Dedicated to Deposits: Deals, Data, and Discussion

5.25% 60-Month / 5.09% 36-Month CD at an Illinois Credit Union (GCS).


GCS Federal Credit Union is offering some high yields on its long term certificates. The yields over 5% range from 5.09% APY for a 36-month term to 5.25% APY for a 60-month term. The minimum deposit is $2,500, and they're also available as an IRA certificate.

It has been a while since I had posted on this credit union. My last report was on October 2006 when they were offering a 6.14% CD.

Field of membership includes persons who live, work, worship or go to school in Madison County or most of St. Clair Counties. Select employee groups are also eligible. Please see their website for the details.

Branches are located in the Illinois cities of Edwardsville, Pontoon Beach, Granite City and Madison which are just east of St. Louis, Missouri. The credit union is federally insured by the NCUA (Charter # 4336). It has $219 million in assets and 38,271 members.

Related Pages: Illinois, CD rates, IRA rates

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