Citizens Bank (RI)
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.10% | 1-year CD | 14 Month CD (Online Only) |
| 0.01% | Savings | Green Savings |
| 0.10% | 4-year CD | 48 Month CD |
Citizens Bank (RI) is headquartered in Providence and is the largest bank in the state of Rhode Island. It is also the 23rd largest bank in the nation. It was established in 2005 and as of December of 2017, it had grown to 14,715 employees at 827 locations. Citizens Bank (RI) has an A+ health rating.
Related Posts
1/30 - Citizens Bank Has $150 Checking Bonus In Supermarket Branches
4/4 - 15-Month CD - 1.3% (Online Only)
3/26 - $200 Checking Account Bonus At Citizens Bank
2/23 - Citizens Bank Raises Rate On 14-month CD, Relationship Required
8/15/14 - Citizens Bank's CollegeSaver Account Rewards with End of Term $1,000 Bonus
3/24/14 - RBS 'In Talks' To Sell Citizens To Japanese Bank
1/20/14 - Citizens Bank Offers New Checking Account That Limits Monthly Fees
10/20/13 - TD Bank Wants To Buy Citizens
5/9/13 - Charter One & Citizens Bank $175 Checking Account Promotion for Several States
2/8/13 - $150 Checking Account Bonus at Citizens Bank in Several States
9/18/12 - CD and Credit Card Specials at Citizens Bank in Several States
5/21/12 - Checking & Money Market Account Bonuses of up to $225 at Citizens Bank in Some States
5/15/12 - Citizens Bank Is Latest To Settle Suit On Overdraft Fees
3/22/12 - Higher Checking Account Fees At Citizens Bank
10/31/11 - College Savings Account At Citizens Bank & Charter One
10/24/11 - Citizens Bank's Checking Promo: $200 & $240 Bonuses
9/9/11 - Higher Wire Transfer Fees at Wells Fargo and Citizens Bank - Wire Alternatives
6/13/11 - $100 Checking Account Promotion at Citizens Bank in Some States
4/14/11 - $240 Checking Account Promotion at Citizens Bank in Some States
| Featured Account Options | SPONSORED LISTINGS | ||||
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My Bank
I cannot say enough good things about my experience with Citizens Bank over the years. My original mortgage was through them and I currently have two home equity lines of credit through them. The rates I receive are very competitive. They have several convenient branch locations,most of them being in Hannaford supermarkets which is where I shop. They also offer IRAs which I have through them. I also have a savings account with a very competitive rate. I do most of my banking and bill payment through their website. When I do use the local branch, the manager and all personnel treats me like family. I highly recommend Citizens Bank to anyone in need of a good financial institution.
Berry Good
I have had a fantastic experience with Citizen's Bank in general. My mobile banking experience is top notch, I am able to view my account, make payments, all the good stuff an individual would be looking for in a mobile banking experience. I especially like that I am able to submit checks into my account using my smart phone. The only downside is that it takes a day for the money to be added to your account, but it is convenient to say the least. With all that being said, they do need to make some changes with regard to safety measures. I once called about money being taken out of my account by a fraudulent provider and they required me to come in to set up a block. All in all, good experience.
Bank Checking Account.
My bank checking account charges little fees but has very few benefits. When the bank changed names the account that I had was still automatically available was charged very large fees for the same free service I had in the past. I think this is poor practice. The similar feed account for the new bank is now one with none of the services that I was receiving before. This branch is local and the customer service is good so I have not changed banks. Because of the changes I have started looking into other options for banking. I prefer not have fees changed or assesed to my account just to have me change account types. If you no longer offer a service or no longer want to offer a service just don't offer it, don't assign silly fees.
Accounts Closed And Money Given To Another Person
I am assuming a happy ending to today's mess with Citizens, but I am still in shock this happened.
My stepson went to the bank, Endicott, NY, I believe. He closed all of his accounts. He had 3 or 4. I assume they gave him the money from his accounts. They also gave him the money from MINE.....all 4 of mine. I would not have known this happened had I not set up to receive e-mail when the balance on one of those accounts went below a certain amount. When I went to my account online to check on the balance just mentioned, I found all of my accounts with a CLOSURE WITHDRAWAL leaving a ZERO balance in all accounts. I just do not understand how this could happen. I know they are working hard to resolve the problem, but I find this very disconcerting and disappointing.
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 57957 |
| Year Established | 2005 |
| Employees | 14715 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.16% |
| Return on Equity - YTD | 8.32% |
| Annual Interest Income | $3.94B |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $122B$116.9B |
| Loans | Q4 2017vs Q4 2016 | $91.33B$86.83B |
| Deposits | Q4 2017vs Q4 2016 | $89.63B$83.23B |
| Equity Capital | Q4 2017vs Q4 2016 | $16.96B$16.34B |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $1.01B$1.01B |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $696.0MM$800.8MM |
| Real Estate Owned | Q4 2017vs Q4 2016 | $23.2MM$37.1MM |
This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.
$400 Bonus On New Platinum Checking Accounts
To qualify for the $400 bonus you must open your first new Platinum checking account between 3/30/2018 and 6/30/2018 and have at least 1 single direct deposit of $1,000 or more post to your new checking account within 60 days of account opening.
Direct Deposit is recurring income electronically deposited into your Citizens Bank checking account and may include salary, pension, Social Security and Supplemental Security Income (SSI) benefits and other regular monthly income.
Primary signer on the new checking account may not be or have been a primary or secondary signer on any Citizens Bank personal checking account within the previous six months.
The new account must be open and in good standing to qualify for this offer.
Offer may be withdrawn without notice and cannot be combined with any other checking offer.
In order to be eligible to participate in this promotion, the customer must open their first new personal checking account via Citizens Bank's online account opening system accessed by clicking on the link on this page.
Customer should print this screen for their records.
Customer may only be paid a bonus associated with this program one time.
Always verify rates and promotions with the bank or credit union. We are not Citizens Bank (RI); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.
Citizens Bank (RI) Savings Account Rates
Citizens Bank (RI) Money Market Rates
Citizens Bank (RI) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.07%*† | $250k* | - | Citizens Bank Platinum Plus Checking | ||
| OTHER TIERS: 0.03% → Up to $25k | 0.05% → $25k - $250k | |||||
| 0.02%† | - | - | Citizens Bank Platinum Checking | ||
