Dedicated to Deposits: Deals, Data, and Discussion
Featured Savings Rates
Featured Accounts
Overview / Commentary
2600 East Commercial Boulevard
Ft. Lauderdale, FL 33308, the Internet Banking Division of Landmark Bank, N.A., was founded in the Summer of 1999 to deliver the ultimate banking solution to you: Personal Banking on an Anytime, Anywhere basis. You now have your very own personal banker without ever leaving the comfort of your home or office. They utilize the "best & brightest" technology partners so that you benefit from the most capable technology and security. Their industry-leading partners include CheckFree, Fiserv, Inc, InfoSight and Zaida Communications. Naturally, giantbank is FDIC Insured. They know how to make your money perform while delivering security and convenience.

No reviews have been left for this bank yet. Be the first to review.


Data for Q1 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 had $10.6 million in non-current loans and owned real-estate with $48.12 million in equity and loan loss allowances on hand to cover it. This gives a Texas Ratio of 22.04% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for decreased dramatically from 45.67% as of March 31, 2013 to 22.04% as of March 31, 2014, resulting in a positive change of 51.75%.This indicates that the balance sheet and financial strength for has improved dramatically in recent periods.

Deposit Growth


In the past year, has increased its total deposits by $24.85 million, resulting in 13.05% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth has shown is excellent.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. has $278.52 million in assets with $48.12 million in equity, resulting in a capitalization level of 17.28%, which is excellent.

Institution Statistics

FDIC Certificate #34832
Year Established1998
Primary RegulatorOCC
Assets and Liabilities
Assets$278.52 million
Loans$219.77 million
Deposits$215.21 million
Equity Capital$41.79 million
Loan Loss Allowance$6.32 million
Unbacked Noncurrent Loans$10.60 million
Real Estate Owned$0
Historic Data - March 2013
Assets$253.05 million
Equity Capital$38.99 million
Loan Loss Allowance$7.28 million
Unbacked Noncurrent Loans$10.60 million
Real Estate Owned$0
Profit Margin - Quarterly
Net Interest Margin4.02%
Return on Assets1.02%
Return on Equity6.73%
Interest Income$3.13 million
Skip to rates for:

Always verify rates and promotions with the bank or credit union. We are not, we are a rate comparison website and can not provide official rates or promotions. Money Market Rates

0.55%$100k-Giant Money Market
0.30%$2k-Giant Business Money Market Checking Account Rates

0.20%$10k$10mGiant Personal Checking
0.15%$1,500$10mGiant Business Checking CD Rates

1.20%$2,500-60 Month Giant Personal CD
1.20%$2,500-60 Month Giant Business CD
0.95%$2,500-36 Month Giant Personal CD
0.95%$2,500-36 Month Giant Business CD
0.85%$2,500-24 Month Giant Personal CD
0.75%$2,500-24 Month Giant Business CD
0.65%$2,500-12 Month Giant Personal CD
0.50%$2,500-9 Month Giant Personal CD
0.50%$10k$250k12 Month Giant Business CD
0.45%$2,500-182 Day Giant Personal CD
0.40%$10k$250k9 Month Giant Business CD
0.35%$10k$250k182 Day Giant Business CD
0.20%$2,500-91 Day Giant Personal CD
0.20%$10k$250k91 Day Giant Business CD IRA Rates

1.20%$1k-60 Month Giant IRA
1.20%$500-60 Month CESA
0.95%$1k-36 Month Giant IRA
0.95%$500-36 Month CESA
0.85%$1k-24 Month Giant IRA
0.85%$500-24 Month CESA
0.65%$1k-12 Month Giant IRA
0.65%$500-12 Month CESA
Locations is an Internet only bank and does not have branch locations. Its headquarters is located at 2600 East Commercial Boulevard - Ft. Lauderdale, FL 33308