6.14% 13-Month / 6.14% 48-Month CD at a Carolina CU (Founders)

Founders Federal Credit Union is offering a 6.14% APY 13-month and 48-month share certiciate. The minimum deposit is $500. It's available as a regular or IRA CD.

I had last reported on this credit union in June when it was offering a 5.61% 9-month CD.

The field of membership includes those who live, work or worship in Chester and Chesterfield counties of South Carolina. The cities of Wellford and Duncan are also included. In addition, there's a long list of eligible companies and organizations.

Founders has branches in the South Carolina counties of Chester, Chesterfield, Lancaster, Spartanburg and York, in Mecklenburg County, North Carolina and in Dane County, Wisconsin.

The credit is NCUA insured with $1.1 billion in assets and 150K members.