Dedicated to Deposits: Deals, Data, and Discussion

4.75% 3-Month CD at US Century Bank in South Florida


US Century Bank is offering a special 4.75% APY 90-day CD. The minimum deposit is $500, and there is no maximum deposit. It doesn't seem to be listed at the bank's website. A reader mentioned seeing it advertised in the Miami Herald. I just called for additional details. According to the CSR, it doesn't have any other requirements like a checking account. It's scheduled to last through October 31, 2008.

My last post on this bank was in May when it was offering a 4% savings account.

A branch visit is required to open an account. Branches are located in South Florida in the cities of Miami, Aventura, Coral Gables, Hialeah, Key Biscayne and Hollywood.

The bank has some decent financial ratings for soundness: 5 stars (superior) at BauerFinancial and 3 stars (performing) at Both ratings are based on 6/30/08 data. The bank has been FDIC insured since 2002 (Certificate # 57369).

Thanks to the reader who mentioned this special CD in the Finding the Best Deals post.

Other South Florida Bank Deals

For those in South Florida looking for a longer term CD, Ocean Bank is offering a 4.75% APY 13-month CD (see post).

Related Pages: CD rates, Florida

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