First Florida Credit Union


Overview / Commentary
904-359-6800
500 W 1st St
Jacksonville, FL 32202-3939

First Florida Credit Union is headquartered in Jacksonville and is the 18th largest credit union in the state of Florida. It is also the 313th largest credit union in the nation. It was established in 1950 and as of December of 2019, it had grown to 187 employees and 54,727 members at 17 locations. First Florida Credit Union's money market rates are 14% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in First Florida Credit Union is open to those who live or work in the Florida counties of Alachua, Baker, Bay, Bradford, Brevard, Broward, Calhoun, Clay, Columbia, Duval, Flagler, Franklin, Gadsden, Gulf, Hillsborough, Indian River, Jackson, Jefferson, Leon, Liberty, Madison, Marion, Miami-Dade, Nassau, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Saint Johns, Seminole, Taylor, Union, Volusia, Wakulla, Walton, or Washington. Membership is also open to employees of more than 20 Select Employee Groups, including the State of Florida, CSX Transportation, and Florida State University.
See current membership details

Related Posts

First Florida Credit Union's 13-Month CD Special Earns 2.69% APY - 8/22/2019

First Florida Credit Union (FL) is currently offering two CD Specials: 13-month (2.69% APY, $50k minimum) and 22-month (2.79% APY, $1k minimum). Also as IRAs.

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Reviews (1)

First Florida Credit Union Review

Posted by: |

We have been with First Florida Credit Union or an affiliate for 30+ years. Over the past five years we have had to do some significant renovations on our home. As you can imagine that becomes very expensive. First, we did a kitchen remodeled. There was some water damage behind to wall that insurance would not cover so we decided to just do a total remodel. We worked with Dorothy to help us decide how to pay for this and the least amount of interest. Our home was almost paid for so she suggested that we establish a home equity line of credit (HELOC) for the renovations. Fortunately, she suggested that we set it up for more than we needed because the renovations resulted in more than we initially thought. That buffer allowed us to have the kitchen we wanted rather than just settling for average. The interest rates were low which make the monthly payments very easy to manage.



Health
A+

Health Grade Components

Overall
NCUA #61170
Year Chartered1950
Employees187
Primary Regulator
Profit Margin
Return on Assets - YTD0.68%
Return on Equity - YTD4.67%
Annual Interest Income$35.7MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$1.06B$930.4MM
LoansQ4 2019vs Q4 2018$699.4MM$634.8MM
DepositsQ4 2019vs Q4 2018$777.0MM$664.2MM
Equity CapitalQ4 2019vs Q4 2018$151.6MM$137.3MM
Loan Loss AllowanceQ4 2019vs Q4 2018$3.3MM$3.0MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$2.8MM$3.6MM
Real Estate OwnedQ4 2019vs Q4 2018$86.00K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Florida Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Florida Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$25k*$10mSavings Account
OTHER TIERS: 0.15% Up to $25k
0.25%*$1k*-IRA Savings
OTHER TIERS: 0.15% $100 - $1k
0.25%--Holiday Club

First Florida Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$50k-Platinum Money Market
0.40%$25k-High Yield Money Market
0.25%$2.5k-Security Plus More

First Florida Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%--Premium Interest Checking

First Florida Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.29%$1k-48 Month CD
1.29%$1k-60 Month CD
1.19%$1k-36 Month CD
1.19%$1k-22 Month CD Special
0.99%$50k-13 Month CD Special
0.89%$1k-24 Month CD
0.89%$1k-30 Month CD
0.89%$300-24 Month Sand Dollar CD
0.79%$1k-18 Month CD
0.79%$1k-24 Month Step CD
0.69%$1k-12 Month CD
0.59%$1k-9 Month CD Special
0.39%$1k-6 Month CD
0.29%$1k-3 Month CD

First Florida Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.29%$1k-48 Month IRA
1.29%$1k-60 Month IRA
1.19%$1k-22 Month IRA Special
1.19%$1k-36 Month IRA
0.99%$50k-13 Month IRA Special
0.89%$1k-24 Month IRA
0.89%$300-24 Month Sand Dollar IRA
0.89%$1k-30 Month IRA
0.79%$1k-18 Month IRA
0.79%$1k-24 Month Step IRA
0.69%$1k-12 Month IRA
0.59%$1k-9 Month IRA Special
0.39%$1k-6 Month IRA
0.29%$1k-3 Month IRA
Locations

Availability



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