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17 South High Street
Columbus, OH 43216

Huntington National Bank is headquartered in Columbus and is the 5th largest bank in the state of Ohio. It is also the 35th largest bank in the nation. It was established in 1866 and as of December of 2013, it had grown to 10,624 employees at 772 locations. Huntington National Bank's money market rates are 36% higher than the national average, and it has a A health rating.

Related Posts

Huntington’s Asterisk-Free Checking $150 Bonus in 6 States - 1/24/2014

Huntington Bank has again come out with a sign-up bonus for its Asterisk-Free Checking. This is one of the rare free checking accounts that still exists at big banks. It has no monthly service fee or ...

Huntington Is NOT Honoring This Advertised Deal.

I told someone who was opening an account at a different local bank about how Huntington is such a great bank and that I have my personal and business accounts there.  I could not have been more embarrassed.  They went into Huntington and were told NO.  I sent them the above URL from Huntington which advertises $100 if you open an account by March 30, 2012, and the bank called Huntington and asked to honor the deal and was also told NO.  I called Huntington and I was talked down to by someone who said the "powers from above get to decide".  Like we have left this world and are now under the influence of a Magical one.  I was flabbergasted.  I have substancial holdings and business accounts with payroll at Huntington, apparently they don't need my business because they are well on there way to losing it.  

Changing Terms And Conditions For Deposits Is Ongoing

Have had an account with Huntington for many years.  A while ago, I got a call from the bank manager telling me that no non-Huntington ATM deposits would process any longer.  I was very perplexed as I have not had any trouble with deposits in the past.

Have had the account long enough that Huntington ATM depopsit will only credit $400.00 pending until deposit is verified and posted.  Have not had trouble in the past with outstanding 24-hour Grace Period items not clearing once my deposit is made (unless deposit was really late at night).

Now I am told that NSF fees occurred because my whole deposit wasn't posted, even though the "whole deposit" would have brought balance to the black once verified and posted.  I asked to have fees removed.

I was told that couldn't happen and deposits must be made in Huntington ATM before 10:30 a.m. in order to clear for terms on 24-hour Grace Period.  Never, never, NEVER had that condition been in place for prior deposit transactions!  Therefore, MORE NSF fees were added.

Went to the bank and made 2 seperate deposits since I needed more than $400 to bring balance to the black.  ATM slips that show what my deposits were and what balance was available.  Logged in the next morning & they ignored the deposits, returned items and then added more NSF fees!

How do they keeping changing deposit terms so much!?

Would Not Honor Promotion

I opned an account with Huntington Bank in early March of 2012. They were advertising a $100 promotion for opening new account. I completed the terms as requested. when I contatced the bank to get promo they said I was not eligible. They kept giving me the runaround. It took several weeks to find out that the bank does not care about it's customers. I would not deal with Huntington again..

Stellar Customer Service, Competitive Rates, Great Prducts/Services

I have banked with Huntington for about 7 years now and I have never had a bad experience. Everyone from the tellers to the investment reps are very helpful and courteous, they go above and beyond to ensure my satisfaction. I have always been one to maintain control over my checkbook but even if I wasn't they make it virtually impossible to overdraw your account. They send you notifications to your phone and/or email once you've gone below you're set "low balance" (which you choose since the definition of a low balance differs from customer to customer). They also notify you by cel and/or email when you have over drafted and they give you til the next business day to make it right before you are accessed a fee. Literally, only a primate or an idiot could mess up this account. I always feel bad for the bankers when I see someone coming in complaining about their overdraft fees because the banker says "well let's take a look at your balance book and see what was maybe missed" and people go "What balance book?" Come on people this is elementary banking, it is not the banks fault that you spent outside your means. They have very competitive rates for today’s market and I am very happy with the rate I got for my money market and my investments. Also, because of my deposit balance I get a laundry list of free features including thier VERY user friendly online banking/bill pay. My kids (broke college students) have their accounts with Huntington as well and it has been so easy for them to maintain. The hours are so convenient!! Open 7 days a week and until 7pm on the weekday. They are also opening full service branches in all of the Giant Eagle grocery stores which have even more extended hours!! The number of locations of Huntington Banks is also ideal for me. About 7 atm/banking office locations near/in the city I live and about 5 in the area I work. My only quip about this bank is that it is a midwest bank, they should go national because they would dominate the industry!



Data for Q4 2013

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 Huntington National Bank had $414.66 million in non-current loans and owned real-estate with $6.18 billion in equity and loan loss allowances on hand to cover it. This gives Huntington National Bank a Texas Ratio of 6.71% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Huntington National Bank decreased dramatically from 9.73% as of December 31, 2012 to 6.71% as of December 31, 2013, resulting in a positive change of 31.09%.This indicates that the balance sheet and financial strength for Huntington National Bank has improved dramatically in recent periods.

Deposit Growth


In the past year, Huntington National Bank has increased its total deposits by $1.29 billion, resulting in 2.72% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Huntington National Bank has shown is above average.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Huntington National Bank has $59.3 billion in assets with $6.18 billion in equity, resulting in a capitalization level of 10.43%, which is above average.

Institution Statistics

FDIC Certificate #6560
Year Established1866
Primary RegulatorOCC
Assets and Liabilities
Assets$59.30 billion
Loans$42.78 billion
Deposits$48.58 billion
Equity Capital$5.54 billion
Loan Loss Allowance$645.01 million
Unbacked Noncurrent Loans$387.00 million
Real Estate Owned$27.66 million
Historic Data - December 2012
Assets$55.95 billion
Equity Capital$4.75 billion
Loan Loss Allowance$766.10 million
Unbacked Noncurrent Loans$387.00 million
Real Estate Owned$27.96 million
Profit Margin - Quarterly
Net Interest Margin3.43%
Return on Assets1.2%
Return on Equity13.39%
Interest Income$1.89 billion

Always verify rates and promotions with the bank or credit union. We are not Huntington National Bank, we are a rate comparison website and can not provide official rates or promotions.

Huntington National Bank Savings Account Rates

0.02%--Premier Savings

Huntington National Bank Money Market Rates

0.60%$20k$2mPremier Plus Money Market
0.05%--Premier Money Market

Huntington National Bank Checking Account Rates

0.05%--Huntington Plus Checking

Huntington National Bank CD Rates

0.55%$100k$100m1825 Day CD Jumbo
0.55%$1k$100k60 Month CD
0.55%$1k$100k72 Month CD
0.35%$100k$100m1460 Day CD Jumbo
0.35%$1k$100k48 Month CD
0.30%$1k$100k37 Month Linked-Rate CD
0.20%$100k$100m1095 Day CD Jumbo
0.20%$1k$100k36 Month CD
0.20%$1k$100k13 Month Linked-Rate CD
0.15%$100k$100m730 Day CD Jumbo
0.15%$100k$100m912 Day CD Jumbo
0.15%$1k$100k24 Month CD
0.13%$1k$100k24 Month Step Rate CD
0.13%$1k$100k48 Month Step Rate CD
0.10%$100k$100m180 Day CD Jumbo
0.10%$100k$100m270 Day CD Jumbo
0.10%$100k$100m365 Day CD Jumbo
0.10%$100k$100m547 Day CD Jumbo
0.10%$1k$100k182 Day CD
0.10%$1k$100k6 Month CD
0.10%$1k$100k9 Month CD
0.10%$1k$100k12 Month CD
0.10%$1k$100k18 Months CD
0.10%$15k$250k12 Month Huntington Easy Access CD
0.01%$100k$100m7 Day CD Jumbo
0.01%$100k$100m14 Day CD Jumbo
0.01%$100k$100m30 Day CD Jumbo
0.01%$100k$100m60 Day CD Jumbo
0.01%$100k$100m90 Day CD Jumbo
0.01%$1k$100k14 Day CD
0.01%$1k$100k3 Month CD
0.01%$1k$100k30 Day CD
0.01%$1k$100k1 Month CD
0.01%$1k$100k91 Day CD

Huntington National Bank has 773 locations. Click to view all Huntington National Bank locations.