USAlliance Federal Credit Union is offering several competitive promotional certificates. The most competitive is an 18-month CD with an APY of 4.03%. Other CD specials include a 3.98% APY 11-month CD, a 3.82% APY 15-month CD and a 3.77% APY 24-month CD. Minimum deposit is either $500 or $2,500. These rates are listed in the credit union's rate table as of 12/29/08.
The reader who mentioned these promotions reported that the 18-month CD has a free bump-up and is scheduled to last until December 31st.
Membership is open to those who live, work or worship in one of the following seven counties in Massachusetts: Barnstable, Essex, Middlesex, Norfolk, Plymouth, Suffolk and Worcester. Please refer to the credit union's Join-Us Page for more details about eligibility.
Branches are located in Massachusetts, New York and New Jersey. The credit union is federally insured by the NCUA (Charter # 17587).
Thanks to the reader who emailed me info on this promotion.