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Overview / Commentary
2600 East Commercial Boulevard
Ft. Lauderdale, FL 33308, the Internet Banking Division of Landmark Bank, N.A., was founded in the Summer of 1999 to deliver the ultimate banking solution to you: Personal Banking on an Anytime, Anywhere basis. You now have your very own personal banker without ever leaving the comfort of your home or office. They utilize the "best & brightest" technology partners so that you benefit from the most capable technology and security. Their industry-leading partners include CheckFree, Fiserv, Inc, InfoSight and Zaida Communications. Naturally, giantbank is FDIC Insured. They know how to make your money perform while delivering security and convenience.

Reviews (1)

Bank with strong growth

When I opened my account in this bank really did the proximity of my house.
But over time each day convinced me I did the right thing. The personalized attention online is excellent. I am a customer for 3 years and each time I find more innovative services. They have a very simple website which I think is good because I make my transactions without any problem.
I have recommended several friends to the bank, and a couple of them and opened their accounts there. Just like me are very sastifechos.
If you want to define this bank in a word, it would be to be the best in customer relationships.
I am very satisfied with Giantbank.


Data for Q2 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of June 30, 2014 had $41.36 million in non-current loans and owned real-estate with $48.92 million in equity and loan loss allowances on hand to cover it. This gives a Texas Ratio of 84.53% which is below average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for increased slightly from 50.22% as of June 30, 2013 to 84.53% as of June 30, 2014, resulting in a negative change of 68.33%. This indicates that the balance sheet and financial strength for has declined slightly in recent periods.

Deposit Growth


In the past year, has increased its total deposits by $99.74 million, resulting in 53.02% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth has shown is excellent.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. has $365.16 million in assets with $48.92 million in equity, resulting in a capitalization level of 13.40%, which is excellent.

Institution Statistics

FDIC Certificate #34832
Year Established1998
Primary RegulatorOCC
Assets and Liabilities
Assets$365.16 million
Loans$292.19 million
Deposits$287.85 million
Equity Capital$42.59 million
Loan Loss Allowance$6.34 million
Unbacked Noncurrent Loans$41.36 million
Real Estate Owned$0
Historic Data - June 2013
Assets$251.80 million
Equity Capital$39.61 million
Loan Loss Allowance$7.30 million
Unbacked Noncurrent Loans$41.36 million
Real Estate Owned$0
Profit Margin - Quarterly
Return on Assets0.97%
Return on Equity7.03%
Interest Income$6.51 million
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Always verify rates and promotions with the bank or credit union. We are not, we are a rate comparison website and can not provide official rates or promotions. Money Market Rates

0.55%$100k-Giant Money Market
0.30%$2k-Giant Business Money Market Checking Account Rates

0.20%$10k$10mGiant Personal Checking
0.15%$1,500$10mGiant Business Checking CD Rates

1.20%$2,500-60 Month Giant Personal CD
1.20%$2,500-60 Month Giant Business CD
0.95%$2,500-36 Month Giant Personal CD
0.95%$2,500-36 Month Giant Business CD
0.85%$2,500-24 Month Giant Personal CD
0.75%$2,500-24 Month Giant Business CD
0.65%$2,500-12 Month Giant Personal CD
0.50%$2,500-9 Month Giant Personal CD
0.50%$10k$250k12 Month Giant Business CD
0.45%$2,500-182 Day Giant Personal CD
0.40%$10k$250k9 Month Giant Business CD
0.35%$10k$250k182 Day Giant Business CD
0.20%$2,500-91 Day Giant Personal CD
0.20%$10k$250k91 Day Giant Business CD IRA Rates

1.20%$1k-60 Month Giant IRA
1.20%$500-60 Month CESA
0.95%$1k-36 Month Giant IRA
0.95%$500-36 Month CESA
0.85%$1k-24 Month Giant IRA
0.85%$500-24 Month CESA
0.65%$1k-12 Month Giant IRA
0.65%$500-12 Month CESA
Locations is an Internet only bank and does not have branch locations. Its headquarters is located at 2600 East Commercial Boulevard - Ft. Lauderdale, FL 33308