4.25% 13-Month CD at First Florida Credit Union

First Florida Credit Union is offering a special 13-month certificate with a yield of 4.25% APY. Minimum deposit is $1,000.

Membership is open to anyone who lives or works in the following Florida counties: Baker, Broward, Clay, Duval, Flagler, Leon, Orange, Hillsborough, Miami-Dade, Nassau, Seminole or St. Johns. Please see the credit union's About Us Page for more info.

Branches are located in the Florida cities of Jacksonville, Tallahassee, Orlando, Miami and Pembroke Park.

First Florida Credit Union has some decent financial ratings for soundness: 5 stars (superior) at BauerFinancial and 3 stars (performing) at Bankrate.com. Both ratings are based on 6/30/08 data. The credit union is federally insured by the NCUA (Charter # 61170).

Other High Certificate of Deposit Rates

The best one-year CD that's available nationwide continues to be at Delta Community Credit Union which is offering a yield of 4.50% APY (see post). For online banks, GMAC and E-LOAN are both offering 4.36% APY on their 12-month CDs. For more info on these and other nationwide CD rates, please refer to my weekly rate summary. To keep up-to-date on the latest deals for the day, please refer to my Deals & News of the Day.

Tags: CD rates, Florida, First Florida Credit Union