Average User Rating:| 200 Lake Street East, Mail Code EX0-03-A Wayzata, MN 55391 952-745-2760 www.tcfbank.com  |
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TCF National Bank is headquartered in Sioux Falls and is the 3rd largest bank in the state of South Dakota. It is also the 63rd largest bank in the nation. It was established in 1923 and as of September of 2011, it had grown to 6,158 employees at 442 locations. TCF National Bank has a 4-star health rating.
Related Posts
TCF Bank Fees Hit Teen's Savings Account (Forum) - 12/12/2011
This is an important lesson to keep an eye out for monthly maintenance fees and inactivity fees. This Chicago Tribune article describes how a teen's savings account at TCF Bank went negative after being hit by a monthly maintenance fee. After that, he was
TCF Bank Adds New $28 Daily Overdrawn Balance Fee (Forum) - 10/14/2011
From The Consumerist Reader Jeff used to intentionally overdraw his bank account in order to have enough money to feed his family and gas the car. At $35 a pop, that's a pretty cheap loan. But now that's not going to be a viable option because TCF Ba
TCF Bank Ending Miles Plus Debit Rewards Program (Forum) - 8/24/2011
From MyBankTracker.com Effective August 25, TCF Bank will be ending its debit rewards program, TCF Miles Plus. TCF Bank, based in Minnesota, has decided to end Miles Plus because it’s becoming too expensive to continue. Due to the swipe f
TCF Bank Figures Out How To Close $.05 Account (Forum) - 6/27/2011
This Consumerist post describes the problems of one TCF Bank customer who tried to close his checking account without a branch visit. TCF Bank didn't make it easy.
2011
- 5/19 - $100 Checking Account Bonus at TCF Bank in Certain States
- 2/3 - TCF $100 Promotion - Direct Deposit NOT Required (Forum)
2010
- 10/26 - $50 Checking Account Bonus At TCF Bank (Forum)
- 6/18 - $50 Checking Account Bonus At TCF Bank (1791) (Forum)
2009
2008
- 11/12 - $50 Checking Account Bonus without DD at TCF Bank - Update
- 6/1 - $50 Checking Account Bonus without DD at TCF Bank
- 3/2 - $100 Checking Account Bonus at TCF Bank
2007
See Rates for: Checking | Savings | Money Market | CD
TCF National Bank Checking Account Rates
TCF National Bank Savings Account Rates
TCF National Bank Money Market Rates
TCF National Bank CD Rates
Rates updated: 2/22/2012
Data for Q3 2011
Institution Statistics
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Institution Health
Overall Score:
4 out of 5 
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Want To Close My Account
- bch101 - Friday, January 27, 2012 - 4:20 PMI initially opened my account for the $100 promotion. TCF unexpectedly sent me a box of checks that I never asked for and deducted $18 from my account. I went into a branch office and all they told me was that they were sorry that they never told me that I would receive an order of checks by default. I tried to tell them it was unfair for me to be charged for something I was never aware of. They said that they could do nothing about it because the check printing company would not take them back unless they made a printing error. I am closing my account as soon as I get the bonus.
4
TCF Getting Crazy With Fees
- seansey - Wednesday, November 16, 2011 - 1:33 PMI will be leaving TCF shortly due to their fee structure and loopholes used to gather those fees. I realized today that TCF has been charging the $5 POS debit card fees since June. This is the same ridiculous fee BOA was going to charge and backed off because of the uproar. TCF just started charging this fee quietly without any fanfare and no one has said boo about it. I admit that I was not paying as close attention to my accounts as should have been. I called customer service in order to find an explanation and they told me that they have always charged $0.30 per transaction when the card is used as a debit card in a POS capacity. This makes no sense since the fees have only started appearing since June of 2011 and there is no way to charge $0.30 per transaction and ever get to $5 even. Also, the fee is the same every month. Where is the uproar about TCF or maybe people did not even realize it has been going on. Well I am starting an uproar about it.
Recently, my girlfriend realized that she did not have enough money in her checking account to cover an automatic payment that was coming out. She went to the bank and deposited CASH. The teller told her that since she deposited the CASH before the payment was made she would be fine and be assessed no fees. This is where it gets interesting. My girlfriend checked the account the next day and the CASH deposit was still pending. The CASH deposit did not clear for 5 days. My girlfriend was charged a $28 overdraft fee and TCF will not reverse the fee.
Needless to say we will both be pulling our accounts very shortly!
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Closed My Accounts After Discovering They Started Stealing My Money Through New Fees
TCF claimes to have notified all of their customers by "flyer" that there are imporetant changes to their accounts. Nothing posted in their lobby, doors and the tellers are not warning you. They now changed the rules on you checking and if you fo not have $10,000 dollars with them and some other requirements they will start charging your Account $9.95 a month. Unfortunately they did very Little to warn their customers and when you find out by the deduction on your statement, they will not refund your money telling you that they "notified" you. BEWARE they "notify" you in such a way that you are guaranteed to miss it. Spoke to several other customers outside of TCF, none of them knew of the new policies either! Bunch of crooks!