Featured Savings Rates
Featured Accounts

USALLIANCE Financial

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.71%3-year CD35 Month CD Special
0.60%1-year CD11 Month CD
1.51%18-month CD15 Month Certificate Special

Overview / Commentary
800-431-2754
411 Theodore Fremd Ave
Rye, NY 10580

USALLIANCE Financial is headquartered in Rye and is the 17th largest credit union in the state of New York. It is also the 219th largest credit union in the nation. It was established in 1966 and as of March of 2016, it had grown to 233 employees and 92,262 members at 24 locations. USALLIANCE Financial's money market rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to anyone through membership in Tread Lightly! association. Membership is open to those who live, work, or worship in the Massachusetts counties of Barnstable, Essex, Middlesex, Norfolk, Plymouth, Suffolk, or Worcester, and the city of West Haven, Connecticut, to employees or retirees of the state or local government in one of these NY counties: Columbia, Dutchess, Greene, Orange, Putnam, Rockland, Sullivan, Ulster, Westchester or select employers or through a membership in a sponsor association.
See current membership details

Related Posts

USALLIANCE Financial Continues To Offer Top Rate 15-Month CD - 2/3/2016

USALLIANCE Financial (easy membership) continues to offer a top-rate 15-month Fixed Certificate Special (1.51% APY). Minimum deposit is $500, with a balance cap of $100K.

USALLIANCE Financial Adds 5-Month CD Special - New Members - 11/6/2015

USALLIANCE Financial has a 5-month Fixed CD Special (3.05% APY) available to new members only. Min deposit $500/max deposit $10K. Must be opened using mobile app.

USALLIANCE Financial Revives 25-Month CD Special - 9/21/2015

USALLIANCE Financial (easy membership) has brought back its 25-month CD Special (2.28% APY). Limited time offer has a minimum $500 deposit and maximum $100K deposit.

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Director, Case Manaement & Telehealth/VA CT

Ms. Doreen Goodwin and her staff consistently provide outstanding customer service. They are exemplary staff and are always courteous, professional and a pleasure to work with. They always go out of their way to help with whatever needs I have from withdrawing money, setting up a checking account, notarizing a document or needing a check written. Thank you for having this outstanding team available to us at VA Connecticut Healthcare System.
Sincerely,
Donna Vogel
203 993 3222

Account Deposits

I recently overdrew my account and I went to see what was going on with my account. I walk into the Liberty USALLIANCE and I was greeted by a very bubblie happy upbeat associate Theresa. I walked up to her and I told her my situation and we figured out what went wrong and she was very helpful. She asked if I had online banking and/or the mobile app I did not. Theresa helped me set up both my online banking and my mobile app. She also recommended a Line of credit for overdraft so if I ever to overdraw my account I have that as back up. I talked it over with my wife and we will be going in to see her and setting that up. Thank You Theresa.

The Best Customer Service

Posted by: Patrick22 | May 17, 2016

I visited the West Haven Branch, located in the VA hospital. I came in because I was trying to apply for a loan and the young lady I dealt with, Michelle, was just amazing. She took the time out to go over everything with me, suggest things that would help me build up my credit. I have never had a banking experience like that, she took so much time out of her day to help me. It seemed like she genuinely cared about me and trying to help me! You guys earned a customer for life due to her customer service.

2Yr CD For Existing Customers

As irritating as these new customer specials are for existing customers, they do currently offer a 2-3 year CD at 1.61 apy, which is still pretty decent compared to the competition.

And, yes, I have let them know that it is bad marketing to effectively punish existing customers. In my experience, many other credit unions use this practice to attract new business.

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Health
B+

Health Grade Components

Overall
NCUA #17587
Year Chartered1966
Employees233
Primary Regulator
Profit Margin
Return on Assets - YTD0.94%
Return on Equity - YTD12.48%
Annual Interest Income$11.8MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$1.15B$1.01B
LoansQ1 2016vs Q1 2015$918.6MM$774.6MM
DepositsQ1 2016vs Q1 2015$981.2MM$878.1MM
Equity CapitalQ1 2016vs Q1 2015$84.7MM$76.5MM
Loan Loss AllowanceQ1 2016vs Q1 2015$7.6MM$5.8MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$9.3MM$9.4MM
Real Estate OwnedQ1 2016vs Q1 2015$411.00K$527.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

USALLIANCE Financial Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.05%*-$500MyLife Savings
OTHER TIERS: 0.02% $500+
0.65%--Education Savings Account
0.40%--STAR Account
0.25%--Club Account
0.10%*$2k*-Savings Plus Account
OTHER TIERS: 0.05% Up to $2k
0.05%*$2k*-Share Management Savings
OTHER TIERS: 0.02% Up to $2k
0.05%*$2k*-Kids Savings Account
OTHER TIERS: 0.02% Up to $2k
0.05%*$2k*-Teen Savings Account
OTHER TIERS: 0.02% Up to $2k
0.05%*$2k*-Health Savings Account
OTHER TIERS: 0.02% Up to $2k

USALLIANCE Financial Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%*$75k*-MyLife Money Market
OTHER TIERS: 0.05% Up to $2k | 0.10% $2k - $5k | 0.20% $5k - $25k | 0.25% $25k - $50k | 0.60% $50k - $75k
0.35%*$75k*-Platinum Money Manager Account
OTHER TIERS: 0.05% Up to $75k
0.30%*$50k*-Diamond Money Manager Account
OTHER TIERS: 0.05% Up to $50k
0.25%*$25k*-Super Savings Money Manager Account
OTHER TIERS: 0.05% Up to $25k
0.20%*$5k*-Silver Money Manager Account
OTHER TIERS: 0.05% Up to $5k

USALLIANCE Financial CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.71%$500-60 Month CD
1.71%$500-35 Month CD Special
1.51%$500$100k15 Month Certificate Special
1.46%$500-48 Month CD
1.26%$500-24 Month CD
1.26%$500-36 Month CD
1.26%$500-24 Month Step -Up CD Special
1.11%$500-18 Month CD
0.88%$500-3 Year Variable CD
0.75%$500-12 Month CD
0.70%$500-15 Month CD
0.60%$500-11 Month CD
0.57%$500-1 Year Variable CD
0.55%$500-9 Month CD
0.40%$500-3 Month CD
0.40%$500-6 Month CD
0.30%$100k-31 Day Jumbo CD
Locations

USALLIANCE Financial has 24 locations. Click to view all USALLIANCE Financial locations.