 12 - 17 Month Traditional IRA | |
| 1.00% | $1k | - | 12 - 17 Month Roth IRA | |
| 1.00% | $1k | - | 12 - 17 Month SEP IRA | |
| 1.00% | $1k | - | 12 - 17 Month CESA |
Data for Q3 2011
Institution Statistics
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Institution Health
Overall Score:
5 out of 5
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Alliant Credit Union Saving And High Interest Checking Account
- outtempster - Wednesday, June 16, 2010 - 1:40 PMIf you are looking for a good rate saving account so that you can freely take money out or deposit in, Alliant Credit Union is one of the best choices. the interest rate is 1.50% APY.
Or, if you can set up a direct deposit, or reoccurance of monthly transfer from another bank/credit Union, you can get the high interest rate checking account with the same interest rate 1.50% APY, which is even better, as you are not limited to 6 withdraws as the saving account is.
Alliant Credit Union has kept their interest rate competitive over the years. Even though the interest rate dropped a lot compare to 2007 or 2008, it's still very competitive among all the banks and credit unions.
Alliant CU - Review & Comments
- emdtech - Wednesday, January 4, 2012 - 7:25 PMAlliant CU is our primary CU for everyone in our family. Alliant’s IRA department personnel have been very helpful with setting up accounts and handling transfers from other institutions.
I would highly recommend this Credit Union to everyone. We have been with Alliant since Feb 2009 and have checking, savings, CD's, Traditional & Roth CD IRA's and Education IRA's accounts.
Average User Rating:






Alliant CU - I'd Recommend It To Anyone
This CU is so highly regarded here at depositaccounts and at FW that it hardly needs a review (which makes me wonder why I'm writing one, lol) I've had savings and checking accounts with them for about three and a half years. When I was doing the 0% BT game I had several hundred thousand dollars on deposit with them. I've never once had a problem. They always answer my emails the same day - often within an hour! As BankingGuy's weekly rate summaries show, their deposit account rates are always near the top of the list. They provide your credit score for free, and update it every 3 months. Your first order of checks is free. ACH transfers, both push and pull, are free. If you schedule a transfer before noon Central Time, the money will be in the requested account by the following day. There were 2 instances that they charged me fees for reversed transactions that weren't my fault. Both times I emailed them about it and both times they waived the fees immediately, no questions asked. They're big on education - an easy way to qualify for membership is to belong to your local or the national PTA. Every year they award scholarships to undergraduate college students who have accounts with them and computer certificates to children and highschoolers that are Alliant customers. Alliant CU is the former United Airlines Employees CU, which is why over half of their branches are located at airports. They have >80,000 surcharge-free ATM's and you can call them about your account 24/7. I've never seen them run a bonus offer for opening a new account, but with all the positive word of mouth advertising that they receive, they probably don't see any need to. The only reason that I'm giving them five stars is that I can't give them six!