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501 Riverside Ave. Jacksonville, FL 32202 888.882.EVER (3837) www.everbank.com Open a Savings Account Open a Checking Account ![]() |
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EverBank is headquartered in Jacksonville and is the largest bank in the state of Florida. It is also the 65th largest bank in the nation. It was established in 1998 and as of December of 2012, it had grown to 3,632 employees at 20 locations. EverBank's money market rates are 2X the national average, and it has a 4-star health rating.
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2012
- 6/4 - EverBank Raises 6-Month Intro Rate on Its Checking & Money Market Accounts
- 5/1 - EverBank's Pending IPO - Biggest Bank IPO Of 2012 (Forum)
- 3/13 - Flexible CDs and Savings Accounts with Rate Guarantees
- 3/6 - EverBank Brings Back Money Market & Checking Intro Rate Special
2011
- 10/21 - EverBank Offers Checking Account Promo to Win Over Megabank Customers
- 8/25 - The Search for Higher Rates - Foreign Currency CDs
- 5/9 - Pros and Cons of Foreign Currency CDs and Bank Accounts
- 2/24 - Best Rates for Business Checking, Savings and Money Market Accounts
- 2/21 - EverBank's MarketSafe Diversified Commodities CD - Is It a Good Deal?
- 2/16 - Best Internet Checking Accounts That Offer Paper Checks
2010
- 12/19 - Higher Long-Term CD and IRA CD Rates at EverBank - Available Nationwide
- 11/5 - Everbank Cuts Money Market Intro Rate And Ongoing Rate (Forum)
- 10/5 - Some Useful Features at EverBank's New Website
- 9/22 - Internet Checking Accounts with the Best Interest Rates
- 8/31 - EverBank's MarketSafe Currency Returns CD - Is It a Good Deal?
- 8/27 - Internet Savings Accounts - Is Rate Chasing Still Worthwhile?
- 8/9 - Review Of Everbank's Remote Deposit Service (Forum)
- 7/27 - EverBank's $75 Bonus on Top of its 2.25% 3-Month Intro Rate
- 6/6 - EverBank's MarketSafe Diversified Metals CD
- 6/4 - EverBank Provides Details for Bank of Florida Customers (Forum)
- 3/15 - EverBank's Foreign Currency CDs and Other Alternatives? (Forum)
- 2/13 - Review of EverBank's CDs, Money Market and Checking Accounts
- 1/5 - Rate Cuts at EverBank (Forum)
2009
- 6/2 - EverBank Increases 3-Month Promo Rate for its Money Market and Checking Account
- 5/4 - Higher Monthly Fees and Minimum Balance Requirements for EverBank's Yield Pledge Money Market Account
- 3/22 - Lessons from the Stanford Financial Mess and Foreign CD Options
2008
- 12/16 - $40 Checking Account Bonus for Opening EverBank's Checking Account
- 11/23 - Update on EverBank's Money Market Account and CDs
- 11/1 - Update on EverBank's Money Market and Checking Accounts
- 9/26 - Higher CD Rates at EverBank
- 7/1 - EverBank Raises Checking and Money Market Account Rates
- 6/20 - 4.06% 12-month CD at EverBank - Available Nationwide
- 3/28 - More Savings Account Rate Cuts - Provident, Zions, WaMu and Others
2007
- 11/1 - Falling Savings Account Rates: ING Direct, EverBank, Zions Bank
- 10/26 - Review of EverBank's Checking and Money Market Account Promotions
- 9/17 - EverBank Cancels NetBank Acquisition
- 7/29 - EverBank's World Currency CDs - My Interview with EverBank's Executive Frank Trotter
- 5/27 - EverBank Update - the Other 6% Savings Account Promo
2006
- 10/3 - 6.01% 3-Month Promo Now Available for Everbank's Money Market Account
- 9/1 - EverBank Ups Checking Account Promo - 6.01% for 3 Months
See Rates for: Checking | Savings | Money Market | CD | IRA
EverBank Checking Account Rates
| Apy | Min | Max | Product | |
| 1.01% | $100k | $10m | Yield Pledge Checking | |
| Start SavingSponsored Note: No Hidden Account or Debit Fees. | ||||
| 0.76% | $1m | - | Business Interest Checking | |
EverBank Savings Account Rates
EverBank Money Market Rates
| Apy | Min | Max | Product | |
| 1.01% | - | $50k | Yield Pledge Money Market | |
| Start SavingSponsored Note: 1.25% Bonus Rate for the first 6 months (1) 1.01% 1st-year APY up to $50K (1) Earn a top 5% yield-Always (2) | ||||
| 0.76% | $1m | - | Business Money Market | |
EverBank CD Rates
| Apy | Min | Max | Product | |
| 1.61% | $1,500 | - | 5 Year Yield Pledge CD | |
| 1.61% | $1,500 | - | 5 Year Business CD | |
| 1.33% | $1,500 | - | 4 Year Yield Pledge CD | |
| 1.33% | $1,500 | - | 4 Year Business CD | |
| 1.05% | $1,500 | - | 2.5 Year Yield Pledge CD | |
| 1.05% | $1,500 | - | 3 Year Yield Pledge CD | |
| 1.05% | $1,500 | - | 2.5 Year Business CD | |
| 1.05% | $1,500 | - | 3 Year Business CD | |
| 0.85% | $1,500 | - | 2 Year Yield Pledge CD | |
| 0.85% | $1,500 | - | 2 Year Business CD | |
| 0.74% | $1,500 | - | 1.5 Year Yield Pledge CD | |
| 0.74% | $1,500 | - | 1.5 Year Business CD | |
| 0.65% | $1,500 | - | 1 Year Yield Pledge CD | |
| 0.65% | $1,500 | - | 1 Year Business CD | |
| 0.63% | $10k | $5m | 3 Year CDARS CD | |
| 0.63% | $10k | $5m | 3 Year Business CDARS CD | |
| 0.60% | $1,500 | - | 9 Month Yield Pledge CD | |
| 0.60% | $1,500 | - | 9 Month Business CD | |
| 0.59% | $1,500 | - | 6 Month Yield Pledge CD | |
| 0.59% | $1,500 | - | 6 Month Business CD | |
| 0.46% | $1,500 | - | 3 Month Yield Pledge CD | |
| 0.46% | $1,500 | - | 3 Month Business CD | |
| 0.40% | $10k | $5m | 2 Year CDARS CD | |
| 0.40% | $10k | $5m | 2 Year Business CDARS CD | |
| 0.28% | $10k | $5m | 1 Year CDARS CD | |
| 0.28% | $10k | $5m | 1 Year Business CDARS CD | |
| 0.26% | $10k | $5m | 6 Month CDARS CD | |
| 0.26% | $10k | $5m | 6 Month Business CDARS CD | |
| 0.25% | $10k | $5m | 3 Month CDARS CD | |
| 0.25% | $10k | $5m | 3 Month Business CDARS CD |
EverBank IRA Rates
| Apy | Min | Max | Product | |
| 1.61% | $1,500 | - | 5 Year Yield Pledge IRA | |
| Start SavingSponsored Note: High yields, and greater convenience at EverBank. | ||||
| 1.61% | $1,500 | - | 5 Year Yield Pledge Roth IRA | |
| Start SavingSponsored Note: High yields, and greater convenience at EverBank. | ||||
| 1.33% | $1,500 | - | 4 Year Yield Pledge IRA | |
| Start SavingSponsored Note: High yields, and greater convenience at EverBank. | ||||
| 1.33% | $1,500 | - | 4 Year Yield Pledge Roth IRA | |
| Start SavingSponsored Note: High yields, and greater convenience at EverBank. | ||||
| 1.05% | $1,500 | - | 2.5 Year Yield Pledge IRA | |
| Start SavingSponsored Note: High yields, and greater convenience at EverBank. | ||||
| 1.05% | $1,500 | - | 3 Year Yield Pledge IRA | |
| Start SavingSponsored Note: High yields, and greater convenience at EverBank. | ||||
| 1.05% | $1,500 | - | 2.5 Year Yield Pledge Roth IRA | |
| Start SavingSponsored Note: High yields, and greater convenience at EverBank. | ||||
| 1.05% | $1,500 | - | 3 Year Yield Pledge Roth IRA | |
| Start SavingSponsored Note: High yields, and greater convenience at EverBank. | ||||
| 0.85% | $1,500 | - | 2 Year Yield Pledge IRA | |
| Start SavingSponsored Note: High yields, and greater convenience at EverBank. | ||||
| 0.85% | $1,500 | - | 2 Year Yield Pledge Roth IRA | |
| Start SavingSponsored Note: High yields, and greater convenience at EverBank. | ||||
| 0.74% | $1,500 | - | 1.5 Year Yield Pledge IRA | |
| Start SavingSponsored Note: High yields, and greater convenience at EverBank. | ||||
| 0.74% | $1,500 | - | 1.5 Year Yield Pledge Roth IRA | |
| Start SavingSponsored Note: High yields, and greater convenience at EverBank. | ||||
| 0.65% | $1,500 | - | 1 Year Yield Pledge IRA | |
| Start SavingSponsored Note: High yields, and greater convenience at EverBank. | ||||
| 0.65% | $1,500 | - | 1 Year Yield Pledge Roth IRA | |
| Start SavingSponsored Note: High yields, and greater convenience at EverBank. | ||||
| 0.60% | $1,500 | - | 9 Month Yield Pledge IRA | |
| Start SavingSponsored Note: High yields, and greater convenience at EverBank. | ||||
| 0.60% | $1,500 | - | 9 Month Yield Pledge Roth IRA | |
| Start SavingSponsored Note: High yields, and greater convenience at EverBank. | ||||
| 0.59% | $1,500 | - | 6 Month Yield Pledge IRA | |
| Start SavingSponsored Note: High yields, and greater convenience at EverBank. | ||||
| 0.59% | $1,500 | - | 6 Month Yield Pledge Roth IRA | |
| Start SavingSponsored Note: High yields, and greater convenience at EverBank. | ||||
| 0.46% | $1,500 | - | 3 Month Yield Pledge IRA | |
| Start SavingSponsored Note: High yields, and greater convenience at EverBank. | ||||
| 0.46% | $1,500 | - | 3 Month Yield Pledge Roth IRA | |
| Start SavingSponsored Note: High yields, and greater convenience at EverBank. | ||||
Data for Q4 2012
Institution Statistics
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Institution Health
Overall Score:
4 out of 5
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I Tried To Open An Account Back In 2008
- Anonymous - Thursday, May 13, 2010 - 4:12 PMI tried to open an account back in 2008. I finished the on-iine application but had some questions and decided to call them. It appeared they don't have customer service. Nobody picked up the phone. After three attempts I sent them email that I'm cancelling the application.
Ethical Problems
- campcop1 - Friday, December 7, 2012 - 10:56 AMThis bank has a problem in it's business ethics as far as backing out of oral contracts and offers and is a detriment to the economic growth in the Jax, Fl. area. I know personally 2 times jobs have been offered and verified and told to give notice to old jobs to then be told after the fact that they were withdrawing because of a reason that turned out to be not even legal. They are slowly adding to the unemployment in Jax by doing this and if I live in a different county and know this, how many people have they actually done this to? I'm not sure if a relative needed the job and they were slow in applying or what. It may be a moral problem but there is no ethics with morals, so.....
I certainly wouldn't feel right trusting them with my money as they treat people that poorly.
Excellent Service And Competitive In Every Way
- SAPete - Friday, February 3, 2012 - 9:19 AMI have used EverBank since 2009, and never had anything than complete satisfaction. Anytime I phone them, they are very responsive, so polite and easy to work with. High interest rates (relatively) on deposits, pre-paid mail-in deposit slips, ATM fee refunds, all add up to a bank that is the polar opposite of the gouging practices of many of the major banks that I shall leave nameless. Add to that, that they are a pleasure to deal with, I highly recommend this bank.
I've Been Impressed So Far, Excellent Customer Service!
- jdibella - Sunday, June 3, 2012 - 9:15 AMI switched from Wells Fargo to EverBank and so far I have been impressed. I filled out my application online, printed it, faxed it in and mailed in my opening deposit. EverBank provided me with a FedEx account number to overnight my check to them. The account was opened in about two days. I setup my online account and accessed both personal and business checking accounts very quickly. I made my first iPhone deposits that night and everything was deposited the next day.
Customer service has been great, something I wasn't used to as a former Wells Fargo customer. I received all the answers I needed and was very pleased with the information. The technology with the bank seems to be very good. The web interface for online banking takes a little getting used to, but after using it for a while now I have become accustomed to it. The EverOne feature is very neat, very similar to Mint.com.
I highly recommend EverBank to anyone in need of a checking account but doesn't have a need of withdrawing cash often or depositing cash. I keep an account with a local bank in case I never need to cash a check or deposit cash (rare) but overall EverBank provides me all that I need.
Be aware that Bill Pay is not free unless you keep an average daily balance of $5,000. I don't need this all that much and when I do I can simply use my local bank. Other than that, no fees whatsoever for my account. Thank you EverBank!
They Refused To Open My Account
- kelewele - Monday, April 8, 2013 - 7:02 PMI was excited to see all the positive reviews this bank got on this site. The rates looked good, and they seemed to have all the features I wanted. I went through the entire online application process, filled and signed all the paperwork and sent it in by fax. And nothing happened.
I called to follow up and was told that Everbank has declined to open the account because my company has an affiliate abroad. Duh, I run an export business.
Very disappointed, and would not recommend for international companies. My search continues.
Incompetent And Rude Staff
- investor50 - Wednesday, May 22, 2013 - 4:43 PMThis bank is so fishy and rediculous. After I submited my application, they asked for extra documents no other bank requires. They expect you to compromise your security by mailing them your social security card!
Cooperating with them is also useless. I just never heard back from them and had to call them. Customer service is unhelpful and condescending. They said they couldn't verify my info, and they just dismissed me without explanation. I never had a problem with any other bank in the past or present. It just shows their sheer stupidity if it's true that their system couldn't verify my identity. Glad I didn't give them the large sum of $ I was going to put in their bank. I'm more than happy to take my business elsewhere. I already conviniently opened an account with another bank, without any of their nonsense.
It was a waste of time to deal with their painful system that froze a few times.
Average User Rating:






Have Been Using Them For 5 Years, Excellent Service
I switched to Everbank from Wachovia about 5 years ago, and haven't entered a bank since. Couldn't be happier.
Free checking and savings accounts, easy online access, and I love mailing my checks in (using prepaid envelopes) rather than going to a bank to deposit them.
I've also used ING. Their online interface is slightly more user-friendly, and they make it very easy to set up different accounts for different savings goals. However, you still need a brick and mortar bank to use ING, because they don't accept deposits. Everbank supplies you with pre-paid envelopes to send in your checks.
ING does offer you free ATM withdrawals from select ATM's, which is nice. Everbank only reimburses you if you have $6,000 in your account.