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500 W 1st St
Jacksonville, FL 32202-3939

First Florida Credit Union is headquartered in Jacksonville and is the 20th largest credit union in the state of Florida. It is also the 339th largest credit union in the nation. It was established in 1950 and as of December of 2016, it had grown to 157 employees and 53,284 members at 14 locations. First Florida Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in First Florida Credit Union is open to those who live or work in Baker, Bradford, Broward, Clay, Columbia, Duval, Flagler, Franklin, Gadsden, Hillsborough, Jackson, Jefferson, Leon, Liberty, Madison, Miami-Dade, Nassau, Orange, Palm Beach, Pinellas, Saint Johns, Seminole, Taylor, Union, Volusia, and Wakulla Counties in Florida. Membership is also open to employees of the state of Florida, CSX Corporation and other area Select Employer Groups.
See current membership details

Related Posts

Pretty Good 61-Month CD Rate In Florida - 8/5/2016

Stopped by the branch off of Edgewater Dr in Orlando today and found out they had a pretty good 5yr CD rate: 1.92% APY 61-month CD special, $1,000 min Their field of membership appears pretty wide covering many FL counties

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Reviews (1)

First Florida Credit Union Review

Posted by: LolaBT | Jul 18, 2016

We have been with First Florida Credit Union or an affiliate for 30+ years. Over the past five years we have had to do some significant renovations on our home. As you can imagine that becomes very expensive. First, we did a kitchen remodeled. There was some water damage behind to wall that insurance would not cover so we decided to just do a total remodel. We worked with Dorothy to help us decide how to pay for this and the least amount of interest. Our home was almost paid for so she suggested that we establish a home equity line of credit (HELOC) for the renovations. Fortunately, she suggested that we set it up for more than we needed because the renovations resulted in more than we initially thought. That buffer allowed us to have the kitchen we wanted rather than just settling for average. The interest rates were low which make the monthly payments very easy to manage.


Health Grade Components

NCUA #61170
Year Chartered1950
Primary Regulator
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD4.13%
Annual Interest Income$21.7MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$811.5MM$716.9MM
LoansQ4 2016vs Q4 2015$430.9MM$343.8MM
DepositsQ4 2016vs Q4 2015$608.0MM$573.8MM
Equity CapitalQ4 2016vs Q4 2015$128.1MM$124.8MM
Loan Loss AllowanceQ4 2016vs Q4 2015$2.3MM$1.6MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$2.3MM$2.3MM
Real Estate OwnedQ4 2016vs Q4 2015$50.00K$56.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Florida Credit Union Savings Account Rates

0.25%*$25k*$10mSavings Account
OTHER TIERS: 0.15% Up to $25k
0.25%$100$10mChristmas Club Account
0.25%*$1k*-IRA Savings
OTHER TIERS: 0.15% $100 - $1k
0.25%$100$10mAdventure Club Account
0.25%*$1k*-CESA Savings
OTHER TIERS: 0.15% $100 - $1k

First Florida Credit Union Money Market Rates

0.40%$50k-Platinum Money Market
0.35%$25k-High Yield Money Market
0.25%$2,500-Security Plus More

First Florida Credit Union Checking Account Rates

0.35%$600-Interest Bearing Checking

First Florida Credit Union CD Rates

1.92%$1k-61 Month CD Special
1.50%$1k-60 Month CD
1.33%$1k-48 Month CD
1.13%$1k-36 Month CD
1.01%$1k-30 Month CD
1.00%$1k-22 Month CD Special
0.90%$1k-24 Month CD
0.90%$1k-24 Month Step CD
0.90%$300-24 Month Sand Dollar CD
0.87%$1k-13 Month CD Special
0.81%$1k-18 Month CD
0.77%$1k-12 Month CD
0.44%$1k-5 Month CD Special
0.34%$1k-6 Month CD
0.24%$1k-3 Month CD

First Florida Credit Union IRA Rates

1.92%$1k-61 Month IRA Special
1.50%$1k-60 Month IRA
1.33%$1k-48 Month IRA
1.13%$1k-36 Month IRA
1.01%$1k-30 Month IRA
1.00%$1k-22 Month IRA Special
0.90%$1k-24 Month IRA
0.90%$300-24 Month Sand Dollar IRA
0.90%$1k-24 Month Step IRA
0.87%$1k-13 Month IRA Special
0.81%$1k-18 Month IRA
0.77%$1k-12 Month IRA
0.44%$1k-5 Month IRA Special
0.34%$1k-6 Month IRA
0.24%$1k-3 Month IRA

First Florida Credit Union has 14 locations. Click to view all First Florida Credit Union locations.