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800-431-2754
411 Theodore Fremd Ave
Rye, NY 10580

USALLIANCE Financial began in 1966 as a credit union for IBM employees. Today, from its branch locations in the Northeast United States and through convenient and secure online and mobile banking options, USALLIANCE Financial serves over 90,000 members around the world.

The credit union provides a range of financial products and services, including the following personal depository banking products: checking accounts, savings accounts, health savings accounts (HSAs), money market accounts, Certificates of Deposit (CDs), and Individual Retirement Accounts (IRAs).

USALLIANCE Financial’s checking accounts include a special account option for teenagers. There is also a savings account option for children. The credit union’s money market account yields tiered interest rates, with higher rates for larger account balances. CD terms range from 3 to 60 months. USALLIANCE Financial offers Traditional, Roth, and Coverdell Education Savings Account IRA products.

In addition to the depository products mentioned above, USALLIANCE Financial also offers loans, lines of credit, and insurance options to its members.

Field of Membership Restrictions

Membership in USALLIANCE Financial is open to anyone through membership in any of four associations, including the American Consumer Council. Membership is open to those who live, work, or worship in the Massachusetts counties of Barnstable, Essex, Middlesex, Norfolk, Plymouth, Suffolk, or Worcester; the City of West Haven, Connecticut; or qualifying districts in Manhattan, Mount Vernon, and The Bronx. State or local government employees/retirees of the NY counties of Columbia, Dutchess, Greene, Orange, Putnam, Rockland, Sullivan, Ulster, Westchester are also eligible to join, as are employees of more than 175 SEGs. Complete membership requirements are listed on the Credit Union's online application.
See current membership details

Related Posts

USALLIANCE Financial Adds 36-Month High Yield CD (2.20% APY) - 4/26/2017

USALLIANCE Financial (easy membership) has added a 36-month High Yield CD Special (2.20% APY). Min deposit is $500 of new money. Limit of one per SS number.

2.2% APY 36-Month Special CD - 4/25/2017

I just saw on the USAlliance website a paragraph under the tabs "Investments--CDs" to a 2.2% 36-Month CD Special. It says "new money only" but doesn't seem to be limited to new members. I'm investigating.

15Mo CD Special No Longer Available - 3/4/2017

USALLIANCE Financial's Current Specials no longer lists the 15mo CD Special.

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Great Experience

Posted by: bz | Nov 28, 2016

Had such a great experience with Doreen G. at the West Haven office. She was super helpful, patient while explaining everything and knowledgeable about all the services. I had many questions and she took her time to explain each and every one in detail. Highly Recommended.

West Haven Branch At The Va Hospital

i am overly grateful for the people at the va branch . especially ms. Doreen Goodwin who goes out of her way everytime i enter that branch no matter how major or minor my transaction or question is she always makes me feel like im the most important customer. however ive watched her and it seems to me that she makes everyone feel that way. Doreen is definitley a assett to this credit union and one of rhe reasons i am and remain a member

2Yr CD For Existing Customers

As irritating as these new customer specials are for existing customers, they do currently offer a 2-3 year CD at 1.61 apy, which is still pretty decent compared to the competition.

And, yes, I have let them know that it is bad marketing to effectively punish existing customers. In my experience, many other credit unions use this practice to attract new business.

Moms Death

My mom passed away after a long battle with cancer and died before my very eyes. Went into US Alliance to settle her estate and they ABRASIVELY told me that I only have ONE option and that was to go to court and pay to get this money which is close to the same amount of the funds that are in the account. They have held on to this money for almost a year and refuse to release it. So, if I don't go to court the bank just takes the funds????? Spoke to three different representatives and all of them were rude, abrasive and of NO help or customer service what so ever. I would never ever trust this bank for any of my dollars. BEWARE of this bank and its UNCARING, DISGUSTING staff.

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Health
B+

Health Grade Components

Overall
NCUA #17587
Year Chartered1966
Employees244
Primary Regulator
Profit Margin
Return on Assets - YTD0.85%
Return on Equity - YTD11.01%
Annual Interest Income$49.0MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$1.21B$1.09B
LoansQ4 2016vs Q4 2015$1.03B$897.5MM
DepositsQ4 2016vs Q4 2015$996.5MM$932.3MM
Equity CapitalQ4 2016vs Q4 2015$92.7MM$81.6MM
Secondary CapitalQ4 2016vs Q4 2015$7.0MM
Loan Loss AllowanceQ4 2016vs Q4 2015$9.0MM$8.2MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$8.3MM$11.0MM
Real Estate OwnedQ4 2016vs Q4 2015$1.6MM$491.00K
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

2.2% APY 36-Month Special CD

ChasR   |  
I just saw on the USAlliance website a paragraph under the tabs "Investments--CDs" to a 2.2% 36-Month CD Special. It says "new money only" but doesn't seem to be limited to new members. I'm investigating.

15Mo CD Special No Longer Available

Carpline   |  
USALLIANCE Financial's Current Specials no longer lists the 15mo CD Special.

USAlliance CD Specials Withdrawn. Quick Look.

cumulus   |  
USAlliance removed the following CD's from its' "Current Specials" webpage today: 9 mon 1.55%, 15 mon 1.51%, 35 mon 1.71%.

Rates

Rates for USALLIANCE Financial are currently being reviewed.

Locations

USALLIANCE Financial has 22 locations. Click to view all USALLIANCE Financial locations.