Dedicated to Deposits: Deals, Data, and Discussion

4.03% 18-Month CD at USAlliance FCU in NY, NJ & MA

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Update 1/20/2009: These CD rates are down, but they're still very competitive. Please refer to the credit union's website for the latest rates.

USAlliance Federal Credit Union is offering several competitive promotional certificates. The most competitive is an 18-month CD with an APY of 4.03%. Other CD specials include a 3.98% APY 11-month CD, a 3.82% APY 15-month CD and a 3.77% APY 24-month CD. Minimum deposit is either $500 or $2,500. These rates are listed in the credit union's rate table as of 12/29/08.

The reader who mentioned these promotions reported that the 18-month CD has a free bump-up and is scheduled to last until December 31st.

Membership is open to those who live, work or worship in one of the following seven counties in Massachusetts: Barnstable, Essex, Middlesex, Norfolk, Plymouth, Suffolk and Worcester. Please refer to the credit union's Join-Us Page for more details about eligibility.

Branches are located in Massachusetts, New York and New Jersey. The credit union is federally insured by the NCUA (Charter # 17587).

Thanks to the reader who emailed me info on this promotion.

  Tags: Massachusetts, New York, CD rates, New Jersey

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