Dedicated to Deposits: Deals, Data, and Discussion

4.50% 11-Month CD at a Florida CU (Space Coast)


Space Coast Credit Union is offering a 4.50% APY 11-month certificate. The minimum deposit is $500, and the maximum is $100,000. An active checking account is required which requires a minimum 4 purchase transactions or checks per month or direct deposit of at least $500 per month. Without an active checking account, the 11-month yield drops to 4.00% APY. This CD special doesn't seem to be listed at the credit union's website. It was advertised in today's Treasure Coast Newspaper. The ad is available online here.

Membership is open to anyone living or working in Brevard, Volusia, Flagler, Indian River or Osceola counties. Please see the bottom of the credit union's about page for more details. Membership requires a $5 one-time fee and a minimum deposit of $5 into the share savings account.

For those trying to find high CD rates at a healthy financial institution in Florida, Space Coast CU may be one. It has a 4 star rating (excellent) at BauerFinancial and a 4 star rating (sound) at Both are based on 3/31/08 data.

The credit union is federally insured by the NCUA (Charter # 67297). It's a large credit union with $1.59 billion in assets and 153,987 members.

  Tags: CD rates, Florida

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