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520-584-4000
335 North Wilmot Road
Tucson, AZ 85711

National Bank of Arizona is headquartered in Tucson and is the 2nd largest bank in the state of Arizona. It is also the 188th largest bank in the nation. It was established in 1972 and as of December of 2013, it had grown to 856 employees at 72 locations. National Bank of Arizona has a A health rating.

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Reviews (3)

Horrible Hidden Fees

$102.00 in hidden fees in 5 days.

Non Existent Support After Hours - Unable To Reset Online Banking Password

NBAZ is part of Zion's Bancorp, a regional bank that is in 5 or 6 states. They badly want to appear as convenient as the Big Boy banks, but with a local feel. But woe to anyone who needs bank assistance after hours, they do not man their phone lines after hours, or on the weekends. A bank must have 24 hour support in a world as tech advanced as the one we are in. To hear on the recording "call back during business hours " is absurd. I could call the branch during business hours, what earthly use is a call center that is not there when you need it - namely when the bank is not open? The branches also are not open Saturdays, so if you need help on a three day weekend you will find yourself royally screwed. This is the uncomfortable position I find myself today - needing to reset my online banking password In order to transfer funds to cover the check I wrote yesterday. The password reset function online does not work and directs me to call customer service. Hence this review! NBAZ is finding itself increasingly irrelevant today, won't be long I'm sure before they are gobbled up by a real bank. A quick perusal of their business and personal online banking offerings will quickly show you why. Antiquated. We are witnessing the death throes of an institution in identity crisis, RIP.

Be Smart..Find A Different Leader

Bad communication...leader would not call us back based on caller ID. Did not have any regards to the compliance to the closing date on the Purchase Contract They must be under staffed or the staff in loan processing/underwriting have little experience.



Health

Data for Q4 2013

Institution Health

A

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 National Bank of Arizona had $46.16 million in non-current loans and owned real-estate with $600.35 million in equity and loan loss allowances on hand to cover it. This gives National Bank of Arizona a Texas Ratio of 7.69% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
B+

The Texas Ratio for National Bank of Arizona decreased slightly from 10.33% as of December 31, 2012 to 7.69% as of December 31, 2013, resulting in a positive change of 25.59%.This indicates that the balance sheet and financial strength for National Bank of Arizona has improved slightly in recent periods.

Deposit Growth

GRADE:
B+

In the past year, National Bank of Arizona has increased its total deposits by $56.87 million, resulting in 1.47% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth National Bank of Arizona has shown is above average.

Capitalization

GRADE:
A+

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. National Bank of Arizona has $4.58 billion in assets with $600.35 million in equity, resulting in a capitalization level of 13.10%, which is excellent.

Institution Statistics

Overall
FDIC Certificate #20626
Year Established1972
Employees856
Primary RegulatorOCC
Assets and Liabilities
Assets$4.58 billion
Loans$3.67 billion
Deposits$3.93 billion
Equity Capital$538.24 million
Loan Loss Allowance$62.11 million
Unbacked Noncurrent Loans$33.71 million
Real Estate Owned$12.45 million
Historic Data - December 2012
Assets$4.57 billion
Equity Capital$579.07 million
Loan Loss Allowance$83.35 million
Unbacked Noncurrent Loans$33.71 million
Real Estate Owned$20.59 million
Profit Margin - Quarterly
Net Interest Margin3.86%
Return on Assets0.95%
Return on Equity7.76%
Interest Income$170.19 million
Rates

Always verify rates and promotions with the bank or credit union. We are not National Bank of Arizona, we are a rate comparison website and can not provide official rates or promotions.

National Bank of Arizona Savings Account Rates

DetailsAPYMINMAXPRODUCT
0.15%--IOLTA
0.05%--Personal Savings
0.05%--Business Savings
0.05%--IRA Savings

National Bank of Arizona Money Market Rates

DetailsAPYMINMAXPRODUCT
0.20%$250k-Executive Reserve Money Market Premium
0.15%$250k-Business Money Market Premium
0.15%$250k-Money Market Premium
0.15%$250k-Value Connection Money Market Premium

National Bank of Arizona Checking Account Rates

DetailsAPYMINMAXPRODUCT
0.03%--Interest Checking
0.03%--Nonprofit Community Checking Plus
0.03%$1k-Business Interest Checking
0.03%--Green Returns Checking
0.03%--NB|AZ Interest Checking
0.03%--Value Connection Checking
0.03%--Executive Reserve Interest Checking

National Bank of Arizona CD Rates

DetailsAPYMINMAXPRODUCT
1.00%$5k-5 Year Value Connection CD
1.00%$1k-5 Year Executive Reserve CD
0.75%$5k-4 Year Value Connection CD
0.75%$1k-4 Year Executive Reserve CD
0.50%$1k-5 Year Personal CD
0.50%$1k-Business 5 Year CD
0.50%$5k-3 Year Value Connection CD
0.50%$1k-3 Year Executive Reserve CD
0.40%$5k-1 Year Value Connection CD
0.40%$5k-2 Year Value Connection CD
0.40%$1k-1 Year Executive Reserve CD
0.40%$1k-2 Year Executive Reserve CD
0.35%$1k-4 Year Personal CD
0.35%$1k-Business 4 Year CD
0.25%$250k-Ambitious CDs
0.25%$1k-3 Year Personal CD
0.25%$1k-Business 3 Year CD
0.25%$250k-Business Index CD
0.25%$5k-180 - 364 Day Value Connection CD
0.25%$1k-180 - 364 Day Executive Reserve CD
0.15%$1k-1 Year Personal CD
0.15%$1k-2 Year Personal CD
0.15%$1k-Business 1 Year CD
0.15%$1k-Business 2 Year CD
0.10%$1k-180 - 364 Day Personal CD
0.10%$1k-Business 180 - 364 Day CD
0.05%$1k-32 - 89 Day Personal CD
0.05%$1k-90 - 179 Day Personal CD
0.05%$1k-Business 7 - 31 Day CD
0.05%$1k-Business 32 - 89 Day CD
0.05%$1k-Business 90 - 179 Day CD
0.05%$1k-7 - 31 Day Personal CD

National Bank of Arizona IRA Rates

DetailsAPYMINMAXPRODUCT
1.00%$500-5 Year Fixed IRA CD
0.75%$500-4 Year Fixed IRA CD
0.50%$500-3 Year Fixed IRA CD
0.40%$500-1 Year Fixed IRA CD
0.40%$500-2 Year Fixed IRA CD
Locations

National Bank of Arizona has 72 locations. Click to view all National Bank of Arizona locations.