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38 Fountain Square Plaza
Cincinnati, OH 45263

Fifth Third Bank (OH) is headquartered in Cincinnati and is the 3rd largest bank in the state of Ohio. It is also the 15st largest bank in the nation. It was established in 1865 and as of March of 2014, it had grown to 19,080 employees at 1,371 locations. Fifth Third Bank (OH) has a A+ health rating.

Related Posts

Fifth Third Bank's "Stand Up To Cancer" New Checking Account Promotion Returns - 8/2/2014

Fifth Third Bank (OH) will donate $150 to Stand Up To Cancer and give you $150 when you open a new checking account. This offer ends October 17, 2014.

Competitive CD Rate Specials at Fifth Third Bank in Several States - 7/8/2014

Another large regional bank has come out with new CD specials. Fifth Third Bank has improved the CD specials that it started to offer in January. Its two best C ...

Checking and Money Market Promotions at Fifth Third Bank - 1/28/2014

Fifth Third Bank has a new checking account promotion. They’ll give $150 to Stand Up To Cancer and $150 to you when you open a new checking account with direct deposit and make three online bill payme ...


Fifth Third bank is the WORST bank I have ever done business with. The will harass you NON-STOP. You can complain, but nothing ever happens. Their people are rude, insensitive robots. PLEASE save yourself from a lot of anguish. DON'T DO BUSINESS WITH FIFTH THIRD BANK. If you do, I promise you will regret it. Even if you pay all your bills on time, they will still make your life a living hell. I would gladly pay a higher interest rate to be rid off these a** clowns.

Unhappy Customer

Isn't it odd that I wrote a review only a couple of das ago but it is nowhere to be found?

Excellent Bank & Excellent Customer Service

We have been banking with 5/3 for 2.5 years.  We also have our home mortgage through them with an excellent interest rate.  We do our online banking with them as well without any problems.  They have excellent customer service at their West Chester branch.  We have never had a problem with them, but then we have never written NSF checks.  If you are looking for a friendly, community bank that values their customers then Fifth Third is the bank for you.  If you want to write NSF checks or have a bank account that you never monitor, then maybe its not the bank for you :-\

Fifth Third Bank - Worst I've Ever Worked With

I was unfortunate enough to have Fifth Third Bank purchase my mortgage. They are not able to provide me with any visibility to activity online and to even receive paperless statements I have to get an ATM card ?!? Now they are telling me I have to come into a branch! I live in VA and closest branch is hundreds of miles away. Other problems with this bank too numerous to mention. Avoid at all costs!



Data for Q1 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Fifth Third Bank (OH) had $1.11 billion in non-current loans and owned real-estate with $17.44 billion in equity and loan loss allowances on hand to cover it. This gives Fifth Third Bank (OH) a Texas Ratio of 6.36% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Fifth Third Bank (OH) decreased slightly from 8.92% as of March 31, 2013 to 6.36% as of March 31, 2014, resulting in a positive change of 28.64%.This indicates that the balance sheet and financial strength for Fifth Third Bank (OH) has improved slightly in recent periods.

Deposit Growth


In the past year, Fifth Third Bank (OH) has increased its total deposits by $4.69 billion, resulting in 4.92% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Fifth Third Bank (OH) has shown is excellent.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Fifth Third Bank (OH) has $127.33 billion in assets with $17.44 billion in equity, resulting in a capitalization level of 13.70%, which is excellent.

Institution Statistics

FDIC Certificate #6672
Year Established1865
Primary RegulatorFED
Assets and Liabilities
Assets$127.33 billion
Loans$88.88 billion
Deposits$99.99 billion
Equity Capital$15.97 billion
Loan Loss Allowance$1.47 billion
Unbacked Noncurrent Loans$818.99 million
Real Estate Owned$290.66 million
Historic Data - March 2013
Assets$119.00 billion
Equity Capital$15.09 billion
Loan Loss Allowance$1.77 billion
Unbacked Noncurrent Loans$818.99 million
Real Estate Owned$316.28 million
Profit Margin - Quarterly
Return on Assets1.04%
Return on Equity8.41%
Interest Income$1.03 billion

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Fifth Third Bank (OH) has 1,370 locations. Click to view all Fifth Third Bank (OH) locations.