| 8045 N. Wickham Road Melbourne, FL 32940 321-752-2222 www.sccu.com ![]() |
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Space Coast Credit Union is headquartered in MELBOURNE and is the 3rd largest credit union in the state of Florida. It is also the 39th largest credit union in the nation. It was established in 1951 and as of December of 2011, it had grown to 740 employees and 376,465 members. Space Coast Credit Union's money market rates are 14% higher than the national average, and it has a 3-star health rating.
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Space Coast Credit Union has become one of the largest credit unions in Florida. For those looking for a competitive long-term CD rates, Space Coast Credit Union has a few good deals. The two best one ...
Space Coast Credit Union has a couple of decent long-term CD and IRA CD rates as of 11/17/2010: 2.52% APY 5-year CD, $500 minimum 2.27% APY 54-month CD, $500 minimum One thing to note; it has a harsh early withdrawal penalty. Terms over 3-years and
See Rates for: Savings | Money Market | CD | IRA
Space Coast Credit Union Savings Account Rates
Space Coast Credit Union Money Market Rates
| Apy | Min | Max | Product | |
| 0.50% | $50k | - | Premium Investors Money Market Savings w/Active Checking or Direct Deposit | |
| 0.40% | $100k | - | Money Market Checking | |
| 0.40% | $100k | - | Money Market Savings | |
| 0.40% | $15k | - | Investors Money Market Savings w/Active Checking or Direct Deposit | |
| 0.25% | $50k | - | Premium Investors Money Market Savings w/o Active Checking or Direct Deposit | |
| 0.15% | $15k | - | Investors Money Market Savings w/o Active Checking or Direct Deposit |
Space Coast Credit Union CD Rates
| Apy | Min | Max | Product | |
| 1.61% | $500 | - | 60 Month CD | |
| 1.61% | $500 | - | Business 60 Month CD | |
| 1.51% | $500 | - | 54 Month CD | |
| 1.51% | $500 | - | Business 54 Month CD | |
| 1.31% | $500 | - | 48 Month CD | |
| 1.31% | $500 | - | Business 48 Month CD | |
| 1.10% | $500 | - | 42 Month CD | |
| 1.10% | $500 | - | Business 42 Month CD | |
| 0.90% | $500 | - | 36 Month CD | |
| 0.90% | $500 | - | Business 36 Month CD | |
| 0.75% | $500 | - | 30 Month CD | |
| 0.75% | $500 | - | Business 30 Month CD | |
| 0.60% | $500 | - | 24 Month CD | |
| 0.60% | $500 | - | Business 24 Month CD | |
| 0.50% | $500 | - | 18 Month CD | |
| 0.50% | $500 | - | Business 18 Month CD | |
| 0.45% | $500 | - | 12 Month CD | |
| 0.45% | $500 | - | Business 12 Month CD | |
| 0.30% | $500 | - | 6 Month CD | |
| 0.30% | $500 | - | Business 6 Month CD |
Space Coast Credit Union IRA Rates
| Apy | Min | Max | Product | |
| 1.61% | $500 | - | 60 Month IRA | |
| 1.61% | $500 | - | 60 Month Roth IRA | |
| 1.51% | $500 | - | 54 Month IRA | |
| 1.51% | $500 | - | 54 Month Roth IRA | |
| 1.31% | $500 | - | 48 Month IRA | |
| 1.31% | $500 | - | 48 Month Roth IRA | |
| 1.10% | $500 | - | 42 Month IRA | |
| 1.10% | $500 | - | 42 Month Roth IRA | |
| 0.90% | $500 | - | 36 Month IRA | |
| 0.90% | $500 | - | 36 Month Roth IRA | |
| 0.75% | $500 | - | 30 Month IRA | |
| 0.75% | $500 | - | 30 Month Roth IRA | |
| 0.60% | $500 | - | 24 Month IRA | |
| 0.60% | $500 | - | 24 Month Roth IRA | |
| 0.50% | $500 | - | 18 Month IRA | |
| 0.50% | $500 | - | 18 Month Roth IRA | |
| 0.45% | $500 | - | 12 Month IRA | |
| 0.45% | $500 | - | 12 Month Roth IRA | |
| 0.30% | $500 | - | 6 Month IRA | |
| 0.30% | $500 | - | 6 Month Roth IRA |
Data for Q4 2011
Institution Statistics
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Institution Health
Overall Score:
3 out of 5
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Average User Rating:







Don't Bank Here..
The credit union will nickel and dime you to death. I made a DEPOSIT at a shared member location and they charged me for a deposit ... that is unheard of. They charge you to use an ATM other then their own. I went to my local credit union to get money out of the ATM, it was broken / out of service on several occasions. The next closest location was across town. I spoke with a customer service rep, she was totally unprofessional. I asked her to change the amount of a automatic transfer I had setup. She said OK and placed me on hold. Then came back and said that she cancelled it. I told her I did not want it cancelled only changed. She insisted that I said cancel it. I told her to set it back up the way it was. She could not I then spoke with a supervisor who said that he would review the recording. A few hours later he called me back stating that the rep was wrong and that he corrected the problem. In addition these locations (South Florida, Space Coast took over Eastern Financial and pretty much runied Eastern's name in my opinion) do not have convient lobby hours on the weekends.
Over all I would give this credit union a "D-"
After 25 years of being with Eastern then Space Coast I closed my account.
There are better credit unions out there.