Dedicated to Deposits: Deals, Data, and Discussion

5.60% 15-Month CD at a MA/NJ/NY Credit Union (US Alliance)

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US Alliance FCU is offering a special 5.60% APY 15-month certificate. The minimum deposit is $2,500. There's also a promotional 24-month CD with a yield of 5.39% APY. A bonus reward with a choice of gifts is available for CDs with terms of 15 months or longer and a minimum $50K deposit. This bonus reward expires on April 30, 2007. There's also a bump-up feature with this 15-month CD (typically these are not useful.) It allows you to request for one free bump up in the rate during the term.

Field of membership includes those who live, work, or worship in one of the following seven counties in Massachusetts; Barnstable, Essex, Middlesex, Norfolk, Plymouth, Suffolk and Worcestor. You can also be eligible to join via select employer groups and via family (including extended family).

Branches are located in Cambridge, Danvers, Malden and Waltham, MA. There's also a branch in Jersey City, NJ and in New York, NY. The credit union is federally insured by the NCUA. It has $556.1 million in assets and 37,079 members.

Related Pages: Massachusetts, New York, CD rates, New Jersey

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