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Citi is today’s pre-eminent financial services company, with some 200 million customer accounts in more than 100 countries. Their history dates back to the founding of Citibank in 1812, Bank Handlowy in 1870, Smith Barney in 1873, Banamex in 1884, and Salomon Brothers in 1910.
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Citigroup Q4 Earnings & My Review For Future Deposit Rate Insights (Forum) - 1/17/2012
From AP via LA Times Citigroup's loan portfolio improved late last year, partly because Americans were better about paying down credit card debt. But choppy financial markets hurt its investment banking profits, and the bank missed Wall Street expectation
Citibank Arrests Customers For Trying To Close Accounts (Forum) - 10/17/2011
NEW YORK - Customers of Citibank were arrested over the weekend after trying to close down their bank accounts. Twenty-three customers of Citibank allegedly found themselves under arrest after being locked in the bank at 555 La Guardia Place, New York b
Now Citibank Reveals It Will Charge Customers $20 If They Have Too Low An Account Balance (Forum) - 10/4/2011
- Mid-tier checking accounts will see main changes. - Citi will charge $20 a month on these accounts starting in December. - Customers with combined balances of $15,000 or more exempt from new fees. - Announcement comes after Bank of America Corp sa
Citibank Adds Money-Tracking Tools To Online Banking (Forum) - 10/4/2011
From the New York Times Bucks Blog Citibank on Monday introduced an updated online banking site with new financial management tools, in the mode of money-tracking Web sites like Mint.com and Learnvest.com.
2011
- 9/19 - Larger Checking Account Fees at Citi, But Bonuses Continue
- 9/16 - Citibank To Raise Monthly Fees On Checking Accounts (Forum)
- 6/9 - Citibank Security Breach (Forum)
- 4/5 - Citibank Will Minimize Overdraft Fees On Checks (Forum)
- 2/3 - $125 Citibank Checking Account Promotion - YMMV (Forum)
2010
- 11/24 - Free Checking Accounts Requiring More Work at the Mega Banks
- 10/9 - Tax On The CD Opened In 2009 With The Citi Secured Credit Card (Forum)
- 9/22 - $250 Prepaid Gift Card with Citibank Business Checking Account (Forum)
- 9/17 - Citibank Checking/Savings Account Promo with up to 40,000 ThankYou Points
- 9/1 - Citibank To Reduce Fees On Checking Accounts (Forum)
- 8/17 - Excessive Withdrawal Fees from Bank of America, Citi, Wells Fargo and Ally
- 7/26 - Citibank Checking Account Bonus Of $200 Or $400 In Los Angeles Area (Forum)
- 7/22 - Free Checking For Certain Citibank Customers (Forum)
- 6/28 - Making The Most Out Of Citi's Thank You Network Points (Forum)
- 5/18 - Citibank 5% Cash Back Debit Card Promotion (Forum)
- 2/24 - No More Cash Back When Funding Citibank Accounts with a Credit Card? (Forum)
- 2/23 - Citibank's New 7-Day Rule for Withdrawals? (Forum)
- 2/23 - $100 Citibank Checking Account Bonus (Forum)
- 2/22 - Update on Citi's 4.07% 18-Month Secured MasterCard CD (Forum)
- 2/21 - This Bank Appears To Be Heading In An Unfriendly Direction (Forum)
- 2/10 - $25 Bonus for Opening Citibank Ultimate Savings Account (Forum)
- 2/2 - When 'free checking' isn't free [CNNMoney] (Forum)
- 1/26 - Citibank Checking Bonus of 20,000 ThankYou Points [SD] (Forum)
2009
- 12/22 - Update on the 4.07% 18-Month CD ($25K Max) at Citibank via its Secured MasterCard Program
- 9/18 - 4.07% 18-Month CD ($25K Max) Continues at Citibank via its Secured MasterCard Program
- 9/2 - Update on Citibank's CDs - Branch Specials & Secured MasterCard CD - Update
- 8/26 - Update on Citibank's CDs - Branch Specials & Secured MasterCard CD
- 8/18 - Update on Citibank's CD Specials - 4.00% 60-Month CD Continues in Some States
- 8/6 - 4.07% 18-Month CD ($25K Max) at Citibank - Nationally Available
- 7/15 - 4.00% 60-Month CD & 2.50% 24-Month CD at Citibank in Some States
- 4/1 - Update on Citibank CD Specials - 2.50% 8-Month CD in a Few States
- 3/29 - Citibank CD Specials - 2.50% 8-month in CA & 2.75% 12-month in TX
- 1/28 - Citibank's Checking, Money Market and Credit Card Promotion
2008
- 12/21 - $25 Bonus at Citibank for Opening the Ultimate Savings Account - Update
- 11/24 - Unlimited FDIC Coverage for Citibank Checking Accounts
- 10/7 - $25 Bonus at Citibank for Opening the Ultimate Savings Account
- 9/30 - Citibank Raises Yields: 3.50% Savings Account, 4.00% 6-Month CD
- 9/29 - Citigroup to Acquire Wachovia's Banking Operations with Help from the Feds
- 9/8 - Citibank Specials: 4.00% 6-Month CD in CA and NV, 3.75% MMA in TX
- 9/5 - $100 Checking Account Bonus at Citibank
- 5/29 - $150 Citibank Checking Account Bonus
- 5/13 - New $200 Citibank Checking Account Promotion
- 4/4 - Citibank Checking and Savings Account Promotions
- 4/2 - More Rate Cuts - Savings, Checking and Reward Checking Accounts
- 3/11 - Savings Account Rate Cuts by Countrywide, ING Direct and Citibank
- 1/29 - More Falling Savings Account and CD Rates
See Rates for: Checking | Savings | Money Market | CD
Citibank Checking Account Rates
| Apy | Min | Max | Product | |
| 0.10%† | $500 | - | Citigold Interest Checking | |
| Start Saving | ||||
| 0.01%† | $100 | - | Interest Checking Account | |
| Start Saving | ||||
Citibank Savings Account Rates
Citibank Money Market Rates
Citibank CD Rates
| Apy | Min | Max | Product | |
| 1.01%† | $1k | - | 5 Year CD | |
| 0.75%† | $1k | - | 4 Year CD | |
| 0.50%† | $1k | - | 3 Year CD | |
| 0.35%† | $1k | - | 30 Month CD | |
| 0.30%† | $1k | - | 2 Year CD | |
| 0.25%† | $1k | - | 8 Month CD | |
| 0.25%† | $1k | - | 9 Month CD | |
| 0.25%† | $1k | - | 10 Month CD | |
| 0.25%† | $1k | - | 1 Year CD | |
| 0.25%† | $1k | - | 18 Month CD | |
| 0.25%† | $1k | - | 13 Month CD | |
| 0.20%† | $1k | - | 7 Month CD | |
| 0.15%† | $1k | - | 3 Month CD | |
| 0.15%† | $1k | - | 4 Month CD | |
| 0.15%† | $1k | - | 5 Month CD | |
| 0.15%† | $1k | - | 6 Month CD | |
| 0.10%† | $1k | - | Option CD |
Rates updated: 2/10/2012
Data for Q3 2011
Institution Statistics
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Institution Health
Overall Score:
5 out of 5 
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Fair Weather Bank
- josephz - Tuesday, March 29, 2011 - 8:58 AMCitibank should be boycotted because of their high interest rates, absurd fees and and complete lack of regard for their clients. They will ruin the credit of customers in EXCELLENT standing, by making decisions that they refuse to justify. I am totally fed up with this poor excuse for a bank and the incompetent management who took billions in bailout money, and paid huge bonuses to the executive buffoons, when they should have been left to crumble. And now they continue to turn their backs on clients. Thats what the goverment should have done to them, and hold senior management criminally responsible.
5
High Fees And Fasle Promises
- carmel - Sunday, November 7, 2010 - 12:47 PMNormal 0 false false false EN-US X-NONE X-NONE MicrosoftInternetExplorer4 Fees if you don't maintain a high balance.
Fees to use ATMs. Citi hardly owns any ATMs; I don't understand how they can get away without reimbursing the ATM fees.
Fees to get checks.Fees for everything you ask.
Promises bonuses like $100 or $200 to open account, but you need to go through a million hops to satisfy the requirements, wait 6 months and then if you are lucky you may receive the promised bonus. 99% of the time, you need to be behind them after the 6 month period is over to get anywhere with those promised bonuses.
Rates suck, any credit union rates are much better.
Credit card department is different from banking department and they don’t care about each other. It feels like you are dealing with two different banks even though they are the same.
5
STAY AWAY FROM CITIBANK THANK YOU POINT PROMOTIONS!!!
- JET_TRACER - Wednesday, November 9, 2011 - 12:34 PMAVOID CITI PROMOTIONS AT ALL COSTS!
I AM SOOOO FRUSTRATED I'M READY TO GO POSTAL ON THEIR MARKETING DEPARTMENT! I JUST FOUND OUT THAT AFTER GOING THROUGH THE HEADACHE OF APPLYING FOR CHECKING ACCOUNT (WHICH WAS A NIGHTMARE PROCEDURE EVEN THOUGH IT WAS ONLINE), AND DOING EVERYTHING THE THANK YOU POINT PROMOTION REQUIRED, THERE IS "FINE PRINT" WHICH WAS NOT EVEN PRINTED!!!!! E.G. YOU'LL HAVE TO WAIT 90 DAYS AFTER MEETING ALL THEIR REQUIREMENTS!!!!
I'M PULLING MY HAIR OUT!!!!!!!!!!
TO MAKE THINGS WORSE, I JUST GOT A LETTER IN THE MAIL THAT THE BANK HAS "MADE SOME CHANGES" WHICH WILL MEAN I'LL HAVE TO DISH OUT $20/MONTH UNLESS I MAGICALLY COME UP WITH $15,000 COMBINED DEPOSIT.
OK, NO PROBLEM, LET'S CALL AND SEE IF THEY HAVE A DIFFERENT PRODUCT THAT WILL NOT REQUIRE THIS MIN. DEPOSIT.... YES, THEY DO. OK, LET'S SWITCH. WAIT... IF YOU SWITCH, YOU'LL LOSE THE OPPORTUNITY TO GET THOSE THANK YOU POINTS, EVEN THOUGH I JUMPED THROUGH ALL THE HOOPS THEY SET UP!!!!
3
Citi's Offers And Promos Are Confusing.
- Critic - Monday, August 29, 2011 - 10:53 PMI've heard of many "scary" stories of Citi offers and promos gone wrong. Occasionally, I've been victimized by these myself too much more than other banks. I'm closing my Citibank.
For example, last night I only wanted to add my new Citi Platinum Select Mastercard on CitiCards.com, then I ended up losing 2 favorite login or user id because Citibank confused and lured me to link my CitiCards account to my Citibank checking account - rendering my old credit cards access - non-functional.
Beware of Citibank's confusing offers and promos. You may end-up like me who spent about 2 hours fixing the mess and losing 2 favorite CitiCards logins just because I want to add my new Mastercard to my existing web access.
2
| Vote: 0 | $665 in airfare or $500 in other items with Citi ThankYou Premier OfferCredit CardItemTravel | View Promo Details » |
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| Vote: 0 | 5,000 Bonus Points with Citi Forward OfferCredit CardCash | View Promo Details » |
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Citibank Is Only Ok For Credit Cards
Citibank accounts are just not that great. They have lots of fees; they require large balances such as 1500 or 6000 or 10000 or 100000 to avoid ridiculous monthly service fees. Plus, they still charge you for wires, official bank checks, and to use a non-Citibank ATM without any reimbursements of non-Citi ATM fees. Plus, I find that everytime I call customer service reps, even for more banking questions and issues, are outsourced to India. They do not help. I had to go to my branch bank and have them go through some internal callings to follow up on banking issues.
Their credit cards are ok. The thankyou network is ok. Sometimes the thankyou points to gift card conversions is not 1-1, more like 0.833:1