Dedicated to Deposits: Deals, Data, and Discussion

4.50% 16-Month CD at Fidelity Bank in Michigan

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Fidelity Bank is offering a special 4.50% APY 16-month CD. The minimum deposit is $1,000, and it requires that you have a Fidelity Bank checking or savings account. The link to the promotion page (pdf) is located on the bank's front page.

A branch visit apears to be required to open accounts. In the locations page, it states that the bank serves residents in the Michigan counties of Wayne, Oakland, Macomb, and Washtenaw. Some of the cities with branches include Dearborn, Plymouth, Canton, Auburn Hills, Birmingham and Ann Arbor.

The bank's ratings for financial soundness are a little weak: 3 stars (adequate) at BauerFinancial and 1 star (lowest) at Bankrate.com. Both are based on 6/30/08 data.

Fidelity Bank has been FDIC insured since 1994 (FDIC Certificate # 33883).

  Tags: Michigan, CD rates, FIDELITY BANK

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