Overview / Commentary
500 W 1st St
Jacksonville, FL 32202-3939

First Florida Credit Union is headquartered in Jacksonville and is the 19th largest credit union in the state of Florida. It is also the 339th largest credit union in the nation. It was established in 1950 and as of September of 2018, it had grown to 174 employees and 53,575 members at 15 locations. First Florida Credit Union's CD rates are 2X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in First Florida Credit Union is open to those who live or work in Baker, Bradford, Broward, Clay, Columbia, Duval, Flagler, Franklin, Gadsden, Hillsborough, Jackson, Jefferson, Leon, Liberty, Madison, Miami-Dade, Nassau, Orange, Osceola, Palm Beach, Pasco, Pinellas, Saint Johns, Seminole, Taylor, Union, Volusia, or Wakulla Counties in Florida. Membership is also open to employees of the State of Florida, CSX Transportation, Florida State University, and other area Select Employer Groups.
See current membership details

Related Posts

First Florida Credit Union Boosts 13-Month CD - 11/29/2018

First Florida Credit Union (29 Florida counties) has added 160 bps to its 13-month CD Special (2.89% APY). Minimum deposit is $50k, with no stated balance cap.

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Reviews (1)

First Florida Credit Union Review

Posted by: LolaBT | Jul 18, 2016

We have been with First Florida Credit Union or an affiliate for 30+ years. Over the past five years we have had to do some significant renovations on our home. As you can imagine that becomes very expensive. First, we did a kitchen remodeled. There was some water damage behind to wall that insurance would not cover so we decided to just do a total remodel. We worked with Dorothy to help us decide how to pay for this and the least amount of interest. Our home was almost paid for so she suggested that we establish a home equity line of credit (HELOC) for the renovations. Fortunately, she suggested that we set it up for more than we needed because the renovations resulted in more than we initially thought. That buffer allowed us to have the kitchen we wanted rather than just settling for average. The interest rates were low which make the monthly payments very easy to manage.


Health Grade Components

NCUA #61170
Year Chartered1950
Primary Regulator
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD4.87%
Annual Interest Income$21.8MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$906.2MM$857.2MM
LoansQ3 2018vs Q3 2017$597.5MM$484.4MM
DepositsQ3 2018vs Q3 2017$658.9MM$626.8MM
Equity CapitalQ3 2018vs Q3 2017$135.2MM$135.5MM
Loan Loss AllowanceQ3 2018vs Q3 2017$2.9MM$2.5MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$2.3MM$2.2MM
Real Estate OwnedQ3 2018vs Q3 2017$25.00K$193.00K
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Always verify rates and promotions with the bank or credit union. We are not First Florida Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Florida Credit Union Savings Account Rates

0.25%*$25k*$10mSavings Account
OTHER TIERS: 0.15% Up to $25k
0.25%$100$10mChristmas Club Account
0.25%*$1k*-IRA Savings
OTHER TIERS: 0.15% $100 - $1k
0.25%$100$10mAdventure Club Account

First Florida Credit Union Money Market Rates

0.60%$50k-Platinum Money Market
0.45%$25k-High Yield Money Market
0.25%$2.5k-Security Plus More

First Florida Credit Union Checking Account Rates

0.35%$600-Premium Interest Checking

First Florida Credit Union CD Rates

2.99%$1k-22 Month CD Special
2.89%$50k-13 Month CD Special
2.69%$1k-60 Month CD
2.39%$1k-48 Month CD
2.29%$1k-36 Month CD
2.19%$1k-24 Month CD
2.19%$1k-30 Month CD
2.19%$300-24 Month Sand Dollar CD
2.19%$1k-9 Month CD Special
2.09%$1k-24 Month Step CD
1.99%$1k-18 Month CD
1.89%$1k-12 Month CD
1.49%$1k-6 Month CD
1.19%$1k-3 Month CD

First Florida Credit Union IRA Rates

2.99%$1k-22 Month IRA Special
2.89%$50k-13 Month IRA Special
2.69%$1k-60 Month IRA
2.39%$1k-48 Month IRA
2.29%$1k-36 Month IRA
2.19%$1k-24 Month IRA
2.19%$300-24 Month Sand Dollar IRA
2.19%$1k-30 Month IRA
2.19%$1k-9 Month IRA Special
2.09%$1k-24 Month Step IRA
1.99%$1k-18 Month IRA
1.89%$1k-12 Month IRA
1.49%$1k-6 Month IRA
1.19%$1k-3 Month IRA


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