Citizens Bank (RI) is headquartered in PROVIDENCE and is the largest bank in the state of Rhode Island. It is also the 15th largest bank in the nation. It was established in 2005 and as of June of 2023, it had grown to 18,040 employees at 1,102 locations. Citizens Bank (RI) has a B+ health rating.
Well I actually always thought it was a local bank but now I see they're from RI. But always has had the feel of a small local bank for me which I've always appreciated
My bank checking account charges little fees but has very few benefits. When the bank changed names the account that I had was still automatically available was charged very large fees for the same free service I had in the past. I think this is poor practice. The similar feed account for the new bank is now one with none of the services that I was receiving before. This branch is local and the customer service is good so I have not changed banks. Because of the changes I have started looking into other options for banking. I prefer not have fees changed or assesed to my account just to have me change account types. If you no longer offer a service or no longer want to offer a service just don't offer it, don't assign silly fees.
they are every where and try to do everything and cant do it
local office sent me online.
online cant access my bill page
password has to be changed every month
long lines
long telephone waits
Rates offered by this bank, which is down dirt compared to next door banks, tells all. They were mediocrity bank with occasional promotional products, when they switched name from "Investors" To "Citizens." Their fundamental intent is to advance own corporate interest, upon expansion, at customers / investors expanse. I closed all accounts.
Overall | |
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FDIC Certificate # | 57957 |
Year Established | 2005 |
Employees | 18040 |
Primary Regulator | OCC |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.93% |
Return on Equity - YTD | 8.82% |
Annual Interest Income | $4.93B |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2023vs Q2 2022 | $222.8B$226.5B |
Loans | Q2 2023vs Q2 2022 | $150.9B$157.7B |
Deposits | Q2 2023vs Q2 2022 | $180.8B$181.7B |
Equity Capital | Q2 2023vs Q2 2022 | $22.86B$24.14B |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $2.04B$1.96B |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $1.22B$899.1MM |
Real Estate Owned | Q2 2023vs Q2 2022 | $8.4MM$12.7MM |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | - | - | Citizens Private Client Savings | |
0.07% | - | - | Citizens Quest Savings | |
0.01% | - | - | Business Savings | |
0.01% | - | - | One Deposit Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.07% | - | - | Citizens Private Client Checking | |
0.05% | - | - | Citizens Quest Checking |