Citizens Bank is offering a CD promotion with the following rates and terms: 5.00% APY 60-month CD, 4.00% APY 14-month CD and a 3.51% 12-month CD. The minimum deposit is $1,000. Money new to the bank is required. The bank has different rates for Michigan, Wisconsin and Ohio, but all three states currently have these same promotional CD rates.
A branch visit appears to be required to open an account. Most of the bank's branches are located in Michigan. Some of the Michigan cities include Flint, Lansing, Jackson, Falmouth, Troy, Saginaw and Ann Arbor. The cities in Wisconsin with branches include Milwaukee and Green Bay.