4 star ratingAverage User Rating:
4 star rating based on 1 review.

HSBC Trust Company (Delaware), National Association

HSBC Trust Company (Delaware), National Association Locations
300 Delaware Avenue, Suite 1401
Wilmington, DE 19801
www.hsbc.com

FDIC


HSBC Trust Company (Delaware), National Association is headquartered in Wilmington and is the 22nd largest bank in the state of Delaware. It is also the 6,059th largest bank in the nation. It was established in 2005 and as of December of 2012, it had grown to 4 employees at 1 location. HSBC Trust Company (Delaware), National Association has a 4-star health rating.

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Data for Q4 2012


Institution Statistics


HSBC Trust Company (Delaware), National Association
FDIC Certificate #58188
BankRate ReportView
Year Established2005
Employees4
Primary RegulatorOCC

Assets and Liabilities

Assets$55.95 million
Deposits$2.48 million
Equity Capital$52.97 million

Historic Data - December 2011

Assets$1.36 billion
Equity Capital$52.94 million

Profit Margin - Quarterly

Net Interest Margin0.12%
Return on Assets0.03%
Return on Equity0.5%
Interest Income$2.55 million

Institution Health


Overall Score:
4 out of 5
4
Texas Ratio5
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2012 HSBC Trust Company (Delaware), National Association had $0 in non-current loans and owned real-estate with $52.97 million in equity and loan loss allowances on hand to cover it. This gives HSBC Trust Company (Delaware), National Association a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Deposit Growth1
In the past year, HSBC Trust Company (Delaware), National Association has decreased its total deposits by $-919,000, resulting in -27.04% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth HSBC Trust Company (Delaware), National Association has shown is poor.
Capitalization5
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. HSBC Trust Company (Delaware), National Association has $55.95 million in assets with $52.97 million in equity, resulting in a capitalization level of 94.68%, which is excellent.
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Best Online Banking So Far I Found
4 stars - Raquel - Thursday, May 19, 2011 - 7:57 AM

Well as i m a computer geed kind of person i love to do transaction from the comfort of my home, i have tried many banks but i m sorry to say there online banking is very awful, systems are so much sophisticated that they become fatigue for you rather then comfort, i m using HSBC saving account for the past one year and i m very satisfied, they are offering internet banking free.

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