Dedicated to Deposits: Deals, Data, and Discussion

6.00% 13-Month CD at a Colorado CU (Ent).


Ent Federal Credit Union is again offering a 6.00% APY 13-month certificate. The minimum deposit is $500. The first $500 must be money new to the credit union, and 50% of money over $500 must be new to the credit union. This CD also has a bump feature. If rates go up in the next 13 months, you can get a one-time bump to the then-current 13-month certificate rate.

Ent had offered this same CD promotion back in June. One improvement appears to be that you can open CDs and other accounts online now. From my contacts with the credit union back in June I was told they don't do a hard credit inquiry in the application.

The field of membership includes those who live, work, worship or attend school in the following Colorado counties: Denver, El Paso, Pueblo or Teller Counties. Membership requires a minimum initial deposit of $35 to their savings account.

Ent has 20 branches located in Colorado Springs, Aurora, Fountain, Peyton and Woodland Park.

Ent is NCUA insured. It has $1.9 billion in assets and over 157K members.

[Edit 11/25/06: This 6.00% CD is no longer available]