Dedicated to Deposits: Deals, Data, and Discussion

$250 Checking Account Bonus at American Bank of New Jersey


American Bank of New Jersey is having a checking account promotion in which you can earn up to $250:
  • $150 bonus with recurring direct deposit in 60 days after account opening
  • $100 Best Buy gift card for activating bill pay and paying 2 bills in 60 days after acct opening

This promotion doesn't seem to be listed at the bank's website. A reader mentioned it in the comments of my previous post on this bank. I called today for additional details. I was told that it's available at all of their branches, and it's scheduled to end on 11/22/07.

The Preferred Free Checking qualifies for this bonus. It has no minimum balance requirements or monthly service charges. Also, checks are free.

Note, the 6% money market special at their new Clifton branch was scheduled to end yesterday.

Branches are located in the New Jersey cities of Bloomfield, Cedar Grove, Nutley, Verona, Clifton. The bank is FDIC insured (FDIC Certificate # 30617).

Thanks to the reader who mentioned this new promotion in the comments.

Related Pages: New Jersey, checking account

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Comment #1 by Anonymous posted on
Do you need to have direct deposit before qualifying for the bill pay bonus?

Comment #2 by Anonymous posted on
We opened the 6% APR money market account at Clifton branch and plan to use checking account to extend that APR for additional months. We were told that you could use only one of the up to $250 bonus offer or extending the APR on money market account--not both.

Comment #3 by Anonymous posted on
Is this in branch only or can this be opened by mail/phone.

Comment #4 by Kevin_in_SanFran (anonymous) posted on
This offer is a local/in-branch-only offer. I just called to set up an account (from California) and was denied because I was not local.

Comment #5 by Banking Guy (anonymous) posted on
Banking Guy
Thanks for the info. I had forgotten to ask about the possibility of out-of-state applications.

Comment #6 by Anonymous posted on
I called branch. 6% promo ended. $250 is only available. For the people (like me in nj), the promo is for 3 months. You can extend 1 month by free checking amount(should have already been done), 1 more month for billpay, 1 more month by direct deposit, i.e. for total of 6 months. It is like 6 month cd.