3.5 star ratingAverage User Rating:
3.5 star rating based on 3 reviews.

Huntington National Bank

Huntington National Bank Locations
17 South High Street
Columbus, OH 43216
1-800-480-2265
www.huntington.com



Huntington National Bank is headquartered in Columbus and is the 5th largest bank in the state of Ohio. It is also the 35th largest bank in the nation. It was established in 1866 and as of September of 2011, it had grown to 10,388 employees at 698 locations. Huntington National Bank has a 4-star health rating.

Related Posts

Top Money Market Account Rate at Huntington Bank in Some States - 9/29/2011

Huntington Bank has been offering a very competitive rate on its Premier Plus Money Market Account. It has a 1.25% APY for balances from $20K to $2M. No interest is paid on balances under $20K. This i ...

$200 Business Checking Account Bonus At Huntington Bank (Forum) - 2/23/2011

Huntington is offering a $200 bonus for opening a business checking account with a minimum deposit of $500 made within 60 days of opening. Offer is scheduled to end on 2/27/2011. Promotion link Huntington also has a $100 bonus for opening a personal

$100 Checking Account Bonus at Huntington Bank in Some States - 2/22/2011

Huntington Bank is again offering a checking account promotion that makes it easy to qualify for a $100 bonus. It's very similar to what they were offering in December , and like that one, the promo i ...

$100 Checking Account Bonus at Huntington Bank in OH, MI, IN, PA, KY, WV & FL - 12/11/2010

Huntington Bank has an checking account promotion that makes it easy to qualify for a $100 bonus. However, it's a very limited time promotion. The checking account must be opened by December 13, 2010. ...



See Rates for: Checking | Savings | Money Market | CD

Huntington National Bank Checking Account Rates

ApyMinMaxProduct
0.20%$10k-Huntington Plus Checking

Huntington National Bank Savings Account Rates

ApyMinMaxProduct
0.10%$20k-Premier Savings

Huntington National Bank Money Market Rates

ApyMinMaxProduct
0.85%$20k$2mPremier Plus Money Market
0.15%$10k-Premier Money Market

Huntington National Bank CD Rates

ApyMinMaxProduct
1.06%$1k$100k24 Month Step Rate CD
1.01%$1k$100k72 Month CD
0.90%$100k$100m1825 Day CD Jumbo
0.90%$1k$100k60 Month CD
0.75%$1k$100k37 Month Linked-Rate CD
0.65%$100k$100m1460 Day CD Jumbo
0.65%$1k$100k48 Month CD
0.60%$1k$100k13 Month Linked-Rate CD
0.40%$100k$100m1095 Day CD Jumbo
0.40%$1k$100k36 Month CD
0.35%$100k$100m912 Day CD Jumbo
0.30%$100k$100m730 Day CD Jumbo
0.30%$1k$100k24 Month CD
0.25%$100k$100m547 Day CD Jumbo
0.25%$1k$100k18 Months CD
0.15%$100k$100m270 Day CD Jumbo
0.15%$100k$100m365 Day CD Jumbo
0.15%$1k$100k9 Month CD
0.15%$1k$100k12 Month CD
0.15%$15k$250k12 Month Huntington Easy Access CD
0.13%$1k$100k48 Month Step Rate CD
0.10%$100k$100m180 Day CD Jumbo
0.10%$1k$100k182 Day CD
0.10%$1k$100k6 Month CD
0.01%$100k$100m7 Day CD Jumbo
0.01%$100k$100m14 Day CD Jumbo
0.01%$100k$100m30 Day CD Jumbo
0.01%$100k$100m60 Day CD Jumbo
0.01%$100k$100m90 Day CD Jumbo
0.01%$1k$100k14 Day CD
0.01%$1k$100k3 Month CD
0.01%$1k$100k30 Day CD
0.01%$1k$100k1 Month CD
0.01%$1k$100k91 Day CD

Rates updated: 2/11/2012

Data for Q3 2011


Institution Statistics


The Huntington National Bank
FDIC Certificate #6560
BankRate ReportView
Year Established1866
Employees10388
Primary RegulatorOCC

Assets and Liabilities

Assets$54.76 billion
Loans$38.19 billion
Deposits$44.02 billion
Equity Capital$4.03 billion
Loan Loss Allowance$1.00 billion
Unbacked Noncurrent Loans$599.52 million
Real Estate Owned$37.40 million

Historic Data - September 2010

Assets$52.70 billion
Equity Capital$3.52 billion
Loan Loss Allowance$1.31 billion
Unbacked Noncurrent Loans$1.04 billion
Real Estate Owned$122.33 million

Profit Margin - Quarterly

Net Interest Margin3.33%
Return on Assets1%
Return on Equity14.28%
Interest Income$1.49 billion

Institution Health


Overall Score:
4 out of 5
4
Texas Ratio4
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of September 30, 2011 Huntington National Bank had $636.92 million in non-current loans and owned real-estate with $5.03 billion in equity and loan loss allowances on hand to cover it. This gives Huntington National Bank a Texas Ratio of 12.66% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend5
The Texas Ratio for Huntington National Bank decreased significantly from 24.28% as of September 30, 2010 to 12.66% as of September 30, 2011, resulting in a positive change of 47.86%.This indicates that the balance sheet and financial strength for Huntington National Bank has improved significantly in recent periods.
Deposit Growth4
In the past year, Huntington National Bank has increased its total deposits by $1.96 billion, resulting in 4.67% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Huntington National Bank has shown is above average.
Capitalization3
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Huntington National Bank has $54.76 billion in assets with $5.03 billion in equity, resulting in a capitalization level of 9.19%, which is average.
Write Review

Stellar Customer Service, Competitive Rates, Great Prducts/Services
5 stars - sallyjoe63 - Monday, October 17, 2011 - 11:26 AM

I have banked with Huntington for about 7 years now and I have never had a bad experience. Everyone from the tellers to the investment reps are very helpful and courteous, they go above and beyond to ensure my satisfaction. I have always been one to maintain control over my checkbook but even if I wasn't they make it virtually impossible to overdraw your account. They send you notifications to your phone and/or email once you've gone below you're set "low balance" (which you choose since the definition of a low balance differs from customer to customer). They also notify you by cel and/or email when you have over drafted and they give you til the next business day to make it right before you are accessed a fee. Literally, only a primate or an idiot could mess up this account. I always feel bad for the bankers when I see someone coming in complaining about their overdraft fees because the banker says "well let's take a look at your balance book and see what was maybe missed" and people go "What balance book?" Come on people this is elementary banking, it is not the banks fault that you spent outside your means. They have very competitive rates for today’s market and I am very happy with the rate I got for my money market and my investments. Also, because of my deposit balance I get a laundry list of free features including thier VERY user friendly online banking/bill pay. My kids (broke college students) have their accounts with Huntington as well and it has been so easy for them to maintain. The hours are so convenient!! Open 7 days a week and until 7pm on the weekday. They are also opening full service branches in all of the Giant Eagle grocery stores which have even more extended hours!! The number of locations of Huntington Banks is also ideal for me. About 7 atm/banking office locations near/in the city I live and about 5 in the area I work. My only quip about this bank is that it is a midwest bank, they should go national because they would dominate the industry!

4

Huntington Is NOT Honoring This Advertised Deal.
1 stars - mbanks - Wednesday, January 18, 2012 - 3:25 PM

I told someone who was opening an account at a different local bank about how Huntington is such a great bank and that I have my personal and business accounts there.  I could not have been more embarrassed.  They went into Huntington and were told NO.  I sent them the above URL from Huntington which advertises $100 if you open an account by March 30, 2012, and the bank called Huntington and asked to honor the deal and was also told NO.  I called Huntington and I was talked down to by someone who said the "powers from above get to decide".  Like we have left this world and are now under the influence of a Magical one.  I was flabbergasted.  I have substancial holdings and business accounts with payroll at Huntington, apparently they don't need my business because they are well on there way to losing it.  

3

Easy Bank To Deal With
5 stars - bonepicker - Sunday, January 8, 2012 - 4:05 PM

Very friendly staff, always willing to listen.  Low to no fees on checking.  They do not force you to have a debit card if you do not want one. They help you with your online banking.  Their loan rates are excellent and they always tell you when they have come down and you could rewrite your loan.  I love their hours and the easy to use online banking. The only recommendation I could make is free checks on a seniors account.

3