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Chase Bank is one of the largest banks in the United States as measured by total assets. It offers personal, business, and commercial banking products and services on both the depository and lending side. Chase has made strides to become an industry leader in customer service, with hundreds of thousands employees all over the world.

Chase Bank’s checking account offerings all have monthly service charges that can be waived if certain requirements are met. One checking account offers a certain number of non-Chase ATM transaction fee refunds. Savings accounts also come with a monthly service charge, but can be avoided by meeting minimum daily balance requirements. For the basic savings account, consumers under the age of 18 automatically avoid the monthly service charge. The bank also offers certificates of deposit (CDs) that reward higher account balances with higher interest rates. CDs can be opened online and range in term lengths from 1 to 120 months. Chase offers business and commercial banking solutions, as well as an array of credit cards.

Chase Bank online banking provides customers with free account management functions like online bill pay, paperless statements, mobile deposit, and fund transfers. Chase’s mobile banking apps are highly rated and offer a sophisticated platform from which customers can accomplish account management tasks easily on the go. Each app is specifically designed for different operating systems like iPhone, Android, and Windows, as well as tablet devices. Chase’s website is easy to maneuver and provides comprehensive information about bank and account information.

Chase Bank was originally established in 1982 as The Chase Manhattan Bank (USA). In 1996 it changed its organization type with the FDIC to a credit card bank, and in 2000 acquired JPMorgan, a financial services company. A year later the bank moved its headquarters to Newark, Delaware, where they remain today. In 2005, the bank changed its name to Chase Bank USA, and four years later acquired Bear Stearns and Washington Mutual.

Related Posts

Chase Checking and Savings Bonuses of Up to $400 - 6/17/2014

Chase has a long history of checking and savings account bonuses. The deals have improved over the years, and now there’s one that pays up to $400 for new customers. To get the first $200 requires ope ...


12/21/11 - $150 & $200 Chase Checking Account Bonuses
12/16/11 - New Simple Checking Account Disclosure Form - How About CDs?
12/2/11 - Top CD Rates at Bank of America & Chase Bank But With Major Downsides
12/2/11 - Special 10-Year CD Rate At Chase Bank In Some States
11/24/11 - Ebay Seller Selling $200 Chase Checking Coupons For $11!!!
11/16/11 - Chase To End Trials Of 3 New Bank Fees
11/16/11 - Chase Bank's New Online Banking View
11/9/11 - Anyone Receiving These Chase Letters?
11/9/11 - $200 Bonus For Chase Business Checking Account
11/2/11 - Some Chase Accounts See Delay In Credit For Deposits
10/28/11 - Chase Bank Decides Against New Debit Card Fees
9/22/11 - Chase Freezes Couple's Account, Screws Up Their Life, With No Explanation
8/24/11 - Chase To Ease Up On Withdrawal Fees On Savings Accounts
8/17/11 - Larger Bonuses On Chase Checking Accounts
8/1/11 - 2.5% For 7-Year Term--BUT Beware The Super-High Early Termination Penalty
7/28/11 - Get $15, $30, Or $60 In Chase Credit Card "Payment Protection" Class Action
7/16/11 - Southwest Airlines Rapid Rewards Premier Credit Card Bonus Review
7/13/11 - Florida Woman To Her Bank: I'm Not Dead
7/9/11 - Chase Debit Card Rewards Program Will End As Scheduled
7/7/11 - Jailed For Cashing Chase Check At Chase Bank
7/7/11 - Chase Sapphire Preferred Credit Card Bonus and Review
6/30/11 - New Promotion Pages For Chase $125 & $150 Checking Account Bonus
6/22/11 - Chase Freedom Credit Card $200 Bonus
5/26/11 - New Person-to-Person Payment Venture Launched by Chase, Bank of America and Wells Fargo
5/16/11 - Avoiding Chase Bank Checking Account Monthly Fees
5/3/11 - JPMorgan Chase Ends Experiment With $5 ATM Fees
4/26/11 - $150 Checking Account Bonus At Chase Bank
4/21/11 - More Checking Account Fees at Chase, But Bonuses Are Larger
3/22/11 - Chase To End Debit Card Rewards
3/17/11 - New ATM Fees at Chase and PNC - How It May Affect Your Interest Rates
3/14/11 - Chase May Cap Debit Purchases Below $100
3/4/11 - $125 Chase Bonus & Chase Total Checking Account Review
1/14/11 - New Promotion Page For Chase $125 Checking Account Bonus
1/6/11 - Chase Misses Checks' Red Ink, Closes Bank Account
12/13/10 - Chase Customers Can Now Deposit Checks Using Android Phone
12/4/10 - February Changes In Chase Checking Accounts
12/2/10 - Old WaMu Free Checking Being Converted Into Chase Total Checking With Monthly Fees
11/24/10 - Free Checking Accounts Requiring More Work at the Mega Banks
10/14/10 - Chase $100 Printable Coupon Expires 10/30/2010
10/11/10 - Chase Bank Checking Account $125 Bonus Coupon
9/25/10 - Two-Year Anniversary of WaMu's Closure - A Look Back from a Depositor's Point of View
9/24/10 - Chase Bank Counterfeit Bill Incident
9/14/10 - Chase.Com Down In Lengthy Crash
8/29/10 - Evaluation Of Chase Bank's Mortgage Refinancing Offer
8/26/10 - $125 Chase Checking Account Bonus Update
8/12/10 - Chase $20 Bonus For Paying 3 Bills With Your Debit Card - YMMV
8/8/10 - Chase Realcash Debit Card Reward Program
7/12/10 - Chase Person-To-Person Payment System - Quickpay
7/7/10 - $100 Chase Checking Account Bonus Good Thru 8/14/2010
6/22/10 - $200 Chase Checking Bonus With Direct Deposit
6/17/10 - $125 Chase Checking Account Bonus - Update
6/1/10 - Update on Chase Checking Account Bonus & ACH Transfers
5/20/10 - Chase Checking Account Bonus & Other Promos: 25,000 Continental Miles
4/13/10 - Another $100 Checking Account Bonus at Chase
4/7/10 - Chase Business Checking Account $200 Bonus
4/2/10 - Chase Freedom Credit Card Bonus
4/2/10 - Update on $125 Chase Checking Account Bonus
3/15/10 - Get $100 When You Open A Chase Business Checking Account! Use The URL Below To Get A Coupon To Take
3/14/10 - Chase Checking Account Bonuses
3/8/10 - Review of the 5% Cash Back Chase Freedom Credit Card
3/2/10 - Chase Commuter Cash Bonus for Chase Debit/Credit Card Holders - NJ/NY
2/17/10 - Reports of Chase Freedom Credit Card Rewards Being Downgraded
2/10/10 - $100 Chase Checking Account with Direct Deposit Bonus on Presidents Day
2/4/10 - $100 Chase Business Checking Bonus
2/2/10 - $100 Business Checking Offer From Chase Is Active
12/30/09 - Update on Chase Checking Account Bonuses
10/15/09 - Rip-off Alert - Chase CD Early Withdrawal Penalty
9/11/09 - Update on Chase Checking Account Bonuses and Redeeming Chase/WaMu CDs
8/30/09 - My Experience Closing a WaMu/Chase CD and Tips on Redeeming CDs
8/3/09 - Update on Chase Checking Account Bonuses and WaMu Conversions
7/27/09 - Those 5% WaMu CDs Are Nearing Maturity - Issues to Consider
7/2/09 - Update on Chase Checking Bonuses
6/28/09 - 3.00% 48-Month CD at Chase Bank in California
5/20/09 - $100 Checking Account Bonus at Chase - Update
5/19/09 - Future of Credit Card Rewards?
3/15/09 - Personal and Business Checking Account Bonuses at Chase
2/15/09 - Checking Account Bonuses at WaMu and Chase Branches
12/15/08 - Update on Chase Personal Checking Account Bonus
12/12/08 - WaMu's $100 Checking Account Bonus and WaMu News
11/30/08 - 5.00% 60-Month CD at Chase Bank and the Risks of 5-Year CDs
11/14/08 - 5.00% 60-Month Online CD Back at WaMu, But Savings Account Rate Down Again
11/6/08 - The 3 Superbanks and the Effects on Depositors
10/2/08 - Update on WaMu's 5% 12-Month CDs
9/26/08 - WaMu Fails and is Acquired by JPMorgan Chase
8/19/08 - New $125 Chase Checking Account Bonus - Update
6/8/08 - Chase Checking and Credit Card Bonuses and Perks
5/9/08 - New $125 Chase Checking Account Bonus
4/17/08 - Update on Chase Checking Account Bonuses - Up to $225 in Bonuses
4/2/08 - Chase Visa Check Card $75 Promotion
2/21/08 - Update on Chase and Bank of America Checking Account Bonuses
2/14/08 - Another Chase $125 Checking Account Bonus
2/8/08 - $200 Bonus for a Chase Business Checking Account
2/3/08 - New Chase $125 Checking Account Bonus - Update
1/14/08 - New Chase $125 Checking Account Bonus
11/22/07 - $100 Chase Checking Account Bonus
10/28/07 - $125 Chase Checking Account Bonus
10/1/07 - Chase Freedom Credit Card - Bonus and Rewards Update
9/21/07 - The Ultimate Chase Bonus Post
8/19/07 - 5.45% 7-Month CD at Chase Bank
8/3/07 - $100 Checking Account Bonus at Chase Bank Available Without Branch Visit
7/30/07 - Another $100 Checking Account Bonus at Chase Bank
7/23/07 - $75 Checking Account Bonus at Chase Bank - Update
6/22/07 - $100 Checking Account Bonus at Chase Bank
3/15/07 - $250 Bonus for Chase Freedom Credit Card (may be over)
2/12/07 - $75 Checking Account Bonus at Chase Bank

Inappropriate Behavior

We have a family owned company, that had accounts at Chase. When the family member that was running the company passed away, Chase refused to give the business, the surviving owners, access to our accounts. 18 Months later and after several discussions with lawyers and the Office of the Comptroller of the Currency, we were able to regain control of our assets. However, during the period of time when the accounts were locked down, Chase continued to service charge the account, essentially stealing money. Is this the kind of 'trusted' institution you want in control of your money?

Tired Of Chasing Chase For Good Rates!

Anyone ever notice Chase's strategy in getting new customers? By offering straight up cash! I lost track of all the offers saying they would pay me $125 if I got their checking or savings account. Doesn't that sound a little strange? Seriously, they have to PAY PEOPLE to USE their SERVICES!

Other banks advertise great rates that will keep working for you. Chase lures people in with one time cash and then makes money off that customer for the long term. Chase doesn't advertise rates because it's rates are 10 X below the national average. You can't compare Chase and Ally because their business model is quite different. I prefer banks with high interest rates. I have used Chase for other purposes other than banking and they have been decent. I have a mortgage with them and they did sufficient. I am just saying that for banking purposes, I would suggest someone else.

I really liked reading one of the most thorough articles on Chase,

check out the Chase Bank Review at BankTruth.org.

Chase Closed My Checking And Savings Accounts And Sent Me A Check In The Mail, Without My Knowledge.

I had a checking and savings account with Chase for one month.  While I was out of town, Chase closed both accounts and sent me a check in the mail, with no explanation.  I have three credit cards and a mortgage with Chase, so when I investigated this major error, I was told that they could not verify my address.  They said that they needed a copy of a utility bill with my name on it.  Well, all of our utility accounts have my husband's name on them, so I did not have one.  When asked why they could not verify my address from my mortgage, they said that they still needed a utility bill.

Well, when I got back into town, I went to the branch and they apologized profusely and were extremely conciliatory.  They did their best to remedy the situation, but the meantime, in order to have "free" checking, I had to jump through hoops and transfer money in, etc.  So I did.

Now that everything has settled down, I am closing my checking and savings accounts with them; not only for spite, but also on principle (like my checking and savings account balances really matter). 

DO NOT BANK WITH CHASE!!!!

I have been a customer with this bank for over 5 years. I had 3 accounts opened here. Up until about a few months ago, it was the only bank I used. About two weeks ago, I connected my credit union account to my checking's account at Chase so I could transfer money to it without having to go to the bank every week. Today, I sent my daughter to the grocery store with my card as I always do, and it was declined. I was sure she had entered the wrong pin or something so I called the bank to get the account unlocked. They informed me that they decided to close my account after reviewing it for security reasons! Security reasons? I've never reported fraudulent activities and they could not give me one good reason why they were closing my account! To add insult to injury, they immediately blocked online access to my account and told me that they would send any money's that are in my account within 10 business days of the last transaction on the account. So not only did they close my account for no reason ( I didn't have overdrafts nor declined payments), but they will be holding my funds hostage until they are ready to release them! I have never felt so betrayed by a business before in my life! I will tell everyone I can not to EVER open an account with Chase Bank!!!

VIEW MORE REVIEWS

Health

Data for Q1 2014

B+
Chase Manhattan Bank consists of multiple companies with separate FDIC numbers. Click on an FDIC number to view the health for that company:

628 - JPMorgan Chase Bank, National Association
23702 - Chase Bank USA, National Association

Institution Health

Texas Ratio

GRADE:
A

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Chase Manhattan Bank had $15.32 billion in non-current loans and owned real-estate with $186.48 billion in equity and loan loss allowances on hand to cover it. This gives Chase Manhattan Bank a Texas Ratio of 8.22% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
A+

The Texas Ratio for Chase Manhattan Bank decreased dramatically from 14.81% as of March 31, 2013 to 8.22% as of March 31, 2014, resulting in a positive change of 44.53%.This indicates that the balance sheet and financial strength for Chase Manhattan Bank has improved dramatically in recent periods.

Deposit Growth

GRADE:
A

In the past year, Chase Manhattan Bank has increased its total deposits by $55.47 billion, resulting in 4.34% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Chase Manhattan Bank has shown is excellent.

Capitalization

GRADE:
C+

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Chase Manhattan Bank has $1970.45 billion in assets with $186.48 billion in equity, resulting in a capitalization level of 9.46%, which is average.

Institution Statistics

Overall
FDIC Certificate #628
Year Established1824
Employees194823
Primary RegulatorOCC
Assets and Liabilities
Assets$1.97 trillion
Loans$617.53 billion
Deposits$1.34 trillion
Equity Capital$173.59 billion
Loan Loss Allowance$12.88 billion
Unbacked Noncurrent Loans$12.57 billion
Real Estate Owned$2.75 billion
Historic Data - March 2013
Assets$1.95 trillion
Equity Capital$149.61 billion
Loan Loss Allowance$16.40 billion
Unbacked Noncurrent Loans$12.57 billion
Real Estate Owned$2.29 billion
Profit Margin - Quarterly
Net Interest Margin1.95%
Return on Assets0.67%
Return on Equity7.6%
Interest Income$9.46 billion
Rates

Always verify rates and promotions with the bank or credit union. We are not Chase Manhattan Bank, we are a rate comparison website and can not provide official rates or promotions.

Chase Manhattan Bank Savings Account Rates

DetailsAPYMINMAXPRODUCT
0.10%$1m-Chase Plus Savings - Standard
0.10%$250k-Chase Plus Savings - Relationship
0.01%--Chase Savings

Chase Manhattan Bank Money Market Rates

DetailsAPYMINMAXPRODUCT
0.01%--Chase Retirement Money Market Account

Chase Manhattan Bank Checking Account Rates

DetailsAPYMINMAXPRODUCT
0.01%--Chase Premier Platinum Checking
0.01%--Chase Premier Plus Checking

Chase Manhattan Bank CD Rates

DetailsAPYMINMAXPRODUCT
1.05%$100k-120 Month CD Special - Relationship
0.70%$1k-120 Month CD Special - Standard
0.60%$100k-60-83 Month CD - Relationship
0.60%$100k-84-119 Month CD - Relationship
0.50%$100k-42-47 Month CD Special- Relationship
0.50%$100k-48-59 Month CD - Relationship
0.40%$100k-36-41 Month CD - Relationship
0.30%$100k-18-20 Month CD Special - Relationship
0.30%$100k-24-29 Month CD - Relationship
0.30%$100k-30-35 Month CD - Relationship
0.30%$100k-21-23 Month CD - Relationship
0.25%$1k$100k60-83 Month CD - Standard
0.25%$1k$100k84-119 Month CD - Standard
0.10%$1k$100k42-47 Month CD Special - Standard
0.10%$1k$100k48-59 Month CD - Standard
0.05%$100k-12-14 Month CD - Relationship
0.05%$1k$100k18-20 Month CD Special - Standard
0.05%$1k$100k24-29 Month CD - Standard
0.05%$1k$100k30-35 Month CD - Standard
0.05%$1k$100k21-23 Month CD - Standard
0.05%$1k-36-41 Month CD - Standard
0.05%$100k-15 - 17 Month CD - Relationship
0.02%$1k-1 Month CD - Relationship
0.02%$1k-2 Month CD - Relationship
0.02%$1k-3-5 Month CD - Relationship
0.02%$1k-6-8 Month CD - Relationship
0.02%$1k-9-11 Month CD - Relationship
0.01%$1k$100k1 Month CD - Standard
0.01%$1k$100k2 Month CD - Standard
0.01%$1k$100k3-5 Month CD - Standard
0.01%$1k$100k6-8 Month CD - Standard
0.01%$1k$100k9-11 Month CD - Standard
0.01%$1k$100k12-14 Month CD - Standard
0.01%$1k-15 - 17 Month CD - Standard

Chase Manhattan Bank IRA Rates

DetailsAPYMINMAXPRODUCT
1.05%$100k-120 Month IRA Special - Relationship
0.70%$1k-120 Month IRA Special - Standard
0.60%$100k-60-83 Month IRA - Relationship
0.60%$100k-84-119 Month IRA - Relationship
0.50%$100k-42-47 Month IRA Special - Relationship
0.50%$100k-48-59 Month IRA - Relationship
0.40%$100k-36-41 Month IRA - Relationship
0.30%$100k-18-20 Month IRA Special - Relationship
0.30%$100k-24-29 Month IRA - Relationship
0.30%$100k-30-35 Month IRA - Relationship
0.30%$100k-21-23 Month IRA - Relationship
0.25%$1k$100k60-83 Month IRA - Standard
0.25%$1k$100k84-119 Month IRA - Standard
0.10%$1k$100k42-47 Month IRA Special - Standard
0.10%$1k$100k48-59 Month IRA - Standard
0.05%$100k-12-14 Month IRA - Relationship
0.05%$1k$100k18-20 Month IRA Special - Standard
0.05%$1k$100k24-29 Month IRA - Standard
0.05%$1k$100k30-35 Month IRA - Standard
0.05%$1k$100k21-23 Month IRA - Standard
0.05%$1k-21-23 Month Roth IRA - Standard
0.05%$1k-21-23 Month SEP IRA - Standard
0.05%$1k-36-41 Month IRA - Standard
0.05%$100k-15 - 17 Month IRA - Relationship
0.02%$1k-1 Month IRA - Relationship
0.02%$1k-2 Month IRA - Relationship
0.02%$1k-3-5 Month IRA - Relationship
0.02%$1k-6-8 Month IRA - Relationship
0.02%$1k-9-11 Month IRA - Relationship
0.01%$1k$100k1 Month IRA - Standard
0.01%$1k$100k2 Month IRA - Standard
0.01%$1k$100k3-5 Month IRA - Standard
0.01%$1k$100k6-8 Month IRA - Standard
0.01%$1k$100k9-11 Month IRA - Standard
0.01%$1k$100k12-14 Month IRA - Standard
0.01%$1k-15 - 17 Month IRA - Standard
Locations

Chase Manhattan Bank has 5,695 locations. Click to view all Chase Manhattan Bank locations.