Chase Bank is offering a special 5.45% APY 7-month certificate of deposit with a $10,000 minimum deposit. This rate doesn't seem to be offered in all regions of the country. The rate table has 5.45% APY for zip codes in Florida and New York. However, the rate table shows 5.35% APY for zip codes in Texas, California, Illinois, Pennsylvania and Ohio.
These CD rates require a qualified Chase checking account which excludes Chase College Checking, High School Checking and Chase Basic Checking. If you're interested in this CD and don't already have a Chase checking account, you may want to consider Chase Free Checking with Direct Deposit. There is currently a $75 bonus that's available online (see post) and a $100 bonus that requires a branch visit (see post). Please note, some readers have reported problems with Chase honoring these bonuses.
Chase is FDIC insured under JPMorgan Chase Bank, N.A. (FDIC Certificate # 628).
Thanks to the reader who mentioned this Chase CD in the finding deals post.
View current Chase CD rates.