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Overview / Commentary
411 Theodore Fremd Ave
Rye, NY 10580

USALLIANCE Financial is headquartered in Rye and is the 17th largest credit union in the state of New York. It is also the 221st largest credit union in the nation. It was established in 1966 and as of September of 2016, it had grown to 234 employees and 92,702 members at 22 locations. USALLIANCE Financial's money market rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in USALLIANCE Financial is open to anyone through membership in Tread Lightly! association. Membership is open to those who live, work, or worship in the Massachusetts counties of Barnstable, Essex, Middlesex, Norfolk, Plymouth, Suffolk, or Worcester, and the city of West Haven, Connecticut, to employees or retirees of the state or local government in one of these NY counties: Columbia, Dutchess, Greene, Orange, Putnam, Rockland, Sullivan, Ulster, Westchester or select employers or through a membership in a sponsor association. (membership requirements are listed in the credit union's online application)
See current membership details

Related Posts

USALLIANCE Financial's MyChoice CD Option Adds 0.50% - 11/29/2016

USALLIANCE FInancial's (easy membership) MyChoice CD option adds an additional 0.50% to any CD (except Special CDs or 24-month CD) for first-time members.

New Website - 8/3/2016

USALLIANCE FInancial has a new website.  The 15-month and 35-month CD Specials are still being offered, but are currently not visible on the website.  I did a Chat ... James: Are the 15- and 35-month CD Specials still available? James: I don't see them on the new website. Joe: Hi, yeah it is a little different, there's an icon on the right that brings up a menu, from there once you click on Rates it's mostly the same from that point, but yes the CD's are still available. James: I must be blind, but I don't see the 15- and 35-month Specials listed. I clicked on the icon, clicked on Rates, and I don't see it. James: About Us - Rates - Savings Rates Joe: There is a link underneath that that says "View our current CD specials" which is how it used to be. The link doesn't seem to be working right now, I've notified someone to look at that, but I can tell you they ar

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Great Experience

Posted by: bz | Nov 28, 2016

Had such a great experience with Doreen G. at the West Haven office. She was super helpful, patient while explaining everything and knowledgeable about all the services. I had many questions and she took her time to explain each and every one in detail. Highly Recommended.

West Haven Branch At The Va Hospital

i am overly grateful for the people at the va branch . especially ms. Doreen Goodwin who goes out of her way everytime i enter that branch no matter how major or minor my transaction or question is she always makes me feel like im the most important customer. however ive watched her and it seems to me that she makes everyone feel that way. Doreen is definitley a assett to this credit union and one of rhe reasons i am and remain a member

2Yr CD For Existing Customers

As irritating as these new customer specials are for existing customers, they do currently offer a 2-3 year CD at 1.61 apy, which is still pretty decent compared to the competition.

And, yes, I have let them know that it is bad marketing to effectively punish existing customers. In my experience, many other credit unions use this practice to attract new business.

Moms Death

My mom passed away after a long battle with cancer and died before my very eyes. Went into US Alliance to settle her estate and they ABRASIVELY told me that I only have ONE option and that was to go to court and pay to get this money which is close to the same amount of the funds that are in the account. They have held on to this money for almost a year and refuse to release it. So, if I don't go to court the bank just takes the funds????? Spoke to three different representatives and all of them were rude, abrasive and of NO help or customer service what so ever. I would never ever trust this bank for any of my dollars. BEWARE of this bank and its UNCARING, DISGUSTING staff.



Health Grade Components

NCUA #17587
Year Chartered1966
Primary Regulator
Profit Margin
Return on Assets - YTD0.87%
Return on Equity - YTD11.4%
Annual Interest Income$36.4MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$1.19B$1.08B
LoansQ3 2016vs Q3 2015$986.1MM$867.1MM
DepositsQ3 2016vs Q3 2015$991.7MM$918.3MM
Equity CapitalQ3 2016vs Q3 2015$89.8MM$80.2MM
Loan Loss AllowanceQ3 2016vs Q3 2015$8.5MM$7.3MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$8.0MM$10.6MM
Real Estate OwnedQ3 2016vs Q3 2015$1.5MM$322.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

USALLIANCE Financial Savings Account Rates

3.05%*-$500MyLife Savings
OTHER TIERS: 0.02% $500+
0.65%--Education Savings Account
0.40%--STAR Account
0.25%--Club Account
0.10%*$2k*-Savings Plus Account
OTHER TIERS: 0.05% Up to $2k
0.05%*$2k*-Share Management Savings
OTHER TIERS: 0.02% Up to $2k
0.05%*$2k*-Kids Savings Account
OTHER TIERS: 0.02% Up to $2k
0.05%*$2k*-Teen Savings Account
OTHER TIERS: 0.02% Up to $2k
0.05%*$2k*-Health Savings Account
OTHER TIERS: 0.02% Up to $2k

USALLIANCE Financial Money Market Rates

0.90%*$75k*-MyLife Money Market
OTHER TIERS: 0.05% Up to $2k | 0.10% $2k - $5k | 0.20% $5k - $25k | 0.25% $25k - $50k | 0.60% $50k - $75k
0.35%*$75k*-Platinum Money Manager Account
OTHER TIERS: 0.05% Up to $75k
0.30%*$50k*-Diamond Money Manager Account
OTHER TIERS: 0.05% Up to $50k
0.25%*$25k*-Super Savings Money Manager Account
OTHER TIERS: 0.05% Up to $25k
0.20%*$5k*-Silver Money Manager Account
OTHER TIERS: 0.05% Up to $5k

USALLIANCE Financial CD Rates

1.71%$500-60 Month CD
1.71%$500-35 Month CD Special
1.55%$500$15k9 Month CD Special
1.51%$500$100k15 Month CD Special
1.46%$500-48 Month CD
1.39%$500-3 Year Variable CD
1.26%$500-24 Month CD
1.26%$500-36 Month CD
1.26%$500-24 Month Step-Up CD Special
1.11%$500-18 Month CD
0.89%$500-1 Year Variable CD
0.75%$500-12 Month CD
0.70%$500-15 Month CD
0.60%$500-11 Month CD
0.55%$500-9 Month CD
0.40%$500-3 Month CD
0.40%$500-6 Month CD
0.30%$100k-31 - 364 Day Jumbo CD

USALLIANCE Financial has 22 locations. Click to view all USALLIANCE Financial locations.