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Overview / Commentary
800-431-2754
411 Theodore Fremd Ave
Rye, NY 10580

USALLIANCE Financial is headquartered in Rye and is the 17th largest credit union in the state of New York. It is also the 221st largest credit union in the nation. It was established in 1966 and as of September of 2016, it had grown to 234 employees and 92,702 members at 23 locations. USALLIANCE Financial's money market rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in USALLIANCE Financial is open to anyone through membership in Tread Lightly! association. Membership is open to those who live, work, or worship in the Massachusetts counties of Barnstable, Essex, Middlesex, Norfolk, Plymouth, Suffolk, or Worcester, and the city of West Haven, Connecticut, to employees or retirees of the state or local government in one of these NY counties: Columbia, Dutchess, Greene, Orange, Putnam, Rockland, Sullivan, Ulster, Westchester or select employers or through a membership in a sponsor association. (membership requirements are listed in the credit union's online application)
See current membership details

Related Posts

USALLIANCE Financial's MyChoice CD Option Adds 0.50% - 11/29/2016

USALLIANCE FInancial's (easy membership) MyChoice CD option adds an additional 0.50% to any CD (except Special CDs or 24-month CD) for first-time members.

New Website - 9/1/2016

USALLIANCE FInancial has a new website.  The 15-month and 35-month CD Specials are still being offered, but are currently not visible on the website.  I did a Chat ... James: Are the 15- and 35-month CD Specials still available? James: I don't see them on the new website. Joe: Hi, yeah it is a little different, there's an icon on the right that brings up a menu, from there once you click on Rates it's mostly the same from that point, but yes the CD's are still available. James: I must be blind, but I don't see the 15- and 35-month Specials listed. I clicked on the icon, clicked on Rates, and I don't see it. James: About Us - Rates - Savings Rates Joe: There is a link underneath that that says "View our current CD specials" which is how it used to be. The link doesn't seem to be working right now, I've notified someone to look at that, but I can tell you they ar

USALLIANCE Financial Continues To Offer Top Rate 15-Month CD - 2/3/2016

USALLIANCE Financial (easy membership) continues to offer a top-rate 15-month Fixed Certificate Special (1.51% APY). Minimum deposit is $500, with a balance cap of $100K.

View all posts from:


Great Experience

Posted by: bz | Nov 28, 2016

Had such a great experience with Doreen G. at the West Haven office. She was super helpful, patient while explaining everything and knowledgeable about all the services. I had many questions and she took her time to explain each and every one in detail. Highly Recommended.

U.S. Alliance

Posted by: Aaturi | Nov 26, 2016

Every experience I have had with this institution has been outstanding. The last one being with Jackie. She was professional and personable, knowledgeable and friendly. I highly recommend US Alliance. I appreciate great customer service when dealing with my finances.
I have an auto loan, a credit card and am now opening up a bank account.
Thank you!
Ps the mobile app is informative an easy to use

2Yr CD For Existing Customers

As irritating as these new customer specials are for existing customers, they do currently offer a 2-3 year CD at 1.61 apy, which is still pretty decent compared to the competition.

And, yes, I have let them know that it is bad marketing to effectively punish existing customers. In my experience, many other credit unions use this practice to attract new business.

Med Lan Tech

Doreen Goodwin is a very helpful head teller for
usAlliance

VIEW MORE REVIEWS

Health
B+

Health Grade Components

Overall
NCUA #17587
Year Chartered1966
Employees234
Primary Regulator
Profit Margin
Return on Assets - YTD0.87%
Return on Equity - YTD11.4%
Annual Interest Income$36.4MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$1.19B$1.08B
LoansQ3 2016vs Q3 2015$986.1MM$867.1MM
DepositsQ3 2016vs Q3 2015$991.7MM$918.3MM
Equity CapitalQ3 2016vs Q3 2015$89.8MM$80.2MM
Loan Loss AllowanceQ3 2016vs Q3 2015$8.5MM$7.3MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$8.0MM$10.6MM
Real Estate OwnedQ3 2016vs Q3 2015$1.5MM$322.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

USALLIANCE Financial Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.05%*-$500MyLife Savings
OTHER TIERS: 0.02% $500+
0.65%--Education Savings Account
0.40%--STAR Account
0.25%--Club Account
0.10%*$2k*-Savings Plus Account
OTHER TIERS: 0.05% Up to $2k
0.05%*$2k*-Share Management Savings
OTHER TIERS: 0.02% Up to $2k
0.05%*$2k*-Kids Savings Account
OTHER TIERS: 0.02% Up to $2k
0.05%*$2k*-Teen Savings Account
OTHER TIERS: 0.02% Up to $2k
0.05%*$2k*-Health Savings Account
OTHER TIERS: 0.02% Up to $2k

USALLIANCE Financial Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%*$75k*-MyLife Money Market
OTHER TIERS: 0.05% Up to $2k | 0.10% $2k - $5k | 0.20% $5k - $25k | 0.25% $25k - $50k | 0.60% $50k - $75k
0.35%*$75k*-Platinum Money Manager Account
OTHER TIERS: 0.05% Up to $75k
0.30%*$50k*-Diamond Money Manager Account
OTHER TIERS: 0.05% Up to $50k
0.25%*$25k*-Super Savings Money Manager Account
OTHER TIERS: 0.05% Up to $25k
0.20%*$5k*-Silver Money Manager Account
OTHER TIERS: 0.05% Up to $5k

USALLIANCE Financial CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.71%$500-60 Month CD
1.71%$500-35 Month CD Special
1.55%$500$15k9 Month CD Special
1.51%$500$100k15 Month CD Special
1.46%$500-48 Month CD
1.26%$500-3 Year Variable CD
1.26%$500-24 Month CD
1.26%$500-36 Month CD
1.26%$500-24 Month Step-Up CD Special
1.11%$500-18 Month CD
0.75%$500-12 Month CD
0.71%$500-1 Year Variable CD
0.70%$500-15 Month CD
0.60%$500-11 Month CD
0.55%$500-9 Month CD
0.40%$500-3 Month CD
0.40%$500-6 Month CD
0.30%$100k-31 - 364 Day Jumbo CD
Locations

USALLIANCE Financial has 23 locations. Click to view all USALLIANCE Financial locations.