Fifth Third Bank (OH)

FIFTH THIRD BANK SUCKS
- 53BANKSUCKS - Wednesday, September 21, 2011 - 11:03 AM

Fifth Third bank is the WORST bank I have ever done business with. The will harass you NON-STOP. You can complain, but nothing ever happens. Their people are rude, insensitive robots. PLEASE save yourself from a lot of anguish. DON'T DO BUSINESS WITH FIFTH THIRD BANK. If you do, I promise you will regret it. Even if you pay all your bills on time, they will still make your life a living hell. I would gladly pay a higher interest rate to be rid off these a** clowns.[/H2]

9

5/3 Bank Lacks Support And Friendliness To Its' Customers.
- chocolate51234 - Sunday, February 20, 2011 - 10:02 PM

I must say, to begin I was happy with the service from 5/3.  But as time progressed, they slowly began lacking in support and help for customer support.  I was constantly finding that I was being charged for many different fees and was not alerted about many of them prior.  Ultimately, this led me to close both of my personal accounts with 5/3 and switch to a different bank.  I don't think that I would ever give them another try, nor would I recommend them to any of my friends or relatives.  I have never been happier since switching from 5/3 bank.

Not Pleased
- nothappy - Monday, January 31, 2011 - 3:42 PM

I was very unhappy with my experience with Fifth Third.  I have been a client for some time now and when I received a $74 over draft fee. One was for 1.00 so they charged me 37.00 another for 11.00 and they charged me another 37.00. I tried to call the 800 number and the girl was not nice.  I then went to my branch and they were no help at all.  All I wanted was for them to drop the $1.00 overdraft and I would pay the other.  They would not even talk to me about it there so I canceled my account! 

I HATE Fifth Third
- mriggs - Tuesday, July 26, 2011 - 11:40 AM

I've been with Fifth Third since I was 18 (in 2005) and could open a checking account. I've had a credit card with them since then (has been close to maxed out since 2008) I've made maybe 2 or 3 accidental late payments, and went over my limit once (this is out of 6 years). Recently I made that 2nd or 3rd accidental late payment, I payed the fee and crazy interest and that was that. On the 19th I made an emergency transaction and came in under my credit limit, it was posted on the 20th as my statement says. The new statement period started the 21st. When I got my new statement, it said that my credit limit was decreased and I was now over my limit. I got no warning or anything, and the purchase had been made prior to the decrease. NO WHERE on my statement before that had it said that my limit was decreased. They made my minimum payment $300 instead of the usual $100. MY TRANSACTION WAS BEFORE THE DECREASE!!!! I tried to explain this to them, and that I could not afford the $300 minimum payment, and that they decreased my limit AFTER I made the purchase!! They pretty much said FU. Not to mention I was transfered FOUR times while trying to get this resolved and everyone had a tone with me, yes I had a tone, but when you are trying to please your customers you should do it with a smile even though said customer may be ****ed! I'm sure they have dealt with much worse than my "tone". 

Another time, I was trying to find a better way to save money and put all of my money into my savings account that I wasn't going to use. Unfortunatly things kept coming up and I had to keep taking out of it. I was then charge a $10 "excessive transaction fee". I went to the bank  and demanded my money and to close my accounts (this was the third time I've had an issue with them), they talked me into staying though I was still ****ed! They could atleast give you a notice before they apply an "excessive transaction fees". But they don't care about the customer, they just want their money!

They recently had a class action settlement that I unfortunatly didn't take part in because I wasn't sure it was ligit and didn't feel comfortable giving out my account number. I have had three instances of their overlapping overdraft fee's etc, and have probably forked out atleast $1000 in said fees.

DO NOT USE FIFTH THIRD! They don't care about their customers, they just want your money!

Unhappy Customer
- onevickylynn - Tuesday, December 7, 2010 - 12:52 PM

Isn't it odd that I wrote a review only a couple of das ago but it is nowhere to be found?

Underhanded, Sneaky, And TERRIBLE Customer Service Wish I Could Pick NO STAR
- Darlene54 - Thursday, September 22, 2011 - 7:26 AM

My son opened a 5/3 checking bank account when he went to the University of  Dayton (UD) as it was readily assessible at the college and convenient in his home town so that mom could deposit money.  He spent 5 years at UD and is now presently in medical school at the Uniformed Services of Health Sciences (USUHS) in Bethesda, MD.  All students have to commit to a branch of the armed forces.  He decided to leave his "student" checking account open in case he ran into issues and mom needed to help out as it was a joint account.

Neither of us has had any contact with 5/3 bank UNTIL yesterday when I received a letter that the account was closed and sent to collections for an amount of $40.91.  I called my son and he has not used the account.  Multiple phone calls, shuffling of phone calls, and long waits.............here is what this bank did WITHOUT notifiying either my son or me via email or USPS.  As of his last birthday, they switched the account to a "regular" account, even though he is still a student and began withdrawing $7.00/month for maintenance fees.  We were never notified of this or an overdraft.  First communication received was from the senior vice president stating that the account was closed and sent to collections for a total of $40.91.

Main issue is that  it was done without communication, an easy way to make money and now, ruin credit.....

Banking Fees
- manickats - Monday, March 18, 2013 - 9:12 AM

Kevin T. Kabat, Big Cheese of Fifth Third bank just got a raise from $7 million a year to $9 million a year in one year. All they had to do was add a $3.95 a month charge for having a debit card, a $15.00 a month fee if you don't use multiple services, and a $2.00 fee for transactions from a non-fifth third ATM. Oh yeah, they also have "Early Access" so you can borrow money as a payday loan and charge $10 for each $100 you borrow.

 I'm urging a boycott on Fifth Third Bank. I want some of Kabat's millions given back to the people he stole it from.

Fifth Third Bank Ohio -The Worst I Have Ever Seen-
- katt12 - Friday, December 21, 2012 - 11:47 AM

    Do not what ever you do, trust them to do a credit card bank transfer.. The number of the account was double checked not just by myself but others, Well they cant be trusted to type in a number correctly.  Or even take responcibility to reimburse the fees that incured as they had to send this out as a check..Which they did but to a wrong account.. Then after a month we found out it was typed in wrong. So after fighting for a week they canceled it to return to the account. So they could reissue it....Still  has not been not received by  the buisness expecting payment.. now into 5 weeks and still incurring late fees and interest that they dont care about...The accounts we have will soon be moved.. AND NEVER will I use them again..

Fifth Third Is Trying To Make Me Help Pay Its Settlement Fees
- bsudingdesign - Monday, June 6, 2011 - 1:31 PM

I had an account with fifth third until the end of 2008 when I moved to an area where they had no branch banks.  My account was in the red so I had to call and settle what I owed with them before I closed the account.  I had thought that my time with their bank had come to an end and I would not have to deal with their funky overdraft fees and generally unhelpful phone service, but alas I was wrong... this morning, almost three years after I closed my accounts with them, my father called me and said that an attorney's office had called.  I called back and came to find out that fifth third is claiming that I owe them over $1200 on an account that I had thought I closed.  I never recieved any correspondence from them, no phone call, no email, no letter or invoice... so I went to a local branch to inquire about this.  They told me that indeed, that card was carrying a balance, but there were no transactions, just overdraft fees from the checking account that was closed.  Now call me paranoid, but I feel like they are trying to pass some of the bill of their recent settlement onto a customer who isn't even a customer anymore.  All the staff at the local branch gave me some very confused looks as we tried to sort out what exactly was going on, but in the end no one knew anything...  I still have no idea whats going on with it, but I will post when I figure out what has happened, but am generally unsatisfied with the lack of service and notification from fifth third bank.  I would not reccomend this bank to anyone.

Another Unhappy Customer
- MarianFlory - Tuesday, February 15, 2011 - 1:18 AM

My mother and I were major depositors for many years, but that does not seem to matter.

(1)  My mistake my balance was low.  I was glad a lady from my branch called to say she had a $500 check I wrote that would be returned if I didn't deposit enough money to cover it before close of business.  I deposited more than a sufficient amount into an ATM two hours later.  They still charged me for returning that check, the charged me for returning another check (by now I had deposited enough to cover all my checks), and charged me an overdraft fee.

(2)  I knew my balance was too low for a $450 check I wrote that the bank would receive any day.  I hurried and sold some gold for which the dealer wrote a generous check.  I immediately deposited this check so the $450 check would be more than adequately covered.  I asked the teller if that  money was in my account "right now" so if they received a $450 check that would be paid from my account, it would be covered.  She assured me it would be covered.  They received the check that day and still charged me for an overdrawn account.  A customer service person said it counted as an overdraft because the check was pending and the $450 was not available that day.  He said the teller gave me wrong information, but he did refund this overdraft fee.

(3)  I asked my branch to wire transfer money to a friend's account in State Bank of India.   Not all foreign banks have standard internatonal bank numbers.  Because State Bank of India did not have that number, but uses something different, Fifth-Third's computer system could not handle it.

Worthless Fees!!!!
- kill53 - Tuesday, October 2, 2012 - 6:42 AM

I am writing this as a young person who is doing pretty well for her age, a customer Fifth Third Bank should be striving to please!  I had thousands of dollars in different programs at Fifth Third Bank, and always received excessive worthless fees, for credit cards, accounts, brokerage,ect.  I have since found a credit union that actually splits it's profits with me and gives me money each year!!!  My job recently forced me to use Fifth Third Bank for my employer HSA.  Fifth Third was charing me more in monthy fees each month than I was making in interest, just to have the account open (they were doing nothing for me)!  Then when I decided to transfer the account to my credit union, they charged me a $25.00 closure fee!!!  The customer service person did not even care that I was upset, and did nothing to try to make me any happier.  When you close your accounts at Fifth Third Bank, they tie up your money, so the institution you transfer to can't get it for months--this was true for my brokerage and my HSA account.  Take my advice, find a good credit union, and a good investment company and stay away from Fifth Third Bank!!!

Late Fees Over Charge
- JohnLakes - Friday, September 21, 2012 - 2:58 PM

I had a car loan with this bank and the payment was mailed 10 days before it was due, yet they said it was receiced late. I did a test and mailed a letter to the bank and it was received in 4 days.   I called and complained about the late charges andI was told they hold the payments in the in box so they can make them late.  The employee said do you know how many late charges we add on monthly and thats a lot of $$$... They hurt my credit rating,  they didn credit may last payment to the account and when I called for the title they they would mail in in 30 days ...60 days later I get   repo notice and they tried to use ON STAR to locate the car and sent the repo people to my home and work... I had the ON star disconnect when I 1st got wind of their dirty  tricks...It took 60 days of hiding the car and trying to work out a payment plan for the late charges,  The repo guys came on my property several times looking for the car when they said they would work with me.  DO NOT TRUST THIS BANK  THEY LIE, 

The credit card of the past two years had un explained late payment charges too, I CANCELLED ALL MY ACCOUNTS WITH THEM

BEWARE....Before You Use You Debit Or Credit Card Through Fifth Third Bank, Read This.
- Gauthiergirl - Wednesday, May 16, 2012 - 12:27 AM

     When using your credit card with a logo of mastercard, visa, etc.... Fifth Third bank will not protect your purchases, as stated in their contract with you.  This is fraud to encourage people to use their bank card, but not stand behind their promise to protect you from products, or services  you never receive when purchased with your credit card.  I purchases airline tickets through Direct AIR, and soon afterwards, direct air filed bankrupcy, and shut down all their flights.  My tickets became worthless, and Direct Air instructed all that was effected by the shutdown, to go through their credit card company for a refund.  I have filled out paperwork that Fifth Third requested me to do, and faxed it back to them.  They sent me an additional form in the mail, and ask for additional information, which I filled out and again, faxed back to them.  They said it would be 30 days before I could expect a refund.  It has been over 45 days now, and nothing.  I know of 8 other people who were effected by this as well, and they received their refunds between 3 days and 2 weeks.  Hurray for banks like Chase Manhattan, PNC and credit unions that stand by their committment to protect their customers who bank with them.    You certainly don't know how good your bank is, until YOU need them.  I have been a good customer with Fifth Third Bank for a long time, but I soon will be withdrawing all my accounts, and will find another bank or maybe a credit union that stands behind their promise to their customers.   

                                                               NO LONGER A FIFTH THIRD FAN

Excellent Bank & Excellent Customer Service
- 53cust1788 - Saturday, February 4, 2012 - 8:41 AM

We have been banking with 5/3 for 2.5 years.  We also have our home mortgage through them with an excellent interest rate.  We do our online banking with them as well without any problems.  They have excellent customer service at their West Chester branch.  We have never had a problem with them, but then we have never written NSF checks.  If you are looking for a friendly, community bank that values their customers then Fifth Third is the bank for you.  If you want to write NSF checks or have a bank account that you never monitor, then maybe its not the bank for you :-\

Where Do I Start?
- jmschierberg - Thursday, August 25, 2011 - 10:52 PM

Recently I found out an employee of 5/3rd bank gave personal and confidential information about my account to an acquaintance who had no business in my personal affairs.  This was unbelievable to me and no one at 5/3rd will do anything to the employee or employees in the branch that this occurred.  After 20 plus years of using their bank, I wonder how many other people have been subjected to having their personal information told to anyone that asks.

Would Not Recommend To Anyone...
- kpetkus - Tuesday, April 19, 2011 - 12:17 PM

I had a long standing relationship with Fifth Third of over ten years. Throughout those years, their highest level of care and customer service reached "average", but its median grade would reside closer to "poor". I handled their errors as pleasantly as I could, I even kept an open mind and account when my checking and savings account numbers were stolen and drained due to a leak at Fifth Third. This past month, human error caused an account overdraft, and I foolishly thought they would be willing to help me since I have more than enough funds deposited with them in a separate account to cover the expenses in red--this has never happened before. I was ridiculed at the branch I went to for being incapable of handling my personal finances, offered no adjustment or concern and mocked my new bank choice. I am extremely disappointed and hope they find a way to improve customer service and account alerts. In the meantime I am extremely happy with the perks offered with my new bank and the customer service is tremendous. I will never recommend fifth third to anyone I know, and I will actively ensure people are aware of the better quality of service and ease of transfer to a number of different banks. 

Fifth Third Bank Review
- egreib - Monday, February 21, 2011 - 1:52 AM

So far I've never had a particularly bad experience with Fifth Third. The staff is friendly, and they seem to really care about my needs as a customer. They helped set me up with a checking account that was suitable for me. I would recommend the local Fifth Third to my friends and family.

Good Service, Good Enough
- jackvonrardi - Sunday, February 20, 2011 - 12:15 AM

I opened an account with Fifth Third because they were the bank inside of the grocery store where I started working as a high school student, and it was easy.

I have never been thrilled with their services. But that isn't to say I've ever been disappointed either. They have always been reasonabily friendly and reachable, helpful enough.

I would reccomend them.

Fifth Third Excessive Overdraft Fees
- DChipp - Thursday, April 11, 2013 - 12:27 PM

I have a business and personal checking accounts with Fifth Third based in St. Charles, IL.  Have found the local branch staff to be helpful and friendly, but beware of their corporate policies.

One policy is to maximize overdraft fees whenever possible.  They seem to manipulate their transaction processing to short as many customer transactions as possible.  As an example, one night I had multiple debits hitting my account along with some credit card processing credits.  Four debits were all over $100 -- with only one being $9.  When checking my account the following morning, they had charged me $74 for two overdrafts.  Looking into the numbers, they charged me for the $9 debit ... plus a shortage of 15 cents on another debit.  Still haven't received an explanation as to why the $9.15 wasn't handled as one overdraft with a $37 charge against one of the larger debits.

I recently had a $37 overdraft fee hit my personal account one morning at 11:00 AM -- but my online statement clearly showed a deposit (tax return) hit the account at 1:20 AM that same morning.  Apparently it doesn't matter if the overdraft amount is only there for a matter of seconds before the credit hits the account ... the customer still has to pay the $37 overdraft fee.

Seems like white collar crime to me.

Donna Chipp

SKIP A PAYMENT LETTER WITH FIFTH THIRD BANK
- FORBESH - Tuesday, November 15, 2011 - 11:51 AM

THIS IS PROBABLY THE WORST BANK I HAVE EVER HAD TO DEAL WITH. THE PRESIDENT OF THE BANK SOLICITED ME A LETTER TO SKIP A PAYMENT FOR 55.00 BECAUSE I HAVE BEEN SUCH A GREAT PAYING CUSTOMER.  WELL I MAIL MY CHECK OUT FOR 55.00 JUST LIKE THE LETTER SAID AND PUT ON THERE WHAT MONTH. I GUESS MY CHECK DIDNT MAKE IT IN TIME AND I CALLED THE BANK AND THEY REVERSED MY PAYMENT THAT THEY TOOK. THE PERSON ON THE PHONE WAS VERY UNPROFESSIONAL AND ACTED LIKE HE DIDNT EVEN CARE WHAT HAPPEN AFTER HE REVERSED MY PAYMENT. I HAD A BAD FEELING WHEN I WAS ON THE PHONE WITH HIM ABOUT THE WHOLE THING. THEN A WEEK LATER I SEE MY CHECK WAS CASHED AND A PAYMENT WAS REVERSED AGAIN SO I CALL THE BANK AND THEY TELL ME EVERYTHING IS FINE...UNTIL A MONTH LATER I START GETTING PHONE CALLS AFTER PHONE CALL AND A LETTER SAYING I HAVE A LATE PAYMENT AND FEES NOW. SO I CALL THE BANK AGAIN AND AGAIN THEY TELL ME I DONT OWE ANYTHING AND EVERYTHING IS FINE. THIS WENT ON FOR 3 MONTHS BACK AND FORTH. EVERY TIME I CALLED THEY PROMISED TO GET A SUPERVISOR INVOLVED AND A CALL BACK WITHIN 24-48 HOURS...WELL ITS NOW 4 MONTHS LATER AND I AM STILL CALLING AND STILL NOT GETTING ANY ANSWERS. NOW IT LOOKS LIKE I HAVE BAD CREDIT BECAUSE OF THE LATE PAYMENT FEES. I EVEN WENT AS FAR AS TO WRITE A 3 PAGE LETTER TO THE PRESIDENT AND STILL DONT HAVE ANSWERS. THIS BANK BY FAR HAS HAD THE WORST CUSTOMER SERVICE AND COMMUNICATION WITH ONE ANOTHER THEN I HAVE EVER HAD TO DEAL WITH. I DO NOT RECCOMMEND THAT YOU DO ANY KIND OF BANKING WITH FIFTH THIRD BANK!!!!!!!!!!!!!!!!!

 

Great Till You Need Help.
- Darbyden - Tuesday, May 10, 2011 - 4:22 PM

I've been a customer of 5/3 for about 5 years.  I chose them because they are in a lot of states where I have family.  My experience has been that, as long as they're selling you something they're very nice. On a day to day experience almost everyone is pleasant.  In the Ohio branch that I deal with they are wonderful.  There is no prioblem that they can't handle and correct.  In the Florida branch that I deal with they are on average dumber then rocks.  In this branch there is NOTHING that they can handle.  This, in my opinion has to be a mamagment problem.  My point is, it really depends on the manager at the branch that you do business with.  I thought about switching banks a couple of times, but you know what?  They're all pretty much the same. 

Low Rates, But Otherwise A Good Bank
- Andrew - Friday, April 22, 2011 - 12:39 PM

I have been banking with Fifth Third for nearly ten years. I have never had any trouble managing my checking and savings accounts with them. They are efficient and thorough. Their online banking can be a pain, but I know that a lot of that deals with issues of privacy, so you cannot really blame them for being vigilant about fraud. All in all I have a great overall experience with Fifth Third, although I wish their savings and certificate of deposit interest rates were a little higher; but don't we all?

No Problems
- BringAndHappy - Tuesday, April 19, 2011 - 10:15 PM

I have been a member of 5/3 bank for almost 10 years now. I have not had any troubles with them. I have a checking and saving account and have had CDs in the past. Throughout all of my experiences with the bank, I have continued going there and enjoyed the service I have received.

Fifth Third Bank General Review
- mollygirl - Tuesday, February 22, 2011 - 2:27 PM

I have used fifth third bank since it bought first charter, about three years now. I have had very few issues with the bank and find my transactions to all be smooth. My only problem was that one of their advertised programs wasn't real according to the bank managers (or the terms were weird enough that I couldn't qualify for the rewards. However I have had a very pleasent experience overall. Their online banking is a breeze and when I go into my local branch I am greeted by name and know all the workers. It is a very wonderful experience.