2. Citizens Bank (RI)

Citizens Bank (RI)

Popular Accounts at this Bank

APYACCOUNT TYPEHOW THEY COMPARE
0.10%1-year CD
2.55% - Goldman Sachs Bank USA High-yield 12 Month CDAdvertisement
0.01%Savings
2.00% - American Express National Bank High Yield Savings AccountAdvertisement
0.30%4-year CD
2.75% - Barclays 48 Month Online CDAdvertisement
View all Citizens Bank (RI) rates »

Overview / Commentary
www.citizensbank.com
401-456-7096
One Citizens Plaza
Providence, RI 02903

Citizens Bank (RI) is headquartered in Providence and is the largest bank in the state of Rhode Island. It is also the 22nd largest bank in the nation. It was established in 2005 and as of June of 2018, it had grown to 14,851 employees at 820 locations. Citizens Bank (RI) has an A health rating.

Related Posts

New Citizens Access Bank Launched. 2.00% Savings Rate - 7/9/2018

The online only bank is live at citizensaccess.com 2.00% for Savings account with balance > $5000 6m CD 2.05% 12m CD 2.50% 18m CD 2.60% 2yr CD 2.75% 3yr CD 3.00% 4yr CD 3.05% 5yr CD 3.10% I had posted a while ago but it had not gone fully live then. Now live to everyone.

$400 Bonus On New Platinum Checking Accounts - 4/16/2018

https://www.citizensbank.com/promotion/platinum/cash-offer-400.aspx To qualify for the $400 bonus you must open your first new Platinum checking account between 3/30/2018 and 6/30/2018 and have at least 1 single direct deposit of $1,000 or more post to your new checking account within 60 days of account opening. Direct Deposit is recurring income electronically deposited into your Citizens Bank checking account and may include salary, pension, Social Security and Supplemental Security Income (SSI) benefits and other regular monthly income. Primary signer on the new checking account may not be or have been a primary or secondary signer on any Citizens Bank personal checking account within the previous six months. The new account must be open and in good standing to qualify for this offer. Offer may be withdrawn without notice and cannot be combined with any other checking offer. In order to be eligible to participate in this promotion, the customer must open their first new per

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Reviews (28)

My Bank

Posted by: Friars | May 3, 2016

I cannot say enough good things about my experience with Citizens Bank over the years. My original mortgage was through them and I currently have two home equity lines of credit through them. The rates I receive are very competitive. They have several convenient branch locations,most of them being in Hannaford supermarkets which is where I shop. They also offer IRAs which I have through them. I also have a savings account with a very competitive rate. I do most of my banking and bill payment through their website. When I do use the local branch, the manager and all personnel treats me like family. I highly recommend Citizens Bank to anyone in need of a good financial institution.

3

Berry Good

Posted by: malikprice | Mar 26, 2018

I have had a fantastic experience with Citizen's Bank in general. My mobile banking experience is top notch, I am able to view my account, make payments, all the good stuff an individual would be looking for in a mobile banking experience. I especially like that I am able to submit checks into my account using my smart phone. The only downside is that it takes a day for the money to be added to your account, but it is convenient to say the least. With all that being said, they do need to make some changes with regard to safety measures. I once called about money being taken out of my account by a fraudulent provider and they required me to come in to set up a block. All in all, good experience.

1

Bank Checking Account.

Posted by: breenunez | Mar 20, 2018

My bank checking account charges little fees but has very few benefits. When the bank changed names the account that I had was still automatically available was charged very large fees for the same free service I had in the past. I think this is poor practice. The similar feed account for the new bank is now one with none of the services that I was receiving before. This branch is local and the customer service is good so I have not changed banks. Because of the changes I have started looking into other options for banking. I prefer not have fees changed or assesed to my account just to have me change account types. If you no longer offer a service or no longer want to offer a service just don't offer it, don't assign silly fees.

2

Accounts Closed And Money Given To Another Person

Posted by: Eugene70 | Aug 15, 2013

I am assuming a happy ending to today's mess with Citizens, but I am still in shock this happened.  

My stepson went to the bank, Endicott, NY, I believe.   He closed all of his accounts.   He had 3 or 4.   I assume they gave him the money from his accounts.   They also gave him the money from MINE.....all 4 of mine.   I would not have known this happened had I not set up to receive e-mail when the balance on one of those accounts went below a certain amount.  When I went to my account online to check on the balance just mentioned, I found all of my accounts with a CLOSURE WITHDRAWAL leaving a ZERO balance in all accounts.  I just do not understand how this could happen.   I know they are working hard to resolve the problem, but I find this very disconcerting and disappointing.  

11
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Health
A

Data as of Q2 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #57957
Year Established2005
Employees14851
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.08%
Return on Equity - YTD7.89%
Annual Interest Income$2.22B
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$123.9B$120.1B
LoansQ2 2018vs Q2 2017$94.38B$88.73B
DepositsQ2 2018vs Q2 2017$90.56B$88.49B
Equity CapitalQ2 2018vs Q2 2017$16.68B$16.60B
Loan Loss AllowanceQ2 2018vs Q2 2017$1.05B$996.2MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$688.4MM$798.5MM
Real Estate OwnedQ2 2018vs Q2 2017$18.6MM$27.0MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Citizens Bank (RI) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.07%*†$250k*-Platinum Plus Savings
OTHER TIERS: 0.03% → Up to $25k | 0.05% → $25k - $250k
0.05%†--CollegeSaver
0.02%†--Platinum Savings
0.01%†--Green Savings
0.01%†--Business Savings

Citizens Bank (RI) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*†$25k*$3mPlatinum Plus Promotional Money Market (New Money)
OTHER TIERS: 0.05% → Up to $25k | 0.25% → $3m+
1.10%*†$25k*$3mPlatinum Promotional Money Market (New Money)
OTHER TIERS: 0.03% → Any amount
0.12%*†$250k*-Platinum Plus Money Market
OTHER TIERS: 0.05% → Up to $25k | 0.10% → $25k - $250k
0.03%†--Platinum Money Market
0.02%†--Business Money Market
0.01%†--Personal Money Market

Citizens Bank (RI) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.07%*†$250k*-Citizens Bank Platinum Plus Checking
OTHER TIERS: 0.03% → Up to $25k | 0.05% → $25k - $250k
0.02%†--Citizens Bank Platinum Checking

Citizens Bank (RI) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%†$1k-12 Month CD w/ Platinum Plus Checking
1.70%†$1k-12 Month CD w/ Platinum Checking
1.00%$1k-13 Month Online-Only CD
0.50%†$1k-48 Month CD w/ Platinum Checking
0.40%†$1k-Business 12 Month Fixed Rate CD
0.30%†$1k-48 Month CD
0.15%†$1k-Business 15 Month Fixed Rate CD
0.15%†$1k-Business 18 Month Fixed Rate CD
0.10%†$1k-Business 3 Month Fixed Rate CD
0.10%†$1k-Business 6 Month Fixed Rate CD
0.10%†$1k-Business 9 Month Fixed Rate CD
0.10%†$1k-48 Month CD w/ Platinum Plus Checking
0.10%†$1k-12 Month CD
0.05%†$1k-36 Month CD w/ Platinum Plus Checking
0.04%†$1k-36 Month CD w/ Platinum Checking
0.03%†$1k-36 Month CD
Locations

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